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All Journal Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Wissen: Jurnal Ilmu Sosial dan Humaniora
Mallfi Lutfia
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengaruh Literasi Keuangan Terhadap Keputusan Penggunaan Produk Pegadaian Syariah Mallfi Lutfia; Herlina Yustati
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 6 (2024): Desember : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i6.968

Abstract

This research aims to analyze the influence of financial literacy on decisions to use sharia pawnshop products. Financial literacy is an important factor that influences individuals in making financial decisions, including choosing sharia-based financial products. In this context, sharia pawnshops are one of the financial institutions that offer financing solutions according to sharia principles. This study uses a quantitative method with a survey approach to sharia pawnshop customers. Data were analyzed using linear regression to measure the relationship between the level of financial literacy and the decision to use sharia pawnshop products. The research results show that financial literacy has a significant influence on customers' decisions in using sharia pawnshop products. The higher the customer's financial literacy, the more likely they are to choose sharia pawnshop products as a financing solution. These findings underline the importance of financial education in increasing community participation in using sharia financial services. The results of the study indicate that simultaneously the variables of financial knowledge, financial management skills, and attitudes towards Islamic finance together have a significant influence on the decision to use Islamic Pawnshop products. The results of multiple linear regression analysis indicate that financial knowledge, skills and financial management have a significant effect on the decision to use Islamic Pawnshop products. Increasing financial knowledge, skills and financial management will increase the decision to use Islamic Pawnshop products.
Peran Mahasiswa KKN dalam Mengembangkan Program Keagamaan untuk Remaja di Masjid Desa Talang Empat Panca Oktoberi; Mallfi Lutfia; Nisa Eftiana; Hafiz Zatul Alam; Wahyuni Sri Rezeki; Yarsi Putri; Ira Rama Dianti; Muhammad Farhan Kurniawan Neri; Oktaviona Anggraini; Gerry Ferdiand; Hanif Tuflihun Ngaban; Andika Saputra; Fuja Yauno Fitri
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 2 No 4 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

This study describes the role of community service (KKN) students in developing religious programs for teenagers at the mosque in Talang Empat Village, Bengkulu. The research responds to the low participation of youth in mosque activities due to irrelevant programs and a lack of engaging atmosphere. KKN students acted as change agents by initiating contextual and participatory programs such as Friday evening sermons, mosque cleaning, Qur'an recitation classes, Ramadan Islamic competitions, and the commemoration of Nuzulul Qur’an. A qualitative descriptive approach was used, with data collected through observation, interviews, and documentation. The results show a significant increase in youth involvement each week, especially in sermon and Qur’an learning activities. Students not only served as organizers but also as mentors and facilitators who built positive relationships and encouraged active participation. The program successfully revitalized the mosque's role as a center for youth religious development. This model of mosque-based community engagement proves to be an effective strategy for strengthening Islamic values among rural youth and is recommended for wider implementation.
Pentingnya Critical Thinking dalam Menghadapi Tantangan Dunia Kerja dan Kehidupan Sehari-Hari Diana Zumrotus Sa’adah; Desty Arnita; Heli Pera Mistika; Heru Kurnia Sesba; Mallfi Lutfia
WISSEN : Jurnal Ilmu Sosial dan Humaniora Vol. 3 No. 4 (2025): November : WISSEN : Jurnal Ilmu Sosial dan Humaniora
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/wissen.v3i4.1302

Abstract

Critical thinking is an essential skill in the modern era, characterized by rapid changes in the workplace and the dynamics of daily life. In a time when information is readily accessible and challenges are increasingly complex, individuals are required not only to master technical skills (hard skills), but also to possess the ability to analyze, evaluate, and critically respond to information. These skills are the foundation for making informed, wise, and adaptive decisions. Case studies from various recent news outlets in Indonesia show that many young people, especially Gen Z, still face difficulties entering the workforce due to a lack of soft skills and mental preparedness. This phenomenon is evident in increasing reports of unpreparedness for work pressure, poor communication skills, and a lack of problem-solving skills. Through an analysis of the literature and news reports, this article explores the relationship between critical thinking skills and the real-world challenges faced by Gen Z. Furthermore, it offers practical recommendations for developing critical thinking capacity so that young people can better adapt, improve professional performance, and respond to various issues in daily life more maturely and responsibly.  
Co-Authors Andika Saputra Desty Arnita Diana Zumrotus Sa’adah Fuja Yauno Fitri Gerry Ferdiand Hafiz Zatul Alam Hanif Tuflihun Ngaban Heli Pera Mistika Herlina Yustati Heru Kurnia Sesba Ira Rama Dianti Muhammad Farhan Kurniawan Neri Nisa Eftiana Oktaviona Anggraini Panca Oktoberi Wahyuni Sri Rezeki Yarsi Putri