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All Journal JURNAL PENELITIAN EKONOMI DAN AKUNTANSI (JPENSI) Solusi: Jurnal Kajian Ekonomi dan Bisnis KHITABAH: Khazanah Penelitian Perbankan Syariah
Intan Prabandari, Anandhiya
Unknown Affiliation
Economics, Econometrics & Finance Environmental Science Social Sciences

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LITERATURE REVIEW: ANALYSIS OF INDONESIA'S READINESS TO FACE THE ACCELERATION OF DIGITAL ECONOMIC TRANSFORMATION: KAJIAN LITERATUR: ANALISIS KESIAPAN INDONESIA MENGHADAPI AKSELERASI TRANSFORMASI EKONOMI DIGITAL Isnawati, Dian; Rosita Pangestika, Ratna; Lestari, Wahyu; Intan Prabandari, Anandhiya
Kajian Ekonomi dan Bisnis Vol. 19 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi SBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51277/keb.v19i2.212

Abstract

The policies prepared by the government to accelerate digital transformation in Indonesia can be considered ready, both in terms of infrastructure, human resources (HR), and government regulations. This is evident from the projects that have been implemented by the government. From the explanations previously presented, it is stated that the number of internet users in Indonesia has been increasing year by year. This is also influenced by the fact that during the COVID-19 pandemic, digital technology users were facilitated in carrying out their activities. This digital transformation requires the community to adapt to new habits, encouraging them to innovate and find ways to sustain their livelihoods by utilizing digital technology. As a result, people will become accustomed to these changes, transitioning into a digital economy society. Indonesia's readiness to accelerate digital transformation is almost fully prepared, though there are minor obstacles in the field that are sometimes beyond the government's control.
PENGARUH TEKNOLOGI INFORMASI DAN KUALITAS SUMBER DAYA MANUSIA TERHADAP KINERJA BANK SYARIAH DI INDONESIA PERIODE 2018-2024 Nur Jamiel, Harun; Intan Prabandari, Anandhiya
KHITABAH: Khazanah Penelitian Perbankan Syariah Vol 2 No 1 (2025): .
Publisher : Sekolah Tinggi Agama Islam Putra Galuh Ciamis

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Abstract

The rapid development of Islamic banking in Indonesia demands optimization of performance, including operational efficiency and profitability, to maintain competitiveness. This study examines how information technology and human resource quality influence the efficiency and profitability of Islamic banks in Indonesia during the period 2018-2024. Research data is derived from published financial reports of Islamic banks in Indonesia. Regression analysis is used to examine the relationship between variables, considering bank size and economic growth factors. The results show that information technology significantly contributes to improved operational efficiency and profitability. Technology implementation enables process automation, increased data accuracy, and expanded service reach. Quality human resources, indicated by education and training levels, also have a positive influence. Competent employees are able to optimize technology and provide excellent service to customers. These findings emphasize the importance of continuous investment in information technology and human resource development for Islamic banks. This strategy is crucial to increase operational efficiency and profitability, as well as strengthen competitiveness in the Islamic banking industry.
The Sustainability and Socio Economic Resilience in Tilapia Farming: A Farmer-Centered Study from Baturaden WAHYU YULIANI, TRI; Intan Prabandari, Anandhiya
Jurnal Penelitian Ekonomi Dan Akuntansi Vol 10 No 2 (2025): JURNAL PENELITIAN EKONOMI DAN AKUNTANSI
Publisher : Program Studi Akuntansi Universitas Islam Lamongan

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Abstract

This study examines the sustainability and socio-economic resilience of small-scale tilapia farming in Baturaden, Indonesia. Using Participatory Qualitative Modeling (PQ Modeling) combined with farmer interviews and financial analysis, the research explores how local environmental conditions, household livelihood strategies, and institutional factors interact to influence aquaculture outcomes. Results reveal that Baturaden’s high-quality water resources and family-managed ponds enable cost-effective and sustainable production, with significant net profits and rapid return on investment. Farmers employ adaptive strategies such as polyculture and income diversification to enhance resilience, despite challenges including market fluctuations and limited credit access. The study highlights the importance of integrating traditional knowledge with modern practices and calls for targeted policy support to sustain and scale tilapia farming in the region
Co-Authors Isnawati, Dian Nur Jamiel, Harun Ratna Rosita Pangestika Wahyu Lestari WAHYU YULIANI, TRI