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All Journal Journal Indonesia Law and Policy Review (JILPR) Jurnal Al-Fatih Global Mulia JPAP (Jurnal Praktisi Administrasi Pendidikan)
Saefulloh
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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LEGAL PROTECTION OF CUSTOMERS/INVESTORS FROM FRAUD CRIMES COMMITTED BY INDIVIDUALS AND NON-BANK FINANCIAL INSTITUTIONS Wicaksono, Hadi; Pratiwi, Siswantari; Saefulloh
JILPR Journal Indonesia Law and Policy Review Vol. 5 No. 3 (2024): Journal Indonesia Law and Policy Review (JILPR), June 2024
Publisher : International Peneliti Ekonomi, Sosial dan Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56371/jirpl.v5i3.278

Abstract

Illegal investment activities are carried out by collecting funds from the wider community by deviating or even avoiding banking regulations, which are activities that use public facilities to carry out their business activities. Thus, it is necessary to look at the authority that the Financial Services Authority has in providing protection for the public against Illegal Investment activities. The practice of moral hazard in Illegal Investment activities occurs because of the weak supervision system of financial institutions. Problem Formulation What are the factors that cause the crime of illegal investment fraud? What is the legal protection for customers of non-bank financial institutions who carry out collection activities without permission from Bank Indonesia and the OJK? The research method used is normative juridical, the results of this research are factors that cause the occurrence of criminal acts of illegal investment fraud, such as a lack of public awareness of the financial sector, especially legal investments, and the bad luck of those who seek high profits while ignoring the risks and legal protection for institutional customers. Non-Bank Finance Carrying Out Collection Activities Without Permission from Bank Indonesia and OJK Finance is a mechanism for legal protection of customers, namely by pursuing civil and general criminal charges.
Hubungan Masa Kerja Terhadap Kemampuan Kepemimpinan Guru dalam Membangun Kolaborasi dengan Rekan Sejawat Ahmad Junaidi; Dwi Supriatin; Ni Putu Novie Yanti. A.; Moh.Noor Supandri; Lalu Abi Said Ali; Saefulloh; A Wahab Jufri
JPAP (Jurnal Praktisi Administrasi Pendidikan) Vol. 9 No. 1 (2025): JANUARI 2025
Publisher : Postgraduate University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpap.v9i1.798

Abstract

This study aims to investigate the relationship between teachers' tenure and their leadership skills in building collaborative relationships with colleagues in the school environment. Collaboration among teachers plays an important role in building a positive work culture and supporting professional development at both the individual and organizational levels. Tenure is often considered an influential indicator of leadership style, and teachers with more experience tend to demonstrate a deeper understanding of the challenges and strategies required to build effective working relationships. This study used a quantitative method with a descriptive approach. Data collection was carried out using a questionnaire targeting 163 respondents in the West Nusa Tenggara region with the results of 61.3% of teachers having a tenure of more than 10 years. While the ability of teachers in building collaboration respondents answered consistently as much as 58% so that the leadership ability of teachers in building collaboration with colleagues can be said to be good. The results of this study support that teacher tenure contributes significantly to the development of leadership skills. Experienced teachers are better able to build working relationships based on mutual trust and effective collaboration. The results of this study are expected to provide insights to policy makers regarding the design of training programs that focus not only on developing teaching skills but also leadership skills. This research can also be a reference for future research to deepen the dynamics of teacher leadership in the educational environment.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Nasabah Memilih Bank Syariah Sri Hendrawati; Deni Lesmana; Saefulloh
Jurnal Al-fatih Global Mulia Vol. 7 No. 1 (2025): Jurnal Al-Fatih Global Mulia
Publisher : STEBI Global Mulia Cikarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59729/alfatih.v7i1.293

Abstract

Penelititian ini bertujuan untuk menganalisis persepsi nasabah terhadap Bank Syariah Indonesia (BSI) KCP Brebes Bumiayu serta mengidentifikasi fakto-faktor yang mempengaruhi pengambilan keputusan nasabah dalam memilih bank syariah. Penelitian menggunakan pendekatan kualitatif dengan metode observasi dan wawancara terhadap 10 nasabah aktif. Faktor - faktor yang dianalisis meliputi faktor religius, ekonomi, sosial dan lingkungan, promosi dan informasi, serta pelayanan dan telnologi. Hasil penelitian menunjukan bahwa faktor religius merupakan motivasi utama nasabah dalam memilih bank syariah, diikuti oleh faktor pelayanan dan teknologi yang mendukung kenyamanan transaksi. Faktor sosial dan promosi juga berperan dalam membentuk persepsi positif terhadap layanan perbankan syariah. Temui ini memberikan implikasi penting bagi pengelola bank syariah untuk memahami preferensi dan kebutuhan nasabah secara komprehensif serta mengembangkan strategi pelayanan dan pemasaran yang selarasa dengan nilai-nilai syariah dan ekspektasi masyarakat modern Kata kunci: Keputusasan nasabah, bank syariah, faktor religius, pelayanan, promosi
Co-Authors A Wahab Jufri Ahmad Junaidi Deni Lesmana Dwi Supriatin Lalu Abi Said Ali Moh.Noor Supandri Ni Putu Novie Yanti. A. Siswantari Pratiwi Sri Hendrawati Wicaksono, Hadi