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All Journal Accounting and Business Journal Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Pengabdian Masyarakat dan Penelitian Thawalib
Saputra, Riyawan
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Factors Influencing Mobile Banking Adoption by Gen Z Generation Saputra, Riyawan
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 5 No. 4 (2024): Oktober
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v5i4.2215

Abstract

This study aims to identify the factors influencing the adoption of mobile banking among Generation Z, known as digital natives with a lifestyle highly integrated with technology. Using a qualitative approach,The findings reveal several key factors affecting mobile banking adoption: ease of use, security and privacy, social influence, value-added services, technological accessibility, cost and efficiency, and alignment with digital lifestyles. Generation Z tends to prefer applications with simple interfaces, reliable security features, promotional incentives, and services tailored to their needs. Additionally, peer influence and recommendations from online communities play a significant role in their decision-making process. This study provides valuable insights for financial service providers to develop more effective strategies for increasing mobile banking adoption among this generation.
The Socialization and Assistance in the Creation of Business Identification Numbers for Micro, Small, and Medium Enterprises in the Vocational High School Environment Amalia, Fisy; Fadli , Ahmad; Ramayanti , Putri Noor; Aisha , Neila; Hidayatullah, Syarif; Tjiwidjaja, Halim; Sukardi, Sukardi; Noor , M. Arief; Saputra, Riyawan; Zulkarnain , Nizar; Khatimah, Husnul
Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Penelitian Thawalib
Publisher : STAI Publisistik Thawalib Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54150/thame.v4i1.577

Abstract

Micro, Small, and Medium Enterprises (MSMEs) in Indonesia contribute 60% of regional income and absorb 97% of the workforce, yet many do not have a Business Identification Number (NIB). This activity aims to support government programs by improving capacity, access to capital, and business legality. The community service activity was conducted at the Market Day of SMK Nusantara, Ciputat, using the Participatory Action Research approach, involving 15 lecturers and students from STIE Ganesha. Results showed: 85% of participants were satisfied, but 40% faced difficulties using OSS, and 30% desired additional sessions. Participants' suggestions included follow-up programs, digital training, longer activity duration, and collaboration with financial institutions. Recommended follow-up includes continued assistance, digital literacy training, extended activity duration, and broader collaboration to strengthen the impact of the community service for business actors. 
Analysis of Exports, Foreign Direct Investment and Tax Revenue on Economic Growth in Indonesia Saputra, Riyawan; Widiyanti, Meisya; Muntazia, Reza
Accounting and Business Journal Vol 7 No 1 (2025): ACCOUNTING AND BUSINESS JOURNAL
Publisher : Lembaga Jurnal & Seminar Universitas Pembangunan Panca Budi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54248/abj.v7i1.4968

Abstract

This study aims to analyze the influence of exports, foreign direct investment (FDI), and tax revenue on Indonesia's economic growth during the 2020-2023 period. Using secondary data from Statistics Indonesia (BPS) and qualitative methods, this research explores the significant role of these variables in supporting sustainable economic growth. The findings show that exports make a major contribution by providing foreign exchange, increasing production, and creating employment. FDI shows a positive growth trend that drives technology transfer, investment in strategic sectors, and increases in GDP. Tax revenue serves as the main source of development financing, supporting infrastructure, education, and healthcare. Moreover, aspects of international taxation—such as the avoidance of double taxation and the implementation of digital taxes—influence the optimization of state revenue from cross-border activities. This study emphasizes the importance of synergy between export policies, foreign investment, domestic tax administration, and international taxation in ensuring inclusive and sustainable economic growth in Indonesia.
Co-Authors Aisha , Neila Fadli , Ahmad Fisy Amalia Halim Tjiwidjaja Husnul Khatimah Muntazia, Reza Noor , M. Arief Ramayanti , Putri Noor RR. Ella Evrita Hestiandari Sukardi Sukardi Widiyanti, Meisya Zulkarnain, Nizar