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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) JEMARI : Jurnal Edukasi Mahasiswa Sunan Giri Bima
Putri, Kiki Afriani
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Religion Economics, Econometrics & Finance Education

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SISTEM IPLEMENTASI PEMBELAJARAN BERBASIS BOARDING SCHOOL TERHADAP PENINGKATAN KOMPETENSI SISWA Di MTs N 1 KOTA BIMA Putri, Kiki Afriani; Maidarfrida, Maidarfrida; Trimansyah, Trimansyah
JEMARI : Jurnal Edukasi Mahasiswa Sunan Giri Vol 2 No 1 (2024): June
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) STIT Sunan Giri Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47625/jemari.v2i1.638

Abstract

A boarding school is an educational institution that accommodates all students who are members of it because that way coaches and educators can easily control and manage it. This research aims to find out how the boarding school-based learning implementation system improves student competency. The research method used is qualitative research with a phenomenological approach, with data collection techniques through observation, interviews, documentation and analyzing literature. The results of this research found that the learning system carried out was that there was a learning time program grouped into daily activities, weekly activities, monthly activities and also annual activities. This activity program contains various learning processes that are sure to have great potential in improving student competency. The learning system applied at boarding schools has the best method which implements learning balance, provides adequate facilities to realize and support a good learning process, and creates a pleasant learning atmosphere.
ANALISIS MEDIA PEMBELAJARAN IPA MATERI POKOK CIRI-CIRI MAKHLUK HIDUP DI KELAS III MIS PALAMA KOTA BIMA Putri, Kiki Afriani; Indriani, Irma
JEMARI : Jurnal Edukasi Mahasiswa Sunan Giri Vol 1 No 2 (2023): December
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) STIT Sunan Giri Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47625/jemari.v1i2.545

Abstract

This research aims to find out what media is used by an educator in science subjects and specifically focuses on the characteristics of living things. The approach used in this research is qualitative, descriptive in nature, data collection was carried out using interview techniques. The interview technique used was interviewing class III science subject teachers at MIS Palama. The next activity is that the data is processed using data reduction, data display, and drawing conclusions/verification. The research results showed that at MIS Palama there were very minimal school facilities and infrastructure so that teaching and learning activities were not effective and efficient.
IMPLEMENTATION OF MURABAHAH CONTRACT IN INDONESIA: A NARRATIVE STUDY OF THE PROCESS, CHALLENGES, AND ECONOMIC IMPACT Putri, Kiki Afriani; Wulandari, Fitri
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 4 (2025): IJEBAR, VOL. 09 ISSUE 04, DECEMBER 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i4.18949

Abstract

Murabahah is the most widely used sales-based financing instrument in Indonesian Islamic banking. This study aims to analyze the implementation of murabahah contracts in Indonesia based on the guidelines of the National Sharia Council-Indonesian Ulema Council (DSN-MUI), identify practical challenges in its implementation, and examine the economic impact on both banks and customers. This narrative study uses a systematic literature review approach with an analysis of 20 selected scientific journals from 1,000 identified documents. The findings of the study show that the implementation of murabahah contracts in Indonesia faces a significant gap between the provisions of the DSN-MUI fatwa and practices in the field, especially regarding the transfer of asset ownership, the use of wakalah (agency/authorization), and the choice of murabahah over alternative contracts. The economic impact is ambiguous: murabahah increases the bank's profitability but can reduce customer confidence if it is not in line with sharia principles. The findings of this study open up opportunities for the development of an innovative trade-based murabahah model to improve alignment with maqasid al-sharia and the resilience of Islamic banking. Keywords: Murabahah contract, sharia banking, DSN-MUI, sharia fatwa, wakalah
Co-Authors Fitri Wulandari Irma Indriani Maidarfrida, Maidarfrida Trimansyah, Trimansyah