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THE INFLUENCE OF GENDER AND FAMILY BACKGROUND ON FINANCIAL BEHAVIOR WITH FINANCIAL LITERACY AS A MEDIATION VARIABLE: STUDY ON GENERATION Z TEENS IN JAYAPURA CITY Manalu, Palti; Ahlia, Isma Shalihi; Agustin, Sheilla Putri
Literacy: Jurnal Pendidikan Ekonomi Vol. 5 No. 2 (2024): Desember
Publisher : Jurusan Pendidikan Ekonomi Fakultas Ekonomi dan Bisnis UNIMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53682/jpeunima.v5i2.10929

Abstract

This study examines the determinants of financial behavior among Generation Z in Jayapura, Papua, with a specific focus on gender and family background influences, mediated by financial literacy. Using path analysis, the research surveyed 223 respondents aged 17-25 years through accidental sampling. The findings reveal that financial literacy directly influences Generation Z's financial behavior, with a significance value of 0.003 (p < 0.05). Both gender and family background significantly affect financial literacy, contributing 13.1% to its variance. The study demonstrates that gender indirectly influences financial behavior through financial literacy, with indirect effects (0.01312) exceeding direct effects (-0.153). However, family background shows stronger direct effects (0.425) compared to indirect effects (0.0276) on financial behavior, indicating that financial literacy does not effectively mediate this relationship. The overall model explains 24.7% of the variance in financial behavior. These findings contribute to understanding the complex relationships between demographic factors, financial literacy, and financial behavior among Generation Z in eastern Indonesia's context. The study recommends future research to incorporate additional variables to enhance the model's explanatory power and employ more precise measurement techniques.
Pengembangan Kompetensi Mahasiswa Melalui Kegiatan Workshop Memasuki Dunia Kerja Bagi Mahasiswa di Program Studi S1 Manajemen Universitas Cenderawasih Kuddy, Aprianto La'lang; Wijaya, Iriando; Harju, Leon Mitra; Agustin, Sheilla Putri; Manalu, Palti Maretto Caesar; Insoraky, Wilhemina Arafusau; Payokwa, Musa K
Cenderabakti: Jurnal Pengabdian Kepada Masyarakat Vol 3 No 2 (2024): Periode Oktober
Publisher : Jurusan Manajemen dan Bisnis Fakultas Ekonomi dan Bisnis Universitas Cenderawasih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55264/cdb.v3i2.39

Abstract

Higher education institutions are considered successful when they produce graduates equipped to compete effectively in the workforce. However, many graduates currently struggle to compete effectively in the job market. Competition in the job market has caused unemployment in Indonesia to increase every year. One of the causes for the increase in unemployment among higher education graduates is the lack of knowledge and competence of students in the job recruitment process. To address this issue, this study proposes outreach through workshops. These workshops aim to familiarize students with the job recruitment process, increasing their chances of securing employment. By utilizing materials from practitioners, the workshops are expected to enhance students' knowledge and skills, better equipping them for the competitive job market.
Implementasi Sistem Pengelolaan Pengetahuan dalam Meningkatkan Kinerja Keuangan dan Pemasaran Nelayan Ikan Tangkap di Kota Jayapura: Implementing A Knowledge Management System to Improve the Financial and Marketing Performance of Small-Scale Fishers in Jayapura City Agustin, Sheilla Putri; Manalu, Palti Maretto Caesar
Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Vol. 4 No. 2 (2025)
Publisher : Media Publikasi Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56303/jppmi.v4i2.1000

Abstract

Masyarakat nelayan di pesisir Hamadi, Kota Jayapura, menghadapi tantangan ekonomi akibat rendahnya literasi keuangan, terbatasnya keterampilan pengolahan hasil tangkapan, dan minimnya pemanfaatan teknologi pemasaran digital. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan, keterampilan pemasaran, dan kapasitas pengolahan hasil tangkapan melalui pendekatan Knowledge Management System (KMS). Metode pelaksanaan meliputi persiapan, pelaksanaan, dan pelaporan. Pelatihan dilaksanakan pada 12 Mei 2025 di Pangkalan Pendaratan Ikan (PPI) Hamadi, melibatkan 30 peserta. Materi mencakup pencatatan keuangan sederhana, strategi pemasaran digital, dan praktik pembuatan panada berbahan dasar ikan sebagai produk bernilai tambah. Hasil kegiatan menunjukkan perubahan perilaku dan peningkatan keterampilan peserta, di mana 60% peserta mulai mencatat keuangan secara rutin, 50% peserta memanfaatkan WhatsApp Business dan Facebook untuk pemasaran, serta 30% peserta mengembangkan inovasi produk olahan. Kegiatan ini diharapkan berkontribusi pada peningkatan kesejahteraan masyarakat pesisir dan mendorong terbentuknya ekosistem pemasaran digital yang lebih mandiri dan berkelanjutan