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All Journal Journal of Accounting and Finance Management (JAFM) Servitium Smart Journal
Korua, Sammy Rommy Novie
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Computer Science & IT Economics, Econometrics & Finance

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Use of Cashless Payments in MSMEs in the Pall Beach Tourism Area, Marinsouw Village Karla Arina, Kristi; Hanna Lintong, Elsje; Juandy Livingstone Rompas, Jeifer; Rommy Novie Korua, Sammy; Aprilia Maramis, Pingkan; Maria Christianto, Virginia; Cindy Wangko, Jennifer
Journal of Accounting and Finance Management Vol. 5 No. 5 (2024): Journal of Accounting and Finance Management (November - December 2024)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v5i5.1203

Abstract

Study This aiming for analyze adoption cashless payment technology by MSMEs in the Village Marinsouw, a area ongoing tourism developing in North Sulawesi. With use method qualitative and approach studies case, research this involving interviews and observations direct with UMKM owners, stakeholders interests, as well as tourists who become user main cashless payment. Data analyzed in a way thematic use device soft Nvivo For identify theme key like adoption technology, challenges, and impact from implementation of cashless payments operational business and satisfaction customers. Research results show that factor main influencing factors level adoption are Usage Rate (UR) and type cashless services used, especially QRIS. Technological Barriers (TB), such as problem network, and Trust in the System (TS) is still become challenge significant , although support government (Government Support - GS) is proven help speed up adoption. Cashless payment is proven increasing Operational Efficiency (OE) and Increased Income (II) for MSMEs, while from perspective tourists, Ease of Use (EU) and Customer Satisfaction (CS) become factor booster main.
Aplikasi Budidaya Itik Petelur Berbahan Pakan Lokal pada Kelompok Tani Nyiur Melambai Untu, Sonny Denny; Palandi, Reky Royke; Rumondor, Fadly Steven Jefry; Montolalu, Friska Mery; Kanter, Jabes; Karauwan, Ferdy; Korua, Sammy Rommy Novie
Servitium Smart Journal Vol 3 No 1 (2024): Servitium Smart Journal
Publisher : Universitas Klabat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31154/servitium.v3i1.33

Abstract

This service aims to help the Nyiur Melambai Farmers Group in Tomohon City in increasing the productivity of laying ducks through the application of locally made feed. The main problems faced by partners are the high price of commercial feed, low knowledge in making alternative feed, and suboptimal business management. The solutions implemented include training in processing feed from local ingredients, introduction to appropriate technology, and cage renovation. The results of this activity show an increase in feed production, a reduction in feed costs, and an increase in the capacity of partners in business management. This service contributes to increasing partner income and strengthening the sustainability of the laying duck business.
Optimalisasi Produksi dan Pemasaran Sabun Organik Eco Enzyme di Kota Tomohon Palandi, Reky Royke; Pareta, Douglas N; Kanter, Jabes; Korua, Sammy Rommy Novie
Servitium Smart Journal Vol 3 No 1 (2024): Servitium Smart Journal
Publisher : Universitas Klabat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31154/servitium.v3i1.34

Abstract

This community service aims to optimize the production and marketing of organic soap made from eco enzymes in Tumatangtang Satu Village, Tomohon City. This organic soap is produced through the use of eco enzymes from abundant fruit and vegetable waste in the area. Although the business has been running, production is still limited to a home scale, and marketing is not optimal. The program includes the procurement of new equipment, production skills training, and the utilization of digital platforms for marketing. The results of this activity are expected to increase production up to 150 soaps per day and increase market reach through digital marketing.
Co-Authors Aprilia Maramis, Pingkan Cindy Wangko, Jennifer Fadly Steven Jefry Rumondor Friska Mery Montolalu Hanna Lintong, Elsje Jabes Wolter Kanter Juandy Livingstone Rompas, Jeifer Karauwan, Ferdy Karla Arina, Kristi Maria Christianto, Virginia Palandi, Reky Royke Pareta, Douglas N Sonny Untu