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All Journal Educational Guidance and Counseling Development Journal Indonesian Journal of Multidisciplinary Sciences
Febriyanti, Zahara
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Development of Interactive Digital Books to Improve Students' Academic Integrity and Its Implications for Guidance and Counseling Services Yulitri, Rina; Jumiarti, Desri; Hardi, Emeliya; Febriyanti, Zahara
Educational Guidance and Counseling Development Journal Vol 7, No 2 (2024): EGCDJ
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/egcdj.v7i2.31964

Abstract

This research produces a product in the form of an interactive digital book that can be used by teachers, parents and students  to improve students' academic integrity. The aim of this research is to determine the level of suitability of digital book products in improving academic integrity, and to determine the level of practicality of these digital book products. This development research refers to the steps developed by Thiagarajan through the 4-D method, namely the define stage, design stage and develop stage. The test subjects in this research were MAN 1 Padang City students. Based on the research results, the following results were obtained: first, this development research produced an interactive digital book for Madrasah Aliyah students who had gone through the validation test stage, in the module format aspect it was declared valid with an average of 0.88, in the module presentation aspect it was declared valid with an average of 0.88. The average is 0.9, and the material aspect of the module is declared valid with an average of 0.87, thus digital book i is declared valid. Second, this development research produced an interactive digital book that had gone through the practicality test stage for guidance and counseling teachers who obtained an average percentage of 88.75% in the very practical category, and student responses with an average percentage of 83.89% in the very practical category.  
THE IMPACT OF CHANGES IN BANK INDONESIA'S INTEREST RATE POLICY ON THE LIQUIDITY OF CONVENTIONAL COMMERCIAL BANKS Zulkifli Ramadhan; Febriyanti, Zahara; Rahmawati, Putri; Lestari, Ayu; NurHalimah, Siti; Nur Oktavia, Andini; Feriskinanti, Pamesti Ajeng; Juniarti, Nola Tri
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 2 No. 2 (2023): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/ijoms.v2i2.345

Abstract

This study aims to examine the impact of Bank Indonesia's interest rate policy on customer savings decisions regarding choosing savings products in conventional banks, as well as its effect on the liquidity of these banks. The research utilizes a literature review method with a qualitative descriptive approach. The results and discussion indicate that the offered interest rates by conventional banks significantly influence customer behavior in selecting savings products. Changes in interest rates can affect customers' inclination to save in banks and consequently impact the liquidity of conventional banks. Other factors that influence customer decisions include product promotions, service quality, and customer preferences. While changes in Bank Indonesia's interest rate policy can affect customer loyalty to banks, customer preferences in choosing savings products are also influenced by other non-interest rate-related factors. This study provides an in-depth understanding of the impact of interest rate changes on the liquidity of conventional banks, offering valuable insights for Bank Indonesia and conventional banks in formulating effective policies to maintain financial sector stability and foster sustainable economic growth.
Co-Authors AYU LESTARI Feriskinanti, Pamesti Ajeng Hardi, Emeliya Jumiarti, Desri Juniarti, Nola Tri Nur Oktavia, Andini Putri Rahmawati Siti Nurhalimah Yulitri, Rina Zulkifli Ramadhan