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All Journal Jurnal Administrasi Perkantoran dan Kesekretariatan Jurnal Pengabdian Masyarakat dan Riset Pendidikan PRIMER: Jurnal Ilmiah Multidisiplin
Rivaldi, Rizki
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Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Other

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STRATEGI ANALISIS RISIKO KREDITUR DALAM MENILAI KELAYAKAN PEMBERIAN KREDIT PADA PT. BANK BCA TBK Sudrajat, Ade; Rivaldi, Rizki; Ashabil, Luqman; Rahmat Sumbara, Ghiffari; Abdulrahman, M Arif; Adhimas Raspati, Raka; Gunardi, Gunardi
Jurnal Administrasi Perkantoran dan Kesekretariatan Vol 2 No 2 (2024): JURNAL ADMINISTRASI PERKANTORAN dan KESEKRETARIATAN
Publisher : LPPM Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/apk.v2i2.249

Abstract

Providing credit is one of the main activities in banking activities that requires careful risk analysis. In this context, creditor risk analysis strategies are crucial for assessing the feasibility of extending credit. In this research, the author explores the strategies used by creditors in analyzing credit risk using a descriptive approach. This approach makes it possible to gain an in-depth understanding of how creditors evaluate creditor risk and what factors are the main focus in the decision-making process. The main theories that form the basis of this research include the concepts of credit risk analysis, portfolio theory, and decision theory. Using this theoretical framework, the authors investigate various methods and tools used by creditors to evaluate creditor risk. The descriptive research method here involves surveys and interviews with creditors from various financial institutions to gain in-depth insight into best practices in creditor risk analysis. The findings here reveal that creditors generally use a combination of qualitative and quantitative approaches to evaluate creditor risk. Factors such as creditor profiles, market conditions, and internal policies of financial institutions are the main considerations in the decision-making process. The conclusion of this research is the importance of developing a holistic and adaptive creditor risk analysis strategy to reduce default risk and improve credit portfolio performance. The author also presents several practical suggestions to increase the effectiveness of creditor risk analysis strategies in assessing the feasibility of extending credit.
ANALISIS PENINGKATAN KINERJA KARYAWAN DI PT MATASAPARI MEDIATAMA Rivaldi, Rizki; Sungkono, Sungkono
PRIMER : Jurnal Ilmiah Multidisiplin Vol. 1 No. 3 (2023): PRIMER : Jurnal Ilmiah Multidisiplin, Juni 2023
Publisher : LPPM Institut Teknologi Dan Kesehatan Aspirasi

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Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana strategi peningkatan kinerja karyawan dalam pencapaian tujuan perusahaan di PT. Matasapari Mediatama, untuk itu memerlukan strategi peningkatan kinerja karyawan dan menetapkan strategi dalam pencapain tujuan perusahaan di PT. Matasapari Mediatama. Strategi peningkatan kinerja adalah cara perencanaan perusahaan untuk meningkatkan kinerja karyawan agar tujuan perusahaan PT. Matasapari Mediatama dapat tercapai. Artinya melakukan suatu perencanaan secara cepat, melakukan suatu tindakan secara tepat dalam kinerja karyawan untuk mencapai tujuan perusahaan di PT. Matasapari Mediatama. Sehingga kinerja karyawan dapat mengurangi atau menghilangkan terjadinya kesenjangan antara kemampuan karyawan dengan apa yang diberikan tanggung jawab dalam perusahaan. Metode yang digunakan dalam penelitian ini adalah menggunakan metode analisis deskriptif kualitatif yang berusaha menjelaskan sedetail mungkin objek dan masalah penelitian berdasarkan fakta yang ada di lapangan. Yang menjadi pengumpulan data dalam analisis deskriptif kualitatif dengan melakukan wawancara 5(lima) informan. Teknik pengumpulan data yang digunakan dalam penelitian ini ada tiga cara yaitu wawancara, observasi dan dokumentasi. Adapun hasil penelitian ini menunjukkan bahwa secara keseluruhan peningkatan kinerja karyawan di PT. Matasapari Mediatama dari 6 (enam) indikator kualitas, kuantitas, ketepatan waktu, efektivitas, kemandirian, dan komitmen kerja, yang menjadi parameter strategi peningkatan kinerja karyawan yang dapat dikatakan belum terlaksana dengan baik dan harus melakukan pembenahan sehingga mendapatkan hasil yang baik. Strategi peningkatan kinerja karyawan PT. Matasapari Mediatama yang menjadi acuan diantaranya yang lebih mengacu pada visi misi perusahaan, lingkungan eksternal dan internal, analisis pilihan strategi, sasaran jangka panjang, strategi fungsional, program pelaksanaan dan evaluasi, memberikan dorongan yang positif (self reinforcement), memenuhi hak dan kewajiban karyawan, sistem penilaian yang transparan, jenjang karir dan melakukan pelatihan (training).
Pengaruh Suhu dan Lama Penyimpanan terhadap Mutu Benih Jagung Manis (Zea Mays Saccharata Sturt): Penelitian Rivaldi, Rizki; Wijayanto, Budi; Khoiriyah, Annisa
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.762

Abstract

The deterioration of seeds is accelerated by improper storage temperatures. This research has the objective of: 1) Determine the best storage temperature for the quality of sweet corn seeds of the Nusa 1 variety. 2) To know the best storage time for the quality of sweet corn seeds of the Nusa 1 variety. 3) To determine the temperature intraction and length of storage time for the quality of sweet corn seeds of the Nusa 1 variety. This study applies a Divided Plot Design with the main plot being the temperature of the storage room consisting of the temperature of the cold storage room (13-23°C), refrigerator (6-7°C), and ordinary warehouse (28-30°C). A subplot is a storage time length consisting of 60 days, 90 days, and 120 days. The results of the data analysis showed that: 1) The temperature of the ordinary warehouse storage room showed the best quality of sweet corn seeds during storage. 2) The length of storage time of 60 days shows the best quality of sweet corn seeds during storage. 3) There is an interaction between temperature and storage time on the quality of sweet corn seeds.
Co-Authors Abdulrahman, M Arif Ade Sudrajat Adhimas Raspati, Raka Annisa Khoiriyah Ashabil, Luqman Budi Wijayanto Indradewa, Rhian Rahmat Sumbara, Ghiffari Sungkono Sungkono