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All Journal Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan AMANAH : Jurnal Ilmiah Ilmu Manajemen
Pratiwi, Septia
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Unlocking the Mathematical Mind: A Comparative Insight into Undergraduate and Graduate Student Literacy Peni, Nur; Pratiwi, Septia; Prabowo, Anggita; Alam, Sri Rahayu; Rahmawati, Dewi; Lua, Muhammad Febriyan; Setiawan, Aldo
Jurnal Pendidikan: Teori, Penelitian, dan Pengembangan Vol 9, No 4: APRIL 2024
Publisher : Graduate School of Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/jptpp.v9i4.25555

Abstract

The study explores the nuances of students' knowledge, self-assurance, and difficulties when navigating the domains of numeracy and logical-mathematical reasoning by evaluating and comparing the levels of mathematical literacy, numeracy, and logical-mathematical thinking among higher-education students. This research uses a thorough survey covering various mathematical literacy dimensions, such as the capacity to apply mathematical ideas in practical contexts, comprehension of numeracy and literacy, assurance when working with numerical data, and the influence of emotional variables on rational thought. Our analysis, based on replies from graduate and undergraduate students at renowned Indonesian universities, shows that self-assessed competency is generally moderate to good, with significant differences between academic subjects and study levels. The research indicates a potential relationship between curriculum focus and mathematical literacy since some students from specific programs have a marginally more significant skill level. The results highlight how crucial it is to incorporate real-world applications and emotional intelligence into mathematical education to improve student confidence, comprehension, and engagement. This study offers important insights into the state of mathematical literacy today. It suggests possible areas for curriculum development and pedagogical innovation to better prepare our future professionals for the demands of a digital and data-driven world as we map out the future of educational strategies in higher education.
Pengaruh Literasi Keuangan, Sikap Keuangan, Gaya Hidup, Kontrol Diri terhadap Pengelolaan Keuangan Generasi Z Pratiwi, Septia; Rolanda, Ivo
AMANAH : Jurnal Ilmiah Ilmu Manajemen Vol. 4 No. 1 (2026): AMANAH: Jurnal Ilmiah Ilmu Manajemen
Publisher : YAYASAN PENDIDIKAN MULIA BUANA (YPMB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70451/amanah.v4i1.773

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Literasi Keuangan, Sikap Keuangan, Gaya Hidup, dan Kontrol Diri terhadap Pengelolaan Keuangan pada mahasiswa Generasi Z Fakultas Ekonomi dan Bisnis Universitas Budi Luhur. Penelitian menggunakan pendekatan kuantitatif dengan metode asosiatif deskriptif. Data primer diperoleh melalui penyebaran kuesioner online menggunakan skala Likert empat poin. Populasi penelitian berjumlah 1.017 mahasiswa angkatan 2022–2025, dengan sampel minimal 91 responden berdasarkan rumus Slovin, dan data yang diolah sebanyak 130 responden. Teknik sampling menggunakan probability sampling dengan metode simple random sampling. Analisis data dilakukan menggunakan regresi linier berganda disertai uji asumsi klasik, uji koefisien determinasi (R²), uji F, dan uji t melalui SPSS versi 26. Hasil penelitian menunjukkan bahwa model regresi dinyatakan layak dengan nilai signifikansi 0,000 < 0,05. Secara parsial, literasi keuangan, sikap keuangan, gaya hidup, dan kontrol diri berpengaruh positif dan signifikan terhadap pengelolaan keuangan mahasiswa Generasi Z. Variabel kontrol diri menjadi faktor yang paling dominan dalam memengaruhi pengelolaan keuangan. Simpulan penelitian menegaskan bahwa pengelolaan keuangan mahasiswa tidak hanya dipengaruhi oleh aspek kognitif berupa literasi, tetapi juga oleh faktor perilaku, khususnya kontrol diri. Implikasi penelitian ini mendorong pengembangan program literasi keuangan berbasis perilaku di perguruan tinggi guna memperkuat kemampuan pengendalian diri mahasiswa dalam menghadapi dinamika keuangan di era digital.
Co-Authors Alam, Sri Rahayu DEWI RAHMAWATI Ivo Rolanda Lua, Muhammad Febriyan Peni, Nur Prabowo, Anggita Setiawan, Aldo