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DIGITAL MONEY TRANSACTIONS IN THE BANKING SYSTEM Siregar, Shara Jumiati
Bina Bangsa International Journal of Business and Management Vol. 4 No. 2 (2024): Bina Bangsa International Journal of Business and Management
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/bbijbm.v4i2.94

Abstract

Technological developments in the payment system have replaced the role of cash, which is known to the public as a means of payment in general, to a more effective and efficient form of non-cash payment. The non-cash payment system that is currently quite common in people's daily lives is electronic money. Electronic money is essentially cash without any physical form, the value of which comes from the value of the money that is first deposited with the issuer, then stored electronically in an electronic medium in the form of a server or chip card, which functions as a non-cash payment tool to non-cash traders. the electronic money issuer concerned. Based on the results of a study of the problem, payments using electronic money in carrying out transactions are regulated by Bank Indonesia through Bank Indonesia Regulation Number 18/17/PBI/2016 concerning the Second Amendment to Bank Indonesia Regulation Number 11/12/PBI/2009 concerning Electronic Money (Electronic Money). ). Electronic money offers convenience and practicality to the public, thereby having a changing impact on society in carrying out transactions. Law as a means of social control is needed to provide certainty and protection so that conflicts and imbalances that may arise as a result of changes in society do not disrupt public order and productivity.
Pengembangan Kompetensi Mahasiswa Melalui Kuliah Kerja Nyata 161 UINSU (KKN) di Desa Suka Maju Trisna, Nabilla Fairus Izzati Eka; Utami, Febriani Putri; Siregar, Shara Jumiati; Nasution, Putri Amalia Saqina; Harniz, Innat Adlan Adillah; Putri, Amanda Afriza; Erpiani, Tika; Panjaitan, Devi Hertina; Zahratunnisa, Elvira; Rohani, Rohani
Jurnal Akuntansi Hukum danĀ Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3762

Abstract

Kuliah Kerja Nyata (KKN) bertujuan untuk meningkatkan kompetensi mahasiswa sekaligus memberikan kontribusi nyata bagi masyarakat Desa Suka Maju, Kecamatan Tanjung Pura, Kabupaten Langkat. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus, menggunakan data primer dari mahasiswa KKN Kelompok 161 UINSU dan data sekunder melalui wawancara, observasi, serta analisis dokumen. Hasil penelitian menunjukkan bahwa Kelompok KKN 161 UINSU berperan aktif dalam pengabdian masyarakat melalui pelatihan UMKM, peningkatan akses pendidikan, pencegahan stunting, serta kegiatan lingkungan. Partisipasi aktif mahasiswa, didukung oleh pemerintah desa, berkontribusi dalam peningkatan keterampilan dan kesejahteraan masyarakat. Namun, tantangan berupa keterba.