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All Journal Jurnal Media Akademik (JMA) JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Sadzadia Qothrunnada
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH TEKNOLOGI TERHADAP PERKEMBANGAN PASAR VALUTA ASING Istianatul Ulya; Sadzadia Qothrunnada; Sarpini
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3324

Abstract

Technological advances have significantly affected various economic sectors, including the foreign exchange (forex) market. This study aims to analyze the impact of technological developments on the dynamics and efficiency of the foreign exchange market by using descriptive qualitative methods. The results of the analysis show that the application of technologies such as algorithmic trading, blockchain, artificial intelligence (AI), and mobile device-based trading applications have improved accessibility, transaction efficiency, as well as risk management capabilities in forex trading. Moreover, technology has also enabled market participants in emerging economies to participate more inclusively. However, the digitalization of forex trading also presents challenges, including increased market volatility, digital asset risk and cyber threats. The study identifies strategic measures such as diversification of foreign exchange reserves, strengthening financial regulations, and the use of derivative instruments as efforts to manage risks and maintain market stability. With continued optimization of technology, the foreign exchange market can serve as a more stable and efficient economic instrument in supporting international trade activities.
IMPLEMENTASI CORPORATE SOCIAL RESPONSIBILITY TERHADAP PROGRAM GEROBAK CAHAYA OLEH PERUSAHAAN LISTRIK NEGARA DI KABUPATEN BANYUMAS Elita Intania Cahya Utama; Nilta Tuko Irawati; Sadzadia Qothrunnada; Mahardhika Cipta Raharja; Safrina Muarrifah
Jurnal Media Akademik (JMA) Vol. 3 No. 11 (2025): JURNAL MEDIA AKADEMIK Edisi November
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/jtsxxr33

Abstract

Implementasi Corporate Social Responsibility (CSR) hibrid (berbasis Zakat, Infak, dan Sedekah/ZIS) oleh Yayasan Baitul Mal (YBM) PLN melalui Program Gerobak Cahaya di Kabupaten Banyumas, yang diatur oleh Peraturan Menteri BUMN No. PER-1/MBU/03/2023 dan UU No. 23 Tahun 2011 tentang Pengelolaan Zakat. Penerapan CSR pada BUMN telah bertransformasi menjadi strategi penciptaan Nilai Bersama (Shared Value) dan penguatan Social License to Operate. Hasil penelitian kualitatif menunjukkan bahwa mekanisme implementasi bersifat adaptif dan akuntabel, di mana penargetan mustahik (penerima zakat) dilakukan melalui rekomendasi komunitas (Ta'awun), dan bantuan disalurkan dalam bentuk dana tunai sebesar Rp5.000.000,00. Model dana tunai ini memberikan fleksibilitas tinggi, secara signifikan meningkatkan aksesibilitas dan citra profesional usaha UMKM, serta menumbuhkan motivasi kewirausahaan dan diversifikasi produk pada penerima manfaat. Program ini berhasil menciptakan Shared Value dengan mendukung mustahik UMKM sekaligus memperkuat citra PLN. Namun, disarankan agar YBM PLN menguatkan intensitas dan struktur pendampingan (coaching) pasca-penyaluran bantuan, terutama pada aspek manajemen keuangan mikro dan pemasaran digital, serta mengubah monitoring menjadi berbasis outcome (dampak) untuk menjamin keberlanjutan program dan transformasi mustahik menjadi muzakki (pemberi zakat) di masa depan.
Co-Authors Elita Intania Cahya Utama Istianatul Ulya Mahardhika Cipta Raharja Nilta Tuko Irawati Safrina Muarrifah Sarpini