Article Per Year (5 Year)
p-Index From 2020 - 2025
0.702
P-Index
This Author published in this journals
All Journal Jurnal An-Nur Socius: Social Sciences Research Journal International Journal of Information System and Innovation Management
Dwi, Septy Rahma
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Mekanisme Transaksi E-Commerce Menurut Perspektif Ekonomi Syariah (Study Kasus Masyarakat Muslim Indonesia, Malaysia dan Singapura) Jannah, Nisa Zahratul; Dwi, Septy Rahma; S, Syahpawi
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 9 (2024): April
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11075710

Abstract

In this modern era, technological developments have spurred changes in individual habits in carrying out buying and selling transactions. Currently the buying and selling model has progressed, which we know as online buying and selling, where when a buyer wants to buy an item no longer needs to come and meet face to face with the seller, just by using a gedjet and laptop, the item ordered will arrive. With the various conveniences available, many people choose to shop online on the grounds that they can save time and don't have to leave the house. However, there are some drawbacks and impacts for the real market. One of the impacts is that the market is starting to be empty of buyers. In some cases, there are shortcomings in online shopping, including the presence of sellers who are not trustworthy, so that the goods ordered do not match those in the picture. Sometimes the description of the item does not match the photo shown. Another case is that there is a buyer who is not trustworthy with his order, when he orders goods purchased using the COD payment method, after the goods arrive the buyer does not want to pay for them. This aims to analyze the e-commerce transaction mechanism according to perfective sharia economics. The results of the analysis concluded that in terms of technical transactions, whether in the form of buying and selling services or goods, if the goods are delivered in a reliable manner because they are non-digital, then e-commerce transactions can be analogous to buying and selling al-salam, which has been regulated since its inception. Islam through the Sunnah of the Prophet PBUH. The use of e-commerce in Indonesia is permitted as long as both parties understand each other. The development of the use of e-commerce has had a big influence on various countries, both locally and internationally, including Singapore, Indonesia and Malaysia.
Upaya Bank Syariah Dalam Mengatasi Pembiayaan Bermasalah Pada Akad Murabahah Dwi, Septy Rahma; N, Nurnasrina
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 4 (2024): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14173791

Abstract

Murabaha-based financing is one of the main instruments utilized by Islamic banks to support financing activities in the real sector. However, the implementation of this contract often faces challenges, especially related to the risk of non-performing financing or potential defaults. This article aims to explore strategies undertaken by Islamic banks in managing non-performing financing in murabahah contracts, while maintaining compliance with sharia principles and maintaining financial stability. Through a literature study approach, this research aims to identify the factors that cause such non-performing financing and understand the efforts of Islamic banks in overcoming non-performing financing in murabahah contracts. This research is expected to be useful in providing an explanation of the resolution of murabahah financing problems in Islamic banks and uncovering the various factors that cause the emergence of non-performing financing. The findings show that these measures contribute significantly to improving the effectiveness of handling non-performing financing as well as maintaining customer trust and the reputation of Islamic banks in the community. 
Ekonomi Dinasti Mamluk Mesir; Menelaah Sejarah dan Implementasinya di Indonesia Suzana, Suzana; Sari, Febria Lesmita; Dwi, Septy Rahma; Herlinda, Herlinda
Jurnal An-Nur Vol 13, No 2 (2024): Jurnal An-Nur Desember 2024
Publisher : UIN SUSKA RIAU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/an-nur.v13i2.35124

Abstract

Artikel ini membahas tentang ekonomi pada masa Dinasti Mamluk di Mesir dengan menelaah sejarah dan implementasinya di Indonesia. Penelitian ini menggunakan jenis penelitian kualitatif yang berbasis kepustakaan (library research) dengan pendekatan deskriptif kualitatif dan teknis analisis melalui tahapan mengumpulkan segala data atau heuristik yang kemudian di verifikasikan kebenarannya melalui berbagai sumber. Hasil dari penelitian ini menunjukkan bahwa ekonomi pada masa Dinasti Mamluk mengalami kemajuan dengan berbagai kebijakan seperti sistem pemerintahan yang bersifat oligarki militer bukan monarki, pemberian penghargaan kepada para ilmuwan dan akademisi, menjalin hubungan dagang dengan luar negeri, kebijakan pasar bebas kepada para petani, ketahanan angkatan laut, dan penggunaan harta wakaf secara efektif. Sedangkan kemunduran ekonomi terjadi disebabkan beberapa faktor diantaranya; krisis ekonomi yang berkepanjangan, gaya hidup sultan, korupsi dan monopoli ekonomi, serangan dari negara lain, dan perilaku buruk para sultan
Strategic Innovation in Sharia Governance: The Evolving Management Role of the Sharia Supervisory Board Dwi, Septy Rahma; Lesmita, Febria; Suzana, Suzana; Albahi, Muhammad; Abdullah, Siti Intan Nurdiana Wong; Sitompul, Silvia Sari
International Journal of Information System and Innovation Management (IJISIM) Vol. 2 No. 1 (2024): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Shariah Supervisory Board (DPS) plays a vital role in ensuring that the operations and financial products of Islamic financial institutions comply with Shariah principles. This research aims to explore the roles, responsibilities, and challenges faced by DPS through analyzing the available literature. Through the literature study method, this research analyzes various secondary sources, including scientific articles, books, regulations, and reports from Islamic financial institutions. The results show that DPS has a key role in providing trust to stakeholders, but also faces various challenges, such as the lack of uniform global standards and limited resources. This study provides recommendations to strengthen the role of DPS, including improved training and education of DPS members, as well as harmonization of regulations at the international level. Thus, DPS can be more effective in supporting the sustainable growth of the Islamic finance industry in accordance with Islamic principles.  
Co-Authors Abdullah, Siti Intan Nurdiana Wong Albahi, Muhammad Herlinda Herlinda, Herlinda Jannah, Nisa Zahratul Lesmita, Febria N, Nurnasrina S, Syahpawi Sari, Febria Lesmita Sitompul, Silvia Sari SUZANA, SUZANA