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p-Index From 2021 - 2026
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This Author published in this journals
All Journal West Science Interdisciplinary Studies
Aniza Nur Madyanti
Politeknik APP Jakarta
Humanities Economics, Econometrics & Finance Social Sciences

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The Influence of Financial Literacy, Risk Tolerance, and Investment Planning on the Accumulation of Capital in Indonesian Middle Class Ahmad Wimbo Helvianto; Aniza Nur Madyanti
West Science Interdisciplinary Studies Vol. 2 No. 12 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i12.1539

Abstract

This research examines the influence of financial literacy, risk tolerance, and investment planning on capital accumulation in middle-class households in Indonesia. Using a quantitative research design, data from 130 respondents were collected through a structured questionnaire and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS 3). The results show that financial literacy, risk tolerance, and investment planning significantly contribute to wealth accumulation. Besides, risk tolerance partially mediates the effects of financial literacy, wealth accumulation, investment planning, and wealth accumulation. These findings underlined the importance of financial knowledge, strategic planning, and balanced risk-taking in the formation of financial well-being. The findings carry an important message for policymakers, financial institutions, and households in the design of relevant financial education programs and specific investment strategies.
Design of an Android-Based Product Ordering Application in The Bakery Industry Using Multimedia Development Life Cycle Method Aniza Nur Madyanti; Nessa Ananda; Monanda Wandita Rini; Samsul Rizal
West Science Interdisciplinary Studies Vol. 3 No. 01 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i01.1625

Abstract

The bakery industry in Indonesia shows increasing development. One of the activities carried out by this industry is processing customer orders. Currently, there are still bakery industries where customers order products manually, either by coming directly or by using a telephone or WhatsApp. Manual product ordering causes several problems that can hinder business activities and will have an impact on customer service. This study aims to design an Android-based product ordering application in the bakery industry. The application design uses the Multimedia Development Life Cycle (MDLC) method. The application design stage consists of six stages, namely concept, design, material collecting, manufacturing, testing, and distribution. The results of this study are in the form of an Android-based product ordering application that uses multimedia to provide detailed information related to products and has interactive features to respond to customers quickly. In addition, this application can also generate a summary report of customer orders via the Dashboard. The application that has been designed is expected to support bakery industry players to manage and monitor product ordering performance and improve customer service.
Co-Authors Ahmad Wimbo Helvianto Ananda, Nessa Monanda Wandita Rini Samsul Rizal