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All Journal Ziswaf Asfa Journal
Silvi Kusumastuti, Annisa
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Religion Economics, Econometrics & Finance

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Peran Kebijakan Zakat Umar bin Abdul Aziz Sebagai Upaya Penanggulangan Kemiskinan di Indonesia Silvi Kusumastuti, Annisa; Syakuro, Ardhian Ahmad
ZISWAF ASFA Vol 1 No 1 (2023): ZISWAF ASFA Journal (May 2023)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.1

Abstract

Penelitian ini bertujuan untuk mengungkapkan peran kebijakan zakat Umar bin Abdul Aziz sebagai upaya penanggulangan kemiskinan di negara Indonesia. Pada zaman Khalifah Umar bin Abdil Aziz, kebijakan pemerintahannya berhasil dalam hal sistem zakat dan pajak. Hal tersebut menunjukkan bahwa zakat dapat meningkatkan pendapatan nasional suatu negara. Penelitian ini menggunakan metode kualitatif dengan menggunakan literature review yang diambil dari beberapa buku, jurnal, dan beberapa sumber bacaan yang relevan. Dari hasil penelitian diketahui bahwa kebijakan Umar bin Abdul Aziz memberikan peran terhadap realisasi pengelolaan zakat, walaupun belum semua dilaksanakan di Indonesia. Adanya Baitul Mal atau Badan Amil Zakat yang berkewajiban menindak pelaksanaan aktivitas zakat menjadi langkah awal yang baik untuk menjadikan pengelolaan zakat yang baik dan merata. Selain itu, distribusi zakat kepada Mustahiq (Fakir dan Miskin, Musafir, Ibnu Sabil) telah terlaksana. Hal tersebut dibuktikan dengan banyaknya bantuan korban bencana alam, bantuan sosial bagi warga tidak mampu, subsidi biaya sekolah dan lain sebagainya Badan Amil Zakat dalam perannya di wilayah kepemerintahan perlu mengupayakan sistem baru dalam pengelolaan zakat. Lembaga ini, harus dengan cepat dan strategis menyalurkan kepada para mustahiq sesuai dengan skala prioritas yang telah disusun dalam program kerja.
Analysis of Sharia Compliance on the Application of Reputational Risk in Service Marketing at Dompet Dhuafa Retnowati, May Shinta; Silvi Kusumastuti, Annisa; Al-Huzwah, Fatya Zahwa
ZISWAF ASFA Vol 3 No 2 (2025): ZISWAF ASFA Journal (October 2025)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.27

Abstract

Risk management is a crucial aspect in maintaining the stability and reputation of non-bank Islamic financial institutions. This research focuses on the implementation of risk management, particularly related to reputation and donors, at Dompet Dhuafa East Java. This study employs a qualitative methodology using case study techniques to investigate how dompet dhuafa manages risk in order to minimize potential hazards that can harm the organization’s standing and donors’ confidence. The research results show that Dompet Dhuafa has undertaken several initiatives to identify, evaluate, and control risks, including the development of better monitoring procedures and reporting systems. However, challenges still arise in measuring the effectiveness of risk management, particularly in relation to reputation and donor satisfaction indicators. This research highlights the importance of enhancing leadership roles in building a strong risk awareness culture throughout the organization, as well as the need to refine the risk management framework to better align with the characteristics of Islamic financial institutions. This finding is expected to contribute to the development of more optimal risk management practices in non- bank Islamic financial institutions.
Co-Authors Al-Huzwah, Fatya Zahwa Retnowati, May Shinta Syakuro, Ardhian Ahmad