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HUBUNGAN ISLAM DAN YAHUDI: MEMETAKAN MIGRASI BANGSA YAHUDI DAN POSISI BAITUL MAQDIS DALAM PANDANGAN TIGA AGAMA BESAR Sapsuha, Mubasysyyratul Ummah; Hasaruddin
Al-Isnad: Journal of Islamic Civilization History and Humanities Vol. 5 No. 02 (2024): Al-Isnad: Journal of Islamic Civilization History and Humanities
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/isnad.v5i02.9554

Hubungan antara Islam dan Yahudi telah menjadi salah satu aspek paling kompleks dan dinamis dalam sejarah peradaban manusia. Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis hubungan antara kedua agama ini, mulai dari masa Nabi Ibrahim a.s. hingga era kontemporer saat ini. Melalui pendekatan studi kepustakaan studi ini menyelidiki garis keturunan bangsa Yahudi, memetakan perjalanan bangsa Yahudi atau bani Israel, dan mengkaji posisi baitul maqdis dalam pandangan tiga agam abesar yaitu Islam, Kristen, dan Yahudi. Penelitian ini mengungkapkan bahwa hubungan Islam-Yahudi telah mengalami fluktuasi signifikan sepanjang sejarah, ditandai oleh periode-periode koeksistensi damai, pertukaran intelektual yang produktif, serta konflik dan ketegangan. Pada masa-masa awal Islam, terdapat interaksi yang relatif harmonis, dengan komunitas Yahudi menikmati status dhimmi di bawah pemerintahan Islam. Di temukan juga bahwa asal mula bangsa Yahudi dimulai dari garis keturunan Nabi Ibrahim a.s. tepatnya dari keturunan Nabi Ya’qub a.s. Selanjutnya dalam perjalanannya, bangsa Yahudi telah mengalami banyak kemalangan dan pengusiran dari beberapa wilayah, hingga akhirnya bangsa Yahudi tedistorsi ke seluruh wilayah di dunia dan akhirnya membangun Israel yang sedang berkonflik dengan palestina. Menurut pandangan tiga agama besar, baitul maqdis mempunyai keterkaitan historis dan spiritual (termasuk politik) dengan agama masing-masing, sehingga timbullah upaya untuk memperebutkan baitul maqdis sampai saat ini Kata Kunci: Baitul Maqdis; Bangsa Yahudi; Garis Keturunan; Posisi.

Halal Industry Development Strategy in The Cosmetics Sector: A Study of Islamic Business Ethics Sapsuha, Mubasysyyratul Ummah; Siradjuddin, Siradjuddin; Lutfi, Mukhtar
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.7677

The development of the halal cosmetics industry is no longer just an option, but an urgent need in the face of changing consumer preferences and global market dynamics. The increasing awareness of the Muslim community towards halal cosmetic products is reflected in the significant growth of the global halal cosmetics market in recent years. This encourages various cosmetic manufacturers to develop their halal product lines, but there are still challenges in implementing halal standards. Using literature studies, this study examines the halal cosmetics industry's development strategy from the Islamic business ethics perspective. This study found that the application of Islamic business ethics in the halal cosmetics industry not only includes the halal aspect of the product but also includes the aspect of consumer safety. For this reason, Islamic business ethics is needed as a strategy for the development of halal cosmetics, namely through the fulfillment of business ethics principles and the implementation of business ethics. The implementation of this strategy (Islamic business ethics) not only creates a competitive advantage for cosmetic manufacturers but also provides a guarantee of halal and product safety for Muslim consumers. In addition, a consumer needs to understand halal and safe cosmetics by checking halal labels and cosmetic composition. So, consumers will not be deceived by cosmetics with fake halal labels or harmful cosmetics.

Review of Gold Trading Practices on Credit (non-Cash) Based on Hadith Sapsuha, Mubasysyyratul Ummah; Alwi, Zulfahmi; Sakka, Abdul Rahman; Al-Ayyubi, Muh. Salahuddin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5251

Buying and selling gold on credit has become an increasingly popular trend in the Islamic finance industry in various countries, including Indonesia. This practice has caused debate among scholars and practitioners of Islamic finance due to its complexity involving multi-contracts and potential conflict with traditional Sharia principles regarding gold transactions. On the one hand, buying and selling gold on credit is seen as an innovation that allows wider access for the public to invest in gold. On the other hand, there are concerns that this practice could lead to riba or gharar (uncertainty) which is prohibited in Islam. This study aims to: (1) detect contracts in the sale and purchase of gold on credit, including aspects of the ability to practice hybrid contracts, and (2) examine opinions on buying and selling gold on credit, including tracing the hadiths that are used as the basis for buying and selling gold in installments or on credit. The method used in this study is a literature study with data obtained from books, journal articles, DSN-MUI fatwas, and the web sunnah.com. The results of the study show that: (1) The practice of hybrid contract in buying and selling gold on credit is allowed as long as it is in accordance with Sharia principles, by using murabahah, qard, and ijarah contracts. (2) Buying and selling gold in installments or credit may be carried out if gold is not an official medium of exchange and has shifted its function to jewelry and investment instruments.

Determinants of Sharia Financial Literacy: A Literature Review Sapsuha, Mubasysyyratul Ummah; Awaluddin, Murtiadi
JAAF (Journal of Applied Accounting and Finance) Vol 8, No 2 (2024): JAAF (Journal of Applied Accounting and Finance)
Publisher : President University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33021/jaaf.v8i2.5447

In some countries with large Muslim populations, the low level of financial literacy is also one of the things that deserves attention. This study aims to examine the factors that contribute to the low level of Sharia financial literacy and identify potential strategies to improve it. The method used is a systematic literature review of scientific articles published in the last ten years, focusing on empirical studies in Muslim-majority countries. The results of the review show that the low literacy of Sharia finance is caused by several main factors, including the lack of formal education about the concept and products of Sharia finance, the complexity of Sharia financial products that are difficult for the general public to understand, limited access to Sharia financial institutions in some regions, and the emergence of negative perceptions or misconceptions about the Sharia financial system. In addition, psychological factors, consumer behavior, government policies and regulations, and technology still need to be studied more deeply whether there are indications in determining Sharia financial literacy. Therefore, further research is needed to measure the effectiveness of these interventions in different cultural and socioeconomic contexts.

Implications of the Use of Fintech Payment on Consumptive Behavior Sapsuha, Mubasysyyratul Ummah; Rika Dwi Ayu Parmitasari; Idris Parakkasi
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 4 No. 3: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v4i3.7673

The development of digital technology, especially fintech payments, has significantly changed people's consumption behavior, especially among millennials and Gen-Z. This phenomenon is characterized by the increasing use of digital payment platforms such as e-wallets and mobile banking, which provide ease and convenience in transactions. The rapid growth of fintech payments can potentially affect the consumption patterns and financial management of the younger generation, so it is important to study it more deeply. This study aims to analyze the implications of the use of fintech payments on the consumptive behavior of the millennial and Gen-Z generations. The research method uses a qualitative approach with data collection techniques through the dissemination of questionnaires with the help of social media. The main findings revealed ease of use, usefulness, and external factors (social environment, technological innovation, and digital capabilities). Fintech payments have a dual impact on the consumptive behavior of millennials and Gen-Z. While this technology offers unprecedented convenience and efficiency, fintech payments also have the potential to encourage consumptive behavior. In the future, it is necessary to increase financial literacy and understanding of Islamic consumption principles, so that consumptive behavior can be overcome and controlled at reasonable and safe limits.

Review of Gold Trading Practices on Credit (non-Cash) Based on Hadith Sapsuha, Mubasysyyratul Ummah; Alwi, Zulfahmi; Sakka, Abdul Rahman; Al-Ayyubi, Muh. Salahuddin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5251

Buying and selling gold on credit has become an increasingly popular trend in the Islamic finance industry in various countries, including Indonesia. This practice has caused debate among scholars and practitioners of Islamic finance due to its complexity involving multi-contracts and potential conflict with traditional Sharia principles regarding gold transactions. On the one hand, buying and selling gold on credit is seen as an innovation that allows wider access for the public to invest in gold. On the other hand, there are concerns that this practice could lead to riba or gharar (uncertainty) which is prohibited in Islam. This study aims to: (1) detect contracts in the sale and purchase of gold on credit, including aspects of the ability to practice hybrid contracts, and (2) examine opinions on buying and selling gold on credit, including tracing the hadiths that are used as the basis for buying and selling gold in installments or on credit. The method used in this study is a literature study with data obtained from books, journal articles, DSN-MUI fatwas, and the web sunnah.com. The results of the study show that: (1) The practice of hybrid contract in buying and selling gold on credit is allowed as long as it is in accordance with Sharia principles, by using murabahah, qard, and ijarah contracts. (2) Buying and selling gold in installments or credit may be carried out if gold is not an official medium of exchange and has shifted its function to jewelry and investment instruments.

CHALLENGES OF HALAL CERTIFICATION FOR TRADITIONAL FOOD MSMEs: A CASE STUDY OF HALUA KENARI D&J Sapsuha, Mubasysyyratul Ummah; Sapa, Nasrullah bin; Muthiadin, Cut
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 6 No. 2 (2025)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v6i2.432

Abstract This study examines the challenges faced by traditional food MSMEs in implementing halal certification in an island-based region, using the Halua Kenari D&J enterprise in North Maluku as a case study. Employing an empirical legal research design within a socio-legal framework, the research integrates a statutory approach with a case study method. Data were collected in Wailau Village, Sula Islands, through in-depth interviews, direct observation, and document review to assess absolute compliance with the Halal Product Assurance Law. The findings reveal a significant gap between regulatory standards and on-the-ground conditions. The main obstacles include: (1) technical barriers, such as production facilities that are integrated with household living areas; (2) administrative barriers, particularly inconsistencies in raw-material documentation; and (3) structural barriers, including the absence of halal assistance infrastructure at the village level. The study concludes that current halal regulations are not yet fully inclusive for rural MSMEs. Decentralized assistance services and targeted facility-improvement incentives are needed to bridge these gaps. Abstrak Penelitian ini mengkaji tantangan yang dihadapi UMKM pangan tradisional dalam mengimplementasikan sertifikasi halal di wilayah kepulauan, dengan studi kasus pada usaha Halua Kenari D&J di Maluku Utara. Menggunakan jenis penelitian hukum empiris (socio-legal research), penelitian ini memadukan pendekatan perundang-undangan dengan metode studi kasus. Pengumpulan data dilakukan di Desa Wailau, Kepulauan Sula, melalui wawancara mendalam, observasi langsung, dan telaah dokumen untuk menilai realitas kepatuhan terhadap UU Jaminan Produk Halal. Temuan penelitian menunjukkan adanya kesenjangan yang signifikan antara standar regulasi dan kondisi riil di lapangan. Hambatan utama meliputi: (1) kendala teknis, berupa fasilitas produksi yang menyatu dengan area domestik rumah tangga; (2) kendala administratif, khususnya inkonsistensi dokumentasi bahan baku; dan (3) kendala struktural, yakni ketiadaan infrastruktur pendampingan halal di tingkat desa. Penelitian ini menyimpulkan bahwa regulasi halal saat ini belum sepenuhnya inklusif bagi UMKM pedesaan. Diperlukan layanan pendampingan yang terdesentralisasi serta insentif perbaikan fasilitas yang tepat sasaran untuk menjembatani kesenjangan tersebut

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