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INFLUENCE ON RESULTS AND PRODUCT KNOWLEDGE TOWARDS CUSTOMER INTERESTS IN PRODUCT SELECTION AT KSPPS BAITUL MAAL WAT TAMWIL NAHDLATUL ULAMA EAST JAVA TLOGOSARI BRANCH Hayati, Erlina; Sholihah, Dawimatus
International Conference on Humanity Education and Society (ICHES) Vol. 2 No. 1 (2023): Second International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

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Abstract

This study aims to analyze and empirically test the variables in the study that have been formulated in the formulation of the problem classified as explanatory research, namely whether there is an influence between profit sharing (X1) and product knowledge (X2) on customer interest (Y). In this study, the approach used is to use a quantitative research method. The sampling technique in this study uses on-probability sampling, while the method used for sampling uses purposive sampling. The sample in this study includes customers of KSPPS Baitul Maal Wat Tamwil (BMT) Nahdlatul Ulama East Java, Tlogosari Branch, both savings and financing members. Data analysis used in this study uses multiple linear regression.
ISLAMIC EDUPRENEURSHIP-BASED STRENGTHENING OF PESANTREN ECONOMY THROUGH HYDROPONIC CULTIVATION AT AL-UTSMANI ISLAMIC BOARDING SCHOOL, BONDOWOSO Sholihah, Dawimatus; Jannah, Wildatul
AL-ADABIYAH: Jurnal Pendidikan Agama Islam Vol. 6 No. 1 (2025): AL-ADABIYAH: Jurnal Pendidikan Agama Islam
Publisher : Published by the Islamic Religious Education Study Program Faculty of Tarbiyah and Teacher Training Kiai Haji Achmad Siddiq University, Jember, East Java, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/adabiyah.v6i1.926

Abstract

The COVID-19 pandemic has significantly impacted the financial sustainability of Islamic boarding schools (pesantren), which predominantly rely on student fees. To address these challenges, Al-Utsmani Islamic Boarding School in Bondowoso initiated an Islamic edupreneurship-based community service program focused on hydroponic cultivation. This initiative aimed to (1) enhance the skills of students and administrators in hydroponic farming, (2) promote pesantren economic independence, and (3) integrate digital marketing and agro-tourism strategies. Implemented using the Asset-Based Community Development (ABCD) approach, the program leveraged the pesantren’s existing assets, including human resources, infrastructure, and agricultural potential. As a result, students and staff who were previously unfamiliar with hydroponic systems acquired practical farming and marketing skills. The program not only fostered entrepreneurial capacity but also laid the foundation for sustainable economic development within the pesantren environment. Nevertheless, challenges such as limited funding and market access highlight the need for further institutional and governmental support. Pandemi COVID-19 telah berdampak signifikan terhadap keberlanjutan finansial pesantren yang mayoritas bergantung pada dana dari santri. Untuk mengatasi tantangan tersebut, Pondok Pesantren Al-Utsmani Bondowoso melaksanakan program pengabdian berbasis edupreneurship Islam yang berfokus pada budidaya tanaman hidroponik. Inisiatif ini bertujuan untuk: (1) meningkatkan keterampilan santri dan pengelola pesantren dalam bercocok tanam secara hidroponik, (2) mendorong kemandirian ekonomi pesantren, dan (3) mengintegrasikan strategi pemasaran digital serta pengembangan kawasan agrowisata. Program ini dilaksanakan dengan pendekatan Asset-Based Community Development (ABCD) yang memanfaatkan berbagai aset yang telah dimiliki pesantren, termasuk sumber daya manusia, infrastruktur, dan potensi pertanian. Hasilnya, para santri dan pengelola yang sebelumnya belum mengenal sistem hidroponik kini mampu menerapkan keterampilan bercocok tanam dan strategi pemasaran produk. Program ini tidak hanya meningkatkan kapasitas kewirausahaan, tetapi juga menjadi fondasi pengembangan ekonomi berkelanjutan di lingkungan pesantren. Namun demikian, keterbatasan dana dan akses pasar menjadi tantangan yang perlu mendapat dukungan lebih lanjut dari lembaga dan pemerintah.
Internalization of Ukhuwah Values in Increasing Competitiveness and Social Harmony of Tengger MSMEs Ramadhani, Kurniawan; S.A, Abdullah; Barmawi, Mohamad; Faizal, Ahmad; Sholihah, Dawimatus; Syirwan, Urfi Ainu
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.697

Abstract

This study explores the internalization of ukhuwah (brotherhood) values in enhancing the competitiveness and social harmony of micro, small, and medium enterprises (MSMEs) within the Tenggerese community in Probolinggo Regency. The values of ukhuwah Islamiyah, wathaniyah, and insaniyah serve as the moral, spiritual, and social foundations that guide entrepreneurial behavior in navigating modern economic challenges. Using a qualitative phenomenological approach, the research collected data through in-depth interviews, participatory observation, and documentation. The findings indicate that the internalization of ukhuwah manifests in three key dimensions: entrepreneurial spirituality, social solidarity, and economic collaboration. MSME actors demonstrate honesty, trust, and mutual cooperation as a distinctive work ethos that strengthens business networks and promotes social cohesion amid market competition. The study concludes that ukhuwah functions not only as a religious doctrine but also as a strategic socio-economic framework rooted in local wisdom and universal human values, contributing to sustainable business development and community resilience.
From Local Wisdom To Global Harmony Faizal, Ahmad; Wijayanti, Cici; Sholihah, Dawimatus; Ramadhani, Kurniawan
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.733

Abstract

Indonesia, as the country with the world’s largest muslim population and rich local wisdom, faces serious challenges in achieving sustainable economic development. Inequalities in wealth distribution, the exploitation of natural resources, and the dominance of a capitalist economic system often neglect the values of justice and sustainability. On the other hand, local traditions such as ”sasi” in Maluku, ”subak” in Bali, and ”gotong royong” in various regions reflect economic ethics that align with principles, including distributive justice (al-‘adl), sustainability (istidam), and the entrusted stewardship of the earth (khalifah fil ardh). This article aims to analyze the potensial integration of islamic economic values with Indonesia’s local wisdom as a model of sutainable development oriented toward global harmony. Using a qualitative approach based on literature review and contextual analysis, this study finds that the synergy between Islamic economics and local wisdom can provide alternative solutations to issues of socio-economic inequality, environmental degradation, and identity crises in the era of globalization.the findings of this study imply the strengthening of a velue-based economic paradigm that is not onlyrelevant at the local level but also capable of contributing to a more just, ethical, and harmonious global economic order.
From Local Wisdom to The Global Agenda Sholihah, Dawimatus; Faizal, Ahmad; Ramadhani, Kurniawan
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.735

Abstract

This research investigates the 'Matoron Roma' tradition as a manifestation of local wisdom in Bondowoso Regency, Indonesia, specifically examining its intersection with Islamic economic principles, social harmony, and the Sustainable Development Goals (SDGs). Utilizing a descriptive qualitative approach supported by interviews and participant observation, the study explores how communal practices foster social cohesion and economic resilience. The findings demonstrate that Matoron Roma actively implements Islamic economic values, including ta'awun (mutual assistance), shodaqoh (voluntary giving), and musyarakah (partnership), through the traditional framework of mutual cooperation (gotong royong). The study concludes that this tradition serves as a localized driver for multiple SDGs: reducing poverty by easing economic burdens related to housing (SDG 1); promoting social justice through non-discriminatory participation (SDG 10); building resilient human settlements (SDG 11); and fostering peace and inclusive institutions through strengthened communal brotherhood (SDG 16). Ultimately, Matoron Roma exemplifies how indigenous traditions can be transformed into sustainable development solutions, representing a vital partnership (SDG 17) that bridges religious ethics with global developmental objectives.
Mengembangkan Islamic Sosial Finance (ISF) yang Terintegrasi dalam Upaya Mendukung Implementasi SDGs (Sustainable development Goals) Sholihah, Dawimatus
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 5 No. 2 (2024): Maret
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v5i2.142

Abstract

Pemanfaatan Islamic Social Finance (ISF) saat ini masih belum optimal, sementara potensi penerimaan dari ISF sangat tinggi, oleh karena itu untuk mewujudkan potensi ISF instrumen ISF harus terintegrasi. Dalam penelitian ini mengkaji solusi alternatif serta strategi prioritas dari Islamic Social Finance dalam upaya implementasi (SDGs) yang bisa diterapkan dalam jangka pendek ataupun jangka panjang. Metode penelitian pada penelitian ini menggunakan pendekatan kualitatif deskriptif, data diperoleh melalui studi literatur yaitu melalui data sekunder dari berbagai macam sumber diantaranya : jurnal, buku, data statistik, sur6at kabar dan lain sebagainya. Ada beberapa pembaharuan dalam penelitian ini yang layak untuk di pertimbangkan, pertama melalui sitem terintegrasi dalam pengelolaan zakat dan wakaf akan berdampak terhadap mengurangnya angka kemiskinan dan kelaparan, yang kedua melalui sistem yang terintegrasi akan tercipta masyarakat yang mempunyai pendidikan berkualitas, tersedianya air bersih dan sanitasi yang layak, pekerjaan yang layak dan pertumbuhan ekonomi, berkurangnya kesenjangan, serta terciptanya kehidupan yang sehat dan sejahtera dimana poin – poin tersebut selaras dengan tujuan dari Sustanable development Goals (SDGs) Keyword Islamic Social Finance, Integrasi, Sustanaible development Goals (SDGs)
Eksplorasi Dinamika Perilaku Konsumen Islam: Tren Pasar Berbasis Nilai Syariah dan Inovasi Digital (Studi kasus Pada Pengguna Tokopedia Salam dan LinkAja Syariah): Exploring the Dynamics of Islamic Consumer Behavior: Sharia-Based Market Trends and Digital Innovation (Case Study on Tokopedia Salam and LinkAja Syariah Users) Rusmini, Rusmini; Sholihah, Dawimatus; Danil, Muhammad; Masruroh, Nikmatul
Economic and Education Journal (Ecoducation) Vol. 8 No. 1 (2026): Economic and Education Journal (Ecoducation)
Publisher : Pendidikan Ekonomi, Universitas Insan Budi Utomo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/ecoducation.v8i1.2795

Abstract

Tujuan penelitian ini adalah untuk mempelajari bagaimana perilaku konsumen Muslim berubah dalam konteks tren pasar berdasarkan nilai syariah yang dipengaruhi oleh kemajuan teknologi digital. Studi ini didasarkan pada peningkatan pengetahuan tentang ekonomi Syariah di Indonesia serta perkembangan pola konsumsi masyarakat yang semakin bergantung pada teknologi, terutama melalui toko online seperti Shopee dan Tokopedia. Keunikan pada penelitian ini yaitu terdapat pada aspek pelanggan Muslim berusaha memadukan prinsipreligius seperti halal, thayyib, keadilan, dan tanggung jawab sosial dengan transaksi digital yang mudah dan efektif. Data primer dari penelitian ini dikumpulkan melalui wawancara semi- terstruktur dan observasi digital, dan data sekunder dikumpulkan dari literatur yang relevan. Hasil penelitian menunjukkan bahwa digitalisasi memengaruhi perilaku konsumsi Muslim secara signifikan, seperti yang ditunjukkan oleh peningkatan aksesibilitas transaksi, perubahan pola belanja, dan pengaruh nilai syariah pada proses pengambilan keputusan konsumen. Temuan ini berkontribusi secara akademis dalam memperluas kajian perilaku konsumen Islamdengan integrasi teknologi digital, serta secara praktis memberi arah bagi pelaku industri,pengembang platform digital, dan lembaga keuangan syariah dalam merumuskan strategi yangsesuai dengan kebutuhan konsumen Muslim modern.