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All Journal Dinasti International Journal of Digital Business Management Padma: Jurnal Pengabdian Kepada Masyarakat IJEB
Warsiati, Wiwi
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Public Health Social Sciences Other

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Edukasi Literasi Keuangan Bagi Anggota Karang Taruna di Komplek Griya Caraka Bandung Hernawati, Euis; Candra Fatihah, Dian; Warsiati, Wiwi; Dewi Pramanik, Nuniek; Nurdin, Jusuf
PADMA Vol 4 No 2 (2024): JURNAL PENGABDIAN KEPADA MASYARAKAT (PADMA)
Publisher : LPPM Politeknik Piksi Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/padma.v4i2.1458

Abstract

This training aims to provide knowledge and insight to members of the youth organization in RW 05 Griya Caraka Complex, Cisaranten Endah Village, Arcamanik District, Bandung. The members of the youth organization are given provisions on how to manage finances and develop available funds so that they can increase and be utilized properly. The activity methods used are lecture and practice methods. The results of the activity show that members of the youth organization have a better understanding and knowledge of financial institutions and financial products and services, including features, benefits and risks related to financial products and services.
The Effect of Non-Performing Loans (NPL) and Operational Expenditure on Operational Income (BOPO) on Return on Assets (ROA) Hernawati, Euis; Warsiati, Wiwi; Pramanik, Nuniek Dewi
Dinasti International Journal of Digital Business Management Vol. 6 No. 1 (2024): Dinasti International Journal of Digital Business Management (December 2024 - J
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i1.4076

Abstract

This study aims to determine the effect of Non-Performing Loans (NPL) and Operational Expenditure on Operational Income (BOPO) on Return on Assets (ROA) at Bank Mandiri. The population in this study consists of the financial reports of Bank Mandiri listed on the Indonesia Stock Exchange (IDX) for the period 2016-2023. This research employs a quantitative approach, and the research design utilizes multiple linear regression analysis. The results indicate that the NPL and BOPO variables simultaneously affect ROA. Based on the t-test results, it can be concluded that the NPL variable does not have a significant partial effect on ROA, while the BOPO variable has a significant effect on ROA.
Pengaruh Gaya Hidup Mahasiswa Dan Literasi Keuangan Terhadap Perilaku Konsumtif (Kajian Studi Literatur) Suyanto, Agus; Hafifuddin, Hafifuddin; Asiyah, Dewi; Warsiati, Wiwi; Kusumaningrum, Arini
Indonesian Journal of Economic and Business Vol. 3 No. 1 (2025): JUNE- IJEB
Publisher : PDPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58818/ijeb.v3i1.133

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh gaya hidup dan literasi keuangan terhadap perilaku konsumtif mahasiswa melalui pendekatan studi literatur. Perilaku konsumtif di kalangan mahasiswa menjadi fenomena yang semakin meningkat seiring dengan perkembangan gaya hidup modern dan rendahnya kesadaran pengelolaan keuangan. Kajian ini dilakukan dengan menganalisis artikel ilmiah dari jurnal nasional dan internasional yang relevan. Hasil kajian menunjukkan bahwa gaya hidup yang cenderung hedonis dan mengikuti tren berdampak signifikan terhadap peningkatan perilaku konsumtif. Sementara itu, literasi keuangan berperan penting sebagai pengendali dalam perilaku konsumsi. Mahasiswa dengan literasi keuangan yang baik cenderung lebih rasional dan bijak dalam mengelola keuangannya. Kedua variabel, gaya hidup dan literasi keuangan, secara simultan berpengaruh terhadap perilaku konsumtif, dengan literasi keuangan memiliki potensi untuk menekan dampak negatif gaya hidup yang konsumtif. Kajian ini merekomendasikan pentingnya edukasi literasi keuangan di lingkungan perguruan tinggi sebagai upaya preventif untuk mengurangi perilaku konsumtif berlebihan di kalangan mahasiswa.
Co-Authors Agus Suyanto Asiyah, Dewi Candra Fatihah, Dian Dewi Pramanik, Nuniek hafifuddin hafifuddin, hafifuddin Hernawati, Euis Kusumaningrum, Arini NUNIEK DEWI PRAMANIK Nurdin, Jusuf