Claim Missing Document
Check
Articles

Found 18 Documents
Search

The Effects Of Mudharabah And Musyarakah Financing On The Profitability Of Sharia Commercial Banks In Indonesia Arsyadona Arsyadona; Saparuddin Siregar; Isnaini Harahap; M Ridwan
Proceeding International Seminar of Islamic Studies INSIS 1 (December 2019)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (471.687 KB)

Abstract

: This research was conducted to determine the effect of mudharabah and musharakah profit sharing financing on the profitability of Islamic commercial banks in Indonesia. This study uses the annual Islamic Commercial Bank financial reports obtained from the Financial Services Authority (Otoritas Jasa Keuangan) for the period 2015-2019. The test results using SPSS 25 show that both mudharabah and musyarakah financing have a significant effect on the profitability of Islamic banks. But unlike musyarakah financing, mudharabah financing actually has a negative effect on profitability, meaning that the higher an Islamic bank distributes mudharabah financing, the rate of profit will decrease.
Literature Review: Pengaruh Pengungkapan Manajemen Risiko Perusahaan Terhadap Nilai Perusahaan Wulandari Wulandari; Helfina Meisarah; Sri Mulyana; Arsyadona Arsyadona
Trending: Jurnal Manajemen dan Ekonomi Vol. 3 No. 1 (2025): Januari : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v3i1.3596

Abstract

This study aims to understand more about how enterprise risk management disclosure can affect firm value. The research method used is qualitative research with a literature review approach to structurally discuss previous research articles. In this study, the literature used is published from 2017-2023, which can be accessed in full-text PDF format through Google Scholar using the Publish or Perish (PoP) application. The results showed that risk management disclosure has a positive and significant influence on firm value. This means that the more enterprise risk management disclosure items published by the company, the higher the value of the company. The extent of disclosure of information regarding risk management is one of the factors that investors consider before making a decision to buy shares, in addition to the company's ability to generate profits in good condition.
MANAJEMEN RISIKO KEUANGAN PADA UMKM MOCHI MAMI: IDENTIFIKASI, ANALISIS, DAN MITIGASI Bunga Amira; Dian Farindah Damanik; Natasyah Natasyah; Wira Herdika Firliansyah P.H; Arsyadona Arsyadona
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 1 (2025): Jurnal Sains Student Research (JSSR)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i1.3444

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in Indonesia’s economy, contributing over 60% to the Gross Domestic Product (GDP) and employing a large portion of the workforce. However, MSMEs, including Mochi Mami, which specializes in mochi production, often face challenges in managing financial risks. This study aims to analyze the financial risks faced by Mochi Mami and provide recommendations for more effective management. The methodology involves qualitative analysis through unstructured interviews and secondary data collection. The results identify several risks, including irregular cash flow records, fluctuations in raw material prices, inconsistent revenues, and credit risks. A SWOT analysis evaluates Mochi Mami’s strengths, weaknesses, opportunities, and threats, which helps in formulating risk management strategies. Recommendations include improving financial record-keeping systems, diversifying products, and strengthening relationships with suppliers. With effective risk management, Mochi Mami is expected to enhance its financial stability and business sustainability.
MENIMBANG EFEKTIVITAS ASURANSI SEBAGAI INSTRUMEN PERLINDUNGAN FINANSIAL “APAKAH RISIKO DAN MANFAAT SEIMBANG?” Mairani Adelia; Arsyadona Arsyadona; Aura Tafana; Sayyida Marwah; Bayu Andika
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3442

Abstract

This article discusses the role of insurance as a financial risk protection tool and evaluates the gap between the promise of protection offered and the reality experienced by customers. The study is based on key theories in insurance, including risk theory, premiums, claims, and time value of money, to explain how insurance works as a risk management mechanism. Data from books, journals, academic articles, and insurance industry reports are critically analyzed through a qualitative approach with a library research method. The results of the analysis show that there is a gap between the promise of insurance protection and the reality faced by customers, especially related to the low insurance literacy in the community and also provide a holistic view of the role and challenges of insurance as a risk mitigation instrument in the modern socio-economic context. This study aims to analyze the effectiveness of insurance protection in managing unexpected financial risks, focusing on the theory of risk, premiums, claims, and time value of money. The study also considers people's insurance literacy, the potential of digitalization, and the need for stronger regulations to address issues of limited access and transparency of insurance in Indonesia. In conclusion, while insurance is important for risk mitigation, stronger regulations and better literacy are needed to ensure fairer and more effective protection.
PENGARUH MANAJEMEN RISIKO TERHADAP KINERJA KEUANGAN PERUSAHAAN PADA PT INDOFOOD Nurul Fazira Nasution; Nabila Farah Dhiba; Ilfa Damayanti Andini Harahap; Dwita Agustina Putri; Arsyadona Arsyadona
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3548

Abstract

This article discusses the influence of risk management on the financial performance of PT Indofood. In an increasingly complex business world, risk management has become an important aspect that companies must pay attention to in order to maintain stability and growth. The findings indicate that the effective implementation of risk management positively contributes to the financial performance of PT Indofood, as reflected in increased profitability and operational efficiency. This finding emphasizes the importance of risk management strategies in supporting the sustainability and competitiveness of the company in a dynamic market.
Efektivitas Manajemen Risiko Sumber Daya Manusia dalam Menghadapi Risiko Keamanan Data Karyawan di Sektor Teknologi Ridho Alfi Fajar Hidayat; M. Rafli Lingga; Rushel Hardi; Abdul Haris Veriyadna; Arsyadona Arsyadona
Manajemen Kreatif Jurnal Vol. 3 No. 1 (2025): Februari: Manajemen Kreatif Jurnal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v3i1.3557

Abstract

This research aims to explore the effectiveness of human resource risk management in dealing with employee data security risks in the technology sector. Given the increasing threats to information security, especially in today's digital age, this research uses a qualitative approach with systematic literature analysis of various related articles and studies. The results show that the existence of clear security policies and procedures, regular employee training, the use of appropriate technology, and an organizational culture that supports information security are key factors that influence the effectiveness of risk management. In addition, evaluation and gathering feedback from employees are important elements in adjusting policies to meet evolving security challenges. This research provides recommendations for companies in the technology sector to improve their risk management systems through the integration of comprehensive policies, effective training programs, and the implementation of advanced technology, in order to protect employee data and increase trust within the organization.
Analisis Resiko Operasional pada PT. Bank Sumut Unit Usaha Syariah Dwi Novaliani Agustin; Fadia Maisya Chairunysa; Ika Seprianti; Nadita Syafrida; Arsyadona Arsyadona
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i1.2081

Abstract

This article discusses operational risk analysis at PT. Bank Sumut Sharia Business Unit in the context of the growth of the sharia banking industry in Indonesia. With the increasing need for banking services that comply with sharia principles, it is important for banks to understand and manage operational risks that can disrupt the performance and sustainability of their operations. This research aims to identify and evaluate operational risks and provide mitigation recommendations to increase the effectiveness of risk management. It is hoped that with in-depth analysis, PT. Bank Sumut can strengthen its position in the sharia banking industry and provide better services to customers.
Peran Sumber Daya Manusia dan Strategi Meminimalkan Risiko untuk Meningkatkan Kinerja Perusahaan Wahyu Yuda Pradana; Arba Sunur; Bima Andika; M Farid Abrar; Arsyadona Arsyadona
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 1 (2025): Januari
Publisher : CV. KAMPUSA AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i1.3721

Abstract

Companies engaged in the field of service providers or production of goods have the same goal, namely to make a profit, in addition to making a profit, every company certainly wants to provide products or services that can provide satisfaction to each of its customers by including risk management in it. Risk management can be interpreted as a method used by companies to find out, monitor, and control the risks that will arise from business activities. Risk management seeks to improve company performance. In risk management in minimizing company problems, it needs to be carried out by a company leader such as identifying, measuring, and handling a company risk. The purpose of this study is to provide a strategy to improve company performance by preparing good human resources and minimizing the risks that exist in a company.
PENERAPAN MANAJEMEN RISIKO TERHADAP PERSAINGAN INDUSTRI CAFE DALAM UPAYA MEMPERTAHANKAN LOYALITAS PELANGGAN PADA CAFE MAHONI Asrika Winana Farida Ayu; Rizka Asrina; Shopi Regina; Bahzatun Nur Harahap; Arsyadona Arsyadona
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 12 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i12.3279

Abstract

The rapid growth of the café industry in urban areas has intensified competition, requiring each cafe to retain customer loyalty through effective business strategies. Cafe Mahoni, located in a strategic area, faces external challenges such as environmental noise and intense competition, as well as internal challenges related to managerial oversight and limited facilities. This study aims to analyze the application of risk management at Cafe Mahoni to maintain customer loyalty. Using Primary Data Analysis (PDA) methods through interviews, surveys, and observations, this research identifies risk factors and their handling strategies. The results show that facility rejuvenation, increased supervision frequency, and the implementation of service and product quality assurance standards play a vital role in maintaining customer satisfaction and loyalty, thereby enhancing Cafe Mahoni's competitiveness in the café industry.
ANALISIS PENERAPAN ISO 3100 DALAM MANAJEMEN RISIKO DI PT.XYZ Nur Habibah Angkat; Arsyadona Arsyadona
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 1 (2025): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i1.3592

Abstract

This study aims to analyze the application of ISO 31000 in risk management at PT. XYZ, which faces challenges in identifying and managing operational risks. The purpose of this research is to examine the effectiveness of implementing ISO 31000 standards in reducing risks and improving the company's operational efficiency. A case study method with a qualitative approach was used, involving in-depth interviews and document analysis related to risk management. The results indicate that the implementation of ISO 31000 assists PT. XYZ in building a systematic framework for risk identification, evaluation, and mitigation, thereby reducing the frequency and impact of operational risks. This research is expected to serve as a reference for other companies implementing ISO 31000 standards.