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All Journal Berajah Journal Journal of International Conference Proceedings
Rifki Hafas, Hafriz
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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Determinants Of Personal Financial Management: Exploring The Mediating Role of Locus of Control Among Multigenerational Caregivers in Medan Wahyuni, Sri Fitri; Sari, Maya; Astuty, Widia; Puji Lestari, Sri; Rifki Hafas, Hafriz
Journal of International Conference Proceedings Vol 8, No 1 (2025): 2025 ICPM Malaysia Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i1.3978

Abstract

This study investigates the impact of financial literacy, individual spiritual intelligence, peer group, and love of money on personal financial management among the multigenerational caregivers (sandwich generation) in Medan City, with locus of control serving as a mediating factor. Utilizing a quantitative, associative research design, data were gathered from 96 respondents via structured questionnaires and analyzed using Partial Least Squares (PLS). The analysis reveals that both financial literacy and individual spiritual intelligence significantly enhance personal financial management and contribute to a stronger locus of control. Although the peer group exerts a significant influence on locus of control, its direct impact on personal financial management is not statistically significant. In contrast, love of money demonstrates a significant positive effect on personal financial management, while its effect on locus of control remains insignificant. Furthermore, locus of control significantly improves personal financial management and mediates the relationships between the independent variables and financial management practices. The findings underscore the potential of targeted financial education, initiatives to bolster spiritual intelligence, and the cultivation of supportive peer networks to enhance financial management among the sandwich generation.
Influence Fashion Involvement and Shopping Lifestyle to Impulse Buying Moderation Positive Emotion and Positive Online Review Generation Z Users Uniqlo Products Rifki Hafas, Hafriz; Murwani Muhar, Ani; Suvero Suyar, Annisha; Hayati, Azura
Journal of International Conference Proceedings Vol 8, No 1 (2025): 2025 ICPM Malaysia Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i1.3972

Abstract

The purpose of this study is to ascertain how fashion engagement and purchasing habits affect Generation Z's moderated favorable emotions for UNIQLO products. Moderated Regression Analysis (MRA) and multiple linear regression analysis approaches are used in this study design. 118 respondents who are Generation Z Uniqlo product customers make up the demographic and sample for this study, which employs associative research with a quantitative methodology. 1) Fashion participation and shopping lifestyle have a favorable and substantial influence on impulsive buying (sig value 0.05), according to the study's findings. 2) The association between fashion engagement and impulsive purchase behavior is moderated by positive mood. 3) The association between fashion participation and shopping lifestyle and impulsive purchases is not moderated by positive internet evaluations.
THE INFLUENCE OF MOTIVATION AND JOB SATISFACTION ON EMPLOYEE PERFORMANCE IS MODERATE BY CAREER DEVELOPMENT AT THE REGIONAL TAX AND RETRIBUTION MANAGEMENT AGENCY OF MEDAN CITY Widowati, Nidia; Arief Nasution, Aulia; Rifki Hafas, Hafriz
Berajah Journal Vol. 4 No. 4 (2024): Berajah Journal
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/bj.v4i4.400

Abstract

This research aims to determine the effect of motivation and job satisfaction on employee performance with career development as a moderating variable at the Medan City Regional Tax and Retribution Management Agency. This research design is moderated multiple linear regression analysis used as an analytical tool to find out how the influence between independent and dependent variables is moderated by the moderating variable. This research uses associative research with a quantitative approach. The population and sample in this research are the staff of the Medan City Regional Tax and Retribution Management Agency with a sample of 161 staff. The results of this study show that the variables of motivation and job satisfaction have a positive and significant influence on employee performance. For the career development variable which acts as a moderating variable, in this research the career development variable is able to significantly moderate the motivation and job satisfaction variables on employee performance.
Co-Authors Arief Nasution, Aulia Hayati, Azura Maya Sari Murwani Muhar, Ani Puji Lestari, Sri Sri Fitri Wahyuni Suvero Suyar, Annisha Widia Astuty Widowati, Nidia