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All Journal Islam Futura Scientia: Jurnal Hasil Penelitian JYRS: Journal of Youth Research and Studies
Destiana, Yolanda
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Pengetahuan Bisnis dan Lingkungan Keluarga Terhadap Minat Berwirausaha Pada Mahasiswa Prodi Perbankan Syariah IAIN Syaikh Abdurrahman Siddik Bangka Belitung savitri, Destri; Irvani, Ahmad; Destiana, Yolanda
JYRS: Journal of Youth Research and Studies Vol. 5 No. 2 (2024): Jurnal JYRS Desember 2024
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v5i2.5082

Abstract

This research explains the problem of how business knowledge and family environment influence students' interest in entrepreneurship. Entrepreneurship is an important factor in the economic growth of a country. Entrepreneurs play a role in creating jobs, increasing competitiveness and encouraging innovation. This research method uses a type of quantitative research that uses primary data with a sample of 77 respondents. The data collection technique used was a questionnaire. The data analysis technique used is the classical assumption test, multiple linear regression analysis test, hypothesis testing and the research instrument uses SPSS version 22. The population in this research includes students from the 2020-2022 Sharia Banking study program at the Faculty of Sharia and Islamic Economics, IAIN Syaik Abdurrahman Siddik Bangka Belitung, totaling 326 students. Meanwhile, this research sample had 77 respondents. The results of this research show that there is a significant influence based on the results of the t test with significant business knowledge, the t value is 18,876, while the t table with degrees of freedom of 80 at alpha 0.05 is 1,664, so that H1 is accepted, H0 is rejected or if you look at the significance it is 0.000 < 0.05. Meanwhile, the Fcount value was 280.542. Thus Fcount (280.542) > Ftable 3.12, so H0 is rejected and Ha is accepted or if you see a significant value of 0.000 < 0.05. So it can be concluded that the variables Business Knowledge and Family Environment simultaneously have a positive and significant effect on the interest in entrepreneurship of Islamic banking study program students at IAIN Syaikh Abdurrahman Siddik Bangka Belitung.
UTILITAS BISNIS ISLAM DALAM MANAJEMEN EKONOMI SYARIAH Destiana, Yolanda
Scientia: Jurnal Hasil Penelitian Vol. 7 No. 2 (2022): Scientia
Publisher : LP2M IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/sci.v7i2.3316

Abstract

Abstract This article discusses sharia economic management in Islamic business. This article uses the literature review approach method by comprehensively reviewing ideas and ideas from a scientific work in the form of books, journals or research. In running a business there are several basic principles that must be obeyed by business people. Based on the Al-Quran and hadith, every Islamic economic transaction is considered correct if there is no revelation that prohibits or regulates it. Management must be in accordance with the view of life and Islam. The Quran has provided instructions that can be used as the basis for building the science of Islamic business management. In the implementation of business implementation, it is necessary to support several principles of Islamic Economic management in doing business, namely, being able to be fair, being able to take responsibility for the business being undertaken, and being able to communicate well with fellow business people and customers so that functions in business can be implemented into Islamic economic management. Keywords : Management, Islamic business, Islamic business concepts, Islamic business functions.
Faktor Determinan Profitabilitas Unit Usaha Syariah Di Indonesia Tahun 2018-2022 Muliana, Muliana; Destiana, Yolanda; Cipta, Hendra
JYRS: Journal of Youth Research and Studies Vol. 6 No. 1 (2025): Jurnal JYRS Juni 2025
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v6i1.5916

Abstract

This study aims to find out how simultaneously Non-Performing Financing (NPF), Operating Costs, Operating Income (BOPO) and Financing to Deposit Ratio (FDR) have a significant effect on the Profitability of Sharia Business Units in Indonesia in 2018-2022. The variables of this study consist of independent variables and dependent variables. The independent variables are Non Performing Financing (NPF), Operating Expenses, Operating Income (BOPO) and Financing to Deposit Ratio (FDR) and the dependent variable Return On Asset (ROA). This type of research is quantitative descriptive using multiple linear regression tests. This approach is carried out by deductive thinking to find hypotheses. The data collection technique of this study is documentation. The data analysis techniques used are descriptive statistical analysis, classical assumption tests, hypothesis tests using the SPPS software version 26 program tools. The results of this study show that the NPF independent variable has no effect on ROA based on the tcount > ttable = -2.141 > 2.056, with a significant value = 0.042 < 0.05. The BOPO variable had no effect on ROA based on the tcount < ttable = -1.465 < 2.056 with a significant value = 0.155 > 0.05. The FDR variable has an effect on ROA based on the tcount < ttable = 3.339 > 2.056, with a significant value = 0.003 < 0.05. NPF, BOPO and FDR simultaneously have a significant effect on the Profitability of Sharia Business Units in Indonesia in 2018-2022. Based on the value of Fcount > Ftable = 5.336 > 2.29, with a significant value = 0.005 > 0.05.
Brand Trust versus Satisfaction in Driving Islamic Bank Loyalty: The Moderating Role of Religious Moderation Cipta, Hendra; Ulyah, Himmatul; Destiana, Yolanda; Radiamoda, Anwar
Islam Futura Vol 26 No 1 (2026): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v261.33793

Abstract

The customer loyalty of Islamic banks in Indonesia is quite high, despite their market share being only 7.72%. It implies that allegiance is not solely based on religious matching. The purpose of this research is to analyze the effect of religious moderation as inclusive religiosity, service quality, social value, and price on customer loyalty mediated by brand trust and satisfaction which are formulated in ten hypotheses. Yes, it fills some gaps: in previous studies, the geographical range has been quite narrow, they have depended on stringent religiosity measures, and few of them provided systematic evidence for their conclusion that Islamic religious college lecturers shape opinion. Employing a quantitative methodology and conducting structural equation modeling analysis on 257 faculty from representative universities in eight provinces, the findings reveal that brand trust is much more than satisfaction, as it constitutes loyalty. More surprisingly, this research found that religious moderation has very little positive effect on brand trust and also a negative impact in relation to satisfaction. Whereas price, service quality, and social value have a positive effect on both mediation variables. These findings reaffirm the distinct power of deep brand trust over any one boilerplate religious strategy or price war.
Co-Authors Hendra Cipta Irvani, Ahmad Muliana, Muliana Radiamoda, Anwar savitri, Destri Ulyah, Himmatul