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All Journal Journal of Management Review Jurnal Educative: Journal of Educational Studies Al-'Adl JURNAL PENDIDIKAN TAMBUSAI EKONOMIKA SYARIAH : Journal of Economic Studies ACCRUALS (Accounting Research Journal of Sutaatmadja) Al Hurriyah : Jurnal Hukum Islam Jurnal Ekonomi Jurnal Educative: Journal of Educational Studies EKONOMIKA SYARIAH : Journal of Economic Studies Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Indonesian Research Journal on Education e-Jurnal Apresiasi Ekonomi Jurnal Ekonomi dan Bisnis Mabrur: Academic Journal of Hajj and Umra

Harfandi, Harfandi

Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri (UIN) Sjech M. Djamil Djambek Bukittinggi, Indonesia

Author-ID : 794688

Religion Arts Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Transportation Other

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INDIKASI FINANSIAL INCLUSION DI PERDESAAN DAN KONTRIBUSI BANK PEMBIAYAAN RAKYAT SYARIAH DALAM PENGEMBANGAN SEKTOR-SEKTOR PRODUKTIF Harfandi, Harfandi; Putri, Hesi Eka
Alhurriyah Vol 16, No 2 (2015): Juli - Desember 2015
Publisher : Institut Agama Islam Negeri (IAIN) Bukittinggi

The contribution of Islamic Rural Banking (popular as BPRS in Indonesia) in supporting of real sectors as financial inclusionâ€™s indication, can be done by many program such as: 1) Increasing branch office and channeling office of Rural Banking, 2) Increasing the accessibility of rural banking for micro enterprises, 3) Implementing the service system which customer oriented and social justiced, 4) Expansion of the product which suitable for community, 5) Reinforcement the strategy in realizing financial inclusion 6) Reinforcement in regulationâ€™s strategy, 7) Reinforcement in socializationâ€™s strategy, 8) Reinforcement in competitionâ€™s strategy and 9) Reinforcement in human resourceâ€™s strategy.

RANCANGAN STRATEGI PENGEMBANGAN JIWA KEWIRAUSAHAAN MAHASISWA DALAM MEMPERSIAPKAN LULUSAN SIAP KERJA (STUDI KASUS PTAIN DI SUMATERA BARAT) Harfandi, Harfandi
jurnal ekonomi Vol 15, No 1 (2014)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (283.318 KB)

The design strategy in raising of student?s entrepreneurship in The Islamic State College ? PTAIN- in West Sumatera could be conducted by some strategy. The strategies covering: Upgrading the teaching strategy of entrepreneurship curriculum, Increasing the role of college and increasing entrepreneurship?s atmosfire among academic person in college, Mapping the amount of student in each major and faculty, Determining the student in each majors acocording to their talent and their enthusiasm, Having corperation among PTAIN and related institute in entrepreneurship, Creating real synergy between government ?college- real sector, Doing the construction of entrepreneurship by routine, Forming the collegiate forum of the young entrepreneur, Founding the center of business incubation and, Revitalizing the Minangkabau?slocal wisdom.

MENGGALI POTENSI JIWA KEWIRAUSAHAAN MAHASISWA PTAIN DI SUMATERA BARAT Harfandi, Harfandi
jurnal ekonomi Vol 16, No 2 (2014)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (173.924 KB)

The etrepreneurship potential of student?sThe Islamic State College ?PTAIN- in West Sumatera has showed that the student?s entrepreneurship potential was on medium category but was inclined tobe hight. Some absolute the character of entrepeneurship which is strong (based on student?s perception) are working hard character, good appearance, faith, capable on making decision, willing to improve knowledge, progress ambition, communicative have job commitment, responsible, entrepreneurship interest, chance to reach future obsession, energetic, motivation to be superior, have orientation to the future, willing to learn from the failure. But same character which is not strong are team work ability with other, want to receive soon, creative, flexible, leading ability, and tolerance.

DAMPAK ZAKAT TERHADAP PEREKONOMIAN Harfandi, Harfandi
jurnal ekonomi Vol 3, No 1 (2008)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1482.17 KB)

Zakah is an obligation's of the people of Islam and represent a comitment a Moslem in the field of economic social. Zakah can protect the society from of the social disaster like poornes, weakness of physical and also the sprit of life. The institute of zakah is the medium of properties distribution in Islamic world, the repsenting the clloective obligation of Moslem. Refering to this relegius obligatory (zakah), it has impact to hte following aspect in economic; 1) zakah can improve and repair currency function, 2) zakah can develop the money or properties, 3) zakah can increase the averall production in economics, 4) zakah can improve earning of society.

INDIKASI FINANCIAL INCLUSION DI PEDESAAN DAN KONTRIBUSI BANK PEMBIAYAAN RAKYAT SYARIAH DALAM PENGEMBANGAN SEKTOR - SEKTOR PRODUKTIF Harfandi, Harfandi; Puteri, Hesi Eka
jurnal ekonomi Vol 17, No 1 (2015)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.063 KB)

Contribusi Islam Rural Banking ( populer sebagai BPRS di Indonesia ) dalam mendukung sektor riil sebagai indikasi financial inclusion itu , bisa dilakukan oleh banyak program yang seperti : 1 ) Meningkatkan kantor cabang dan menyalurkan kantor Rural Banking , 2 ) Meningkatkan aksesibilitas perbankan pedesaan untuk usaha mikro , 3 ) Menerapkan sistem pelayanan yang berorientasi pelanggan dan sosial justiced , 4 ) Perluasan produk yang cocok untuk masyarakat , 5 ) Penguatan strategi dalam mewujudkan inklusi keuangan 6 ) Penguatan dalam strategi regulasi itu , 7 ) Penguatan di strategi sosialisasi ini , 8 ) Penguatan dalam strategi kompetisi dan 9 ) Penguatan dalam strategi sumber daya manusia

Entrepreneurship Dalam Menyikapi Dunia Nyata Harfandi, Harfandi; Putri, Hesi Eka
Jurnal Ekonomi Vol 5, No 1 (2009)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47896/je.v5i1.228

In the real life, at the see more scarcity at hte job vacancy for the labour force, it's the effect to create many unemployment. It is not only to elemtary and high education but also the diploma and graduate aducation. For that, need to aplication and growing up characteristic the entrepreneurshhip in the self student. So, after they finish from collage, they can create to job vacancy not they are job seekers.

Peranan Bank Syariah Sebagai Investment Intermediary Dalam Meningkatkan Kesejahteraan Masyarakat Harfandi, Harfandi
Jurnal Ekonomi Vol 7, No 1 (2012)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47896/je.v7i1.343

The role of syaria banking as an intermediary investment was, required, especially for improving of the prosperity of society, that can be done by implementation of mudaraba financing or musyarakah financing. By canneling the both of this type of financing, all the investment was intructed fully to run the business. Changing and priority in channeling of the bank's fund are really determine the role of the syaria banking, in the case of improving the development of economics and prosperity of society. By changing the habit of the syaria bank which tend to give loan as a consumptive loan, and replace being a productive loan by using mudharabah or musyarakah will give the impact to the developer of corporate world, increasing the employment, decreasing of infliation rate, make-up of growth of national product, and improvment of the prosperity of society.

PERANAN BANK SYARIAH SEBAGAI INVESTMENT INTERMEDIARY DALAM MENINGKATKAN KESEJAHTERAN MASYARAKAT Harfandi, Harfandi
Alhurriyah Vol 11, No 1 (2010): Januari - Juni 2010
Publisher : Institut Agama Islam Negeri (IAIN) Bukittinggi

The role of syaria banking as an intermediary investment was required, especially for improving of the prosperity of society, that can be done by implementation of mudharabah financing or musyarakah financing. By channeling the both of this type of financing , all the investment was instructed fully to run the business. Changing and priority in channeling of the bankâ€™s fund are really determine the role of the syaria banking, in the case of improving the development of economics and prosperity of society. By changing the habit of the syaria bank which tend to give loan as a consumptive loan, and replace being a productive loan by using mudharabah or musyarakah willl give the impact to the developer of corporate world, increasing the employment, decreasing of inflation rate, make-up of growth of national product, and improvement of the prosperity of society

Sinergisitas Sikap dan Pengetahuan dalam Pengembangan Jiwa Kewirausahaan Mahasiswa Febi IAIN Bukittinggi Harfandi Harfandi; Era Sonita
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 4, No 1 (2020): Januari-Juni 2020
Publisher : Institut Agama Islam Negeri (IAIN) Bukittinggi

The objective of this research to analysis deeply examine the synergy of attitude and knowledge to develop entrepreneurship spirit of the students of Faculty of Economics and Islamic Business (FEBI) IAIN Bukittinggi. After analyzed qualitatively using; SWOT analysis, SWOT Matrix, and Charge Table Score, it can be pointed out that the synergy of attitude and knowledge in the development of entrepreneurship of students namely; 1) To grow values: honesty, tolerance, ideas and creativity, awareness of the norms and rules, a strong spirit in learning, a strong drive to excel, confidence, and independence, interest, perseverance, and motivation, the desire to explore and produce economic resources, entrepreneurial spirit and entrepreneurship, And, 2). Realizing knowledge about; entrepreneurship ideas that suits the needs of the market, the development of business prospects, and business management. This research contributed to prepare the graduates who can compete in both academic and non-academic fields

The Role of Religiosity in Moderating the Relationship Between Gender and Tax Evasion Ilham Illahi; Harfandi Harfandi
ACCRUALS (Accounting Research Journal of Sutaatmadja) Vol 6 No 01 (2022): Accruals Edisi Maret 2022
Publisher : Sekolah Tinggi Ilmu Ekonomi Sutaatmadja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35310/accruals.v6i01.933

Tax evasion committed by taxpayers will reduce state revenues thereby hampering development activities. This tax evasion must be prevented so that the country's economy continues to grow and develop. This study examines the effect of gender on tax evasion. The religiosity variable is used as a moderating variable on the relationship between gender and tax evasion. This study used student respondents from the Faculty of Islamic Economics and Business (FEBI) IAIN Bukittinggi. The use of FEBI IAIN Bukittinggi students in this research is because they will later join the business world as either owners or workers and at that time they will automatically have an obligation to pay taxes. To see the effect of the gender variable on tax evasion and the moderating effect of the religiosity variable, the researcher used Moderated Regression Analysis (MRA. The results of this study found that (1) gender did not have a negative impact on tax evasion, (2) the religiosity variable was proven to moderate the relationship between gender and tax evasion. Gender with a high level of religiosity tends to avoid tax evasion because tax evasion is contrary to religious values.

Co-Authors Afdaliza, Ivo Alfin, Aidil Anada, Aprilia Dwi Apsari, Awinda Asyari, Asyari Bella Nikita Eka Putri, Hesi Era Sonita Hesi Eka Puteri Hidayat, Abil Rahmad Illahi, Ilham Madalis, Muhammad Nullah Ramadan, Amin Shauwa Safrizani sumarni, nini Warni, Liza Yanti, Pepi Zulhelmi Zulhelmi Zulhelmi, Zulhelmi

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