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Locus of Control Mediates The Impact of Financial Knowledge, Attitudes, and Experience on Financial Behavior Santoso, Rahmat Agus; Vilantika, Elok; Soelistya, Djoko; Liu, Yaoping
Jurnal Manajemen Bisnis Vol. 15 No. 2: September 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i2.23506

Abstract

Research aims: This study aims to examine the effect of financial knowledge, attitudes, and experience on financial behavior, with locus of control serving as a mediating factor.Design/Methodology/Approach: This study employs a deductive research design with a causal-associative approach, targeting traditional market traders in the Gresik Regency area. A total of 100 respondents were sampled. The main data were collected through a questionnaire and analyzed using Partial Least Squares (PLS).Research findings: The study findings reveal that financial knowledge, attitudes, and experience positively influence locus of control. However, financial knowledge has a negative effect on financial behavior, while financial attitudes, experience, and locus of control have a positive effect. Notably, locus of control successfully mediates the positive relationship between financial knowledge, attitudes, experience, and financial behavior.Theoretical Contribution/Originality: This research uniquely expands the financial literacy model by incorporating the variable of financial experience. Practitioners/Policy Implications: The study findings are expected to serve as a reference model for the development and mentorship of small and medium enterprises in the Gresik district. Practitioners/Policy Implications: The findings are anticipated to serve as a reference model for the development and mentorship of Small and Medium Enterprises in the Gresik district.
Saving the Chinese Ghosts Overseas: A Study of the Yogacara Ulkā-Mukha Ritual in Thailand Liu, Yaoping; Du, Wenchen
Millah: Journal of Religious Studies Vol. 24, No. 1, February 2025
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol24.iss1.art1

Abstract

Currently, the most common methods for preserving supernatural beings from foreign lands involve conducting religious ceremonies and beseeching spiritual creatures in close proximity. This inquiry aims to explore the spiritual significance and function of the Yogacara Ulkā-Mukha ritual practices in the redemption of Chinese spirits that are residing abroad. The research design employed a phenomenological approach, involving nine monks in Thailand as participants. The data-gathering process involved conducting in-depth interviews and engaging in participant observations. Subsequently, the data were subjected to thematic analysis to ascertain the significance and function of the difficulties in the execution of the ritual. The study yielded three significant findings: first, the Yogacara Ulkā-mukha ritual embodies the concept of Buddhist compassion and the duty to rescue wandering souls in their quest for tranquility; second, it explores the adaptation and challenges faced in preserving tradition and cultural heritage within the modern context; and third, it examines the potency of intention and prayer in transcending the constraints of space and time. These findings are elaborated in the concluding section of this paper. Moreover, this study suggests the creation of a ritual adaptation model that considers the use of technology to enhance the participation of overseas Chinese communities in preserving spiritual customs.
Religious Moderation and Community Cohesion: Exploring Social Memory, Identity, and Solidarity in the Phu Khao Thong Muslim Community, Ayutthaya Liu, Yaoping; Rakthin, Chatchai; Budianto, Langgeng
Millah: Journal of Religious Studies Vol. 24, No. 1, February 2025
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol24.iss1.art10

Abstract

This research explores the interplay of social memory, identity, and social solidarity in the Muslim community in Thailand. The research uses an exploratory sequential mixed-method design. First, a total of 150 participants were involved in the quantitative approach which obtained through an online survey and Structural Equation Modeling (SEM) to test the research hypotheses. The second stage involved interviews with fithteen Muslim community leaders to investigate how individual and collective practices contribute to preserving the community's identity, tolerance and social memory. The findings reveal that social solidarity, reflected in mosque gatherings, cultural events, mutual support systems, and collective economic initiatives, is crucial in preserving tolerance, social memory and reinforcing communal identity. Solitary religious practices, like prayer and reflection, enhanced individual connections to the community's history, while participation in communal activities strengthened shared identity. The Muslim community leaders identified the mosque as a religious centre and a hub for transmitting historical knowledge and fostering religious moderation and social cohesion. This result extending the understanding of how social memory and identity are maintained in Thai Muslim communities, particularly minority groups like Phu Khao Thong. Particularly in light of modernisation and evolving socio-economic conditions globally.
The Role of Environmental Easement Rights in Building Environmental, Social, and Governance (ESG) Principles Syahruddin, Erwin; Sugeng, Sugeng; Liu, Yaoping
Fiat Justisia: Jurnal Ilmu Hukum Vol. 19 No. 3 (2025)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/fiatjustisia.v19no3.4190

Abstract

This article critically explores the potential of environmental use rights as a legal mechanism to advance a more inclusive and sustainable Environmental, Social, and Governance (ESG) framework. Traditionally limited to physical access or utility purposes, use rights have yet to realize their ecological and social functions within environmental governance. Using a normative legal and conceptual approach, this study argues that environmental use rights can enhance landowner accountability for ecological integrity while institutionalizing ESG principles of stewardship, transparency, and responsibility. Positioned as a hybrid construct between private property rights and public environmental interests, these rights offer a transformative legal pathway toward ecological justice and participatory land governance. Recognizing their normative and ecological value can empower communities to monitor land use, mitigate spatial conflicts, and embed environmental considerations into ESG assessment structures.