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KONSEP MANAJEMEN SYARIAH PADA BAITUL MAL GAMPONG KECAMATAN BANDA SAKTI KOTA LHOKSEUMAWE Yunus, Muhammad; Cut Ali, Isnu; Syahriza, Mulkan; Janiati, Cut
Al-Madaris Jurnal Pendidikan dan Studi Keislaman Vol. 4 No. 1 (2023): Islamic Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Sekolah Tinggi Agama Islam Jamiatut Tarbiyah Lhoksukon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47887/amd.v4i1.110

Abstract

Each Baitul Mal Gampong must manage each Baitul Mal Gampong fund based on management that is in accordance with the Islamic concept. Each village in Banda Sakti sub-district, Lhokseumawe City has a different management concept in managing Baitul Mal. As for the formulation of the problem in this study are: one. how is the concept of Sharia management at Baitul Mal located in the sub-district in Banda Sakti District, Lhokseumawe City? 2. What are the obstacles in implementing Sharia management at Baitul Mal which is in the Banda Sakti sub-district, Lhokseumawe City. The research method in this writing is a qualitative research method with data collection techniques based on observation, interviews and documentation. The conclusions that the authors can obtain in this study are as follows: one concept of Sharia management, even in villages located in the sub-district of Lhokseumawe City, has the concept of planning, organizing implementation, and evaluating. the concept of Sharia management, namely the Kampung Mall is based on 5 principles, namely the principles of monotheism, caliph, justice, Ukhuwah and Maslahah. be it village malls that apply sharia management concepts that do not fully apply sharia management concepts, namely Gampong Ujung Blang and Gampong Pusong Lama. in carrying out the management of Baitul Mal Gampong, namely as follows first, understanding of fiqh by amil does not understand, second, lack of quality human resources, third, the technology used is still low, fourth, lack of public awareness in paying zakat. the lack of public trust in every Baitul Mall village in the Banda Sakti sub-district, Lhokseumawe City
PERAN ZAKAT PRODUKTIF DALAM MENINGKATKAN KESEJAHTERAAN PEDAGANG KAKI LIMA (MUSTAHIK) KOTA LHOKSEUMAWE Yunus, Muhammad; Syahriza, Mulkan
Al-Madaris Jurnal Pendidikan dan Studi Keislaman Vol. 5 No. 2 (2024): Education
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Sekolah Tinggi Agama Islam Jamiatut Tarbiyah Lhoksukon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47887/amd.v5i2.165

Abstract

Zakat is one of the basic obligatory acts of worship which is carried out by giving some of a person's assets to people who are entitled to receive them with the aim of realizing social justice in society in general. With its form of giving, zakat is often considered to only provide momentary benefits and tends to be consumptive in nature. However, zakat can also take the form of gifts that can provide long-term benefits that tend to be productive. This study explains how mustahik use zakat funds with the final result being a solution that can be implemented by Baitul Mal Lhokseumawe City in increasing the use of productive zakat to improve the welfare of street vendors (mustahik) in their area. The research method used is empirical juridical through observations and interviews with Baitul Mal related to zakat. Based on the results of research that has been carried out, the management of productive zakat in Baitul Mal Lhokseumawe City needs to be improved, especially when carrying out the controlling or supervising function of zakat that has been given to street vendors (mustahiq).
Literasi Keuangan Syariah sebagai Essential Life Skills bagi Mahasiswa di STAI Jamiatut Tarbiyah Lhoksukon Yunus, Muhammad; Syahriza, Mulkan
Ameena Journal Vol. 1 No. 4 (2023): Ameena Journal
Publisher : Yayasan Madinah Al-Aziziyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63732/aij.v1i4.37

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana tingkat korelasi antara literasi keuangan syariah dan mahasiswa prodi hukum ekonomi syariah. Teknik pengumpulan data dalam penelitian ini menggunakan angket/kuesioner (google form) yang disebar secara online kepada objek penelitian / mahasiswa prodi hukum ekonomi syariah STAI Jamiatut Tarbiyah Lhoksukon. Metode penelitian yang digunakan adalah metode penelitian kuantitatif bentuk korelasional yang menggambarkan tingkat hubungan literasi keuangan syariah dan mahasiswa. Populasi dalam penelitian ini adalah mahasiswa prodi hukum ekonomi syariah di STAI Jamiatut Tarbiyah Lhoksukon yang berjumlah 192 orang. Pengambilan sampel dilakukan dengan metode random sampling dengan tingkat toleransi 5% dan diputuskan untuk mengambil sampel sebanyak 60 orang. Data yang diperoleh kemudian dianalisis menggunakan bantuan aplikasi SPSS versi 24. Berdasarkan hasil uji z diperoleh nilai probabilitas (sig) dari tabel one-sample test= 0,000 artinya nilai probabilitas 0,000 < 0,05 maka Ho ditolak. Dari hasil penelitian menunjukkan bahwa variabel literasi keuangan syariah mempunyai korelasi positif dan signifikan terhadap mahasiswa yaitu sebagai skill yang harus dimiliki seorang khususnya mahasiswa prodi hukum ekonomi syariah.
EKONOMI SYARIAH SEBAGAI FONDASI EKONOMI KERAKYATAN : (Analisis UU Nomor 21 Tahun 2008 Tentang Perbankan Syariah) Yunus, Muhammad; Syahriza, Mulkan
Al-Madaris Jurnal Pendidikan dan Studi Keislaman Vol. 6 No. 1 (2025): Islamic Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Sekolah Tinggi Agama Islam Jamiatut Tarbiyah Lhoksukon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47887/amd.v6i1.190

Abstract

Law Number 21 of 2008 concerning Sharia Banking is a statutory regulation that regulates the sharia economy in Indonesia. This law came into force on 16 July 2008. This law regulates: Sharia principles, economic democracy, prudence in sharia banking, sharia bank business licensing, types and business activities of sharia banks, feasibility of channeling funds, controlling shareholders, board of commissioners and directors, sharia supervisory board and governance. In compiling this article, the author used qualitative research using library research. As for the nature of the research, the author uses descriptive research. Before discussing the concrete forms of economic welfare and sharia economics, it is necessary to first know the similarities in the characteristics of the Indonesian economy, namely the people's economy and the sharia economy. The characteristics of popular economics that apply in Indonesia are divinity, humanity, unity, deliberation and social justice. Characteristics of sharia economics: Sourced from God and religion, moderate and balanced economy, sufficient and just economy, and growth and blessing economy.
Ekonomi Syariah: Konsep, Prinsip dan Implementasinya Dalam Perekonomian Modern Syahriza, Mulkan; Yunus, Muhammad
Ameena Journal Vol. 3 No. 3 (2025): Ameena Journal
Publisher : Yayasan Madinah Al-Aziziyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63732/aij.v3i3.188

Abstract

Penelitian ini bertujuan menganalisis konsep, prinsip, dan implementasi ekonomi syariah serta relevansinya dalam perekonomian kontemporer. Metode penelitian yang digunakan adalah kualitatif-deskriptif dengan pendekatan studi literatur, yang memadukan analisis normatif (teks keagamaan dan prinsip syariah) dengan pendekatan empiris (perkembangan kelembagaan ekonomi syariah di Indonesia dan global). Hasil penelitian menunjukkan bahwa konsep ekonomi syariah berakar pada nilai tauhid, keadilan, maslahah, kerja sama, dan keseimbangan. Prinsip-prinsip ini terbukti relevan dengan tuntutan pembangunan berkelanjutan dan menjadi kritik atas kelemahan kapitalisme maupun sosialisme. Implementasi ekonomi syariah dapat dilihat pada sektor perbankan syariah, pasar modal syariah, industri halal global, dan instrumen keuangan sosial Islam (ZISWAF). Meskipun demikian, tantangan masih ditemukan, antara lain rendahnya literasi masyarakat, keterbatasan sumber daya manusia, fragmentasi regulasi, dan lemahnya inovasi teknologi. Tantangan tersebut justru dapat dipandang sebagai peluang strategis untuk memperkuat ekonomi syariah sebagai competitive advantage bangsa.