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OVERVIEW STUDI KELAYAKAN BISNIS Mairani Adelia; M. Abiyyu Wadi; Suci Haryanti
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3107

Abstract

A Business Feasibility Study is a vital element in the planning and development of a new venture, aiming to evaluate a business idea's potential success and feasibility before its implementation. This article discusses the importance of a business feasibility study, describing an evaluation process that involves economic, technical, legal, market and financial aspects. By conducting a thorough feasibility study, entrepreneurs can identify risks, minimize losses, and ensure efficient use of resources. The article also highlights the various stages in a feasibility study, from idea implementation to execution, as well as the necessary primary and secondary data sources for the analysis of the operational, industrial, and remote environments. Findings show that a comprehensive business feasibility study is an essential foundation for planning and running a business successfully, as well as providing strategic guidance for better decision-making.
MENIMBANG EFEKTIVITAS ASURANSI SEBAGAI INSTRUMEN PERLINDUNGAN FINANSIAL “APAKAH RISIKO DAN MANFAAT SEIMBANG?” Mairani Adelia; Arsyadona Arsyadona; Aura Tafana; Sayyida Marwah; Bayu Andika
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3442

Abstract

This article discusses the role of insurance as a financial risk protection tool and evaluates the gap between the promise of protection offered and the reality experienced by customers. The study is based on key theories in insurance, including risk theory, premiums, claims, and time value of money, to explain how insurance works as a risk management mechanism. Data from books, journals, academic articles, and insurance industry reports are critically analyzed through a qualitative approach with a library research method. The results of the analysis show that there is a gap between the promise of insurance protection and the reality faced by customers, especially related to the low insurance literacy in the community and also provide a holistic view of the role and challenges of insurance as a risk mitigation instrument in the modern socio-economic context. This study aims to analyze the effectiveness of insurance protection in managing unexpected financial risks, focusing on the theory of risk, premiums, claims, and time value of money. The study also considers people's insurance literacy, the potential of digitalization, and the need for stronger regulations to address issues of limited access and transparency of insurance in Indonesia. In conclusion, while insurance is important for risk mitigation, stronger regulations and better literacy are needed to ensure fairer and more effective protection.
PENGARUH BEBAN KERJA DAN DUKUNGAN SOSIAL TERHADAP STRES KERJA KARYAWAN Ramadan Pasaribu; Fitri Khairani; Mairani Adelia; Najwa Aulia Putri; Suci Haryanti Manurung
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 3 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i3.5769

Abstract

This study aims to explore in depth the role of industrial psychology in reducing job stress and enhancing employee well-being through a literature-based approach. Work-related stress is a significant challenge that affects both productivity and the mental and physical health of employees. Several factors, such as heavy workloads, lack of social support, and ineffective leadership, often act as triggers. This study finds that implementing principles of industrial psychology such as stress management training, improving workplace environments, and strengthening interpersonal relations can significantly mitigate job stress and increase well-being. The study underscores the importance of holistic and sustainable human resource management strategies as a foundation for establishing healthy and productive workplaces.