Istigfari, Nafsa Qolbina
Unknown Affiliation

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

Analisis Manajemen Risiko pada UMKM  “Mie Bakso Baitul Hikmah” Soreang Istigfari, Nafsa Qolbina; Alfiana, Alfiana
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2025): Juli: Development Economics and Regular Economics
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/319hxj36

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) berperan penting dalam perekonomian Indonesia, dengan kontribusi signifikan terhadap penciptaan lapangan kerja dan pertumbuhan ekonomi lokal. Penelitian ini bertujuan untuk menganalisis manajemen risiko pada UMKM Mie Bakso Baitul Hikmah yang berlokasi di Soreang, dengan menggunakan pendekatan SWOT dan standar ISO 31000. Sebagai usaha kuliner yang telah berjalan sejak tahun 2005, UMKM ini menghadapi berbagai tantangan yang mencakup aspek bahan baku, keuangan, persaingan, operasional, pemasaran dan hukum. Metode penelitian yang digunakan adalah kualitatif, dengan teknik pengumpulan data melalui wawancara langsung dengan pemilik usaha untuk mendapatkan informasi yang mendalam terkait risiko yang dihadapi. Analisis menunjukan beberapa risiko utama, termasuk ketergantungan pada satu pemasok bahan baku, pencatatan keuangan yang masih manual, dan minimnya strategi pemasaran digital. Penelitian ini memberikan rekomendasi untuk perlakuan risiko guna menghadapi tantangan di masa depan yang disertai dengan cara mengangani masalah yang akan timbul, sehingga diharapkan mampu terus bersaing dipasar makanan. Dengan menerapkan langkah-langkah mitigasi dari risiko yang ada, UMKM Mie Bakso Baitul Hikmah diharapkan mampu meningkatkan daya saing, menjaga keberlangsungan usaha, dan bertahan dalam pasar yang semakin kompetitif.
Pengaruh Biaya Operasional (BOPO) Dan Non-Performing Loan (NPL) Terhadap Return Of Asset (ROA) Pada Perusahaan Perbankan Yang Terdaftar Di BEI Periode 2020-2024 Pujiyanti, Pujiyanti; Amalia, Sinta; Istigfari, Nafsa Qolbina; Lajai, Sri Yulandasari; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/adh1xh76

Abstract

This study examines the effect of BOPO and NPL on Return on Assets (ROA) in banking companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period. The data were processed using EViews 12 through panel data regression, which included data preparation, descriptive statistics, normality testing, panel-specific diagnostic tests, and model selection using the Chow, Hausman, and LM tests. The results indicate that the Random Effect Model (REM) is the most appropriate model for this research. The findings show that BOPO has a negative and significant effect on ROA, while NPL has a negative but insignificant effect. Simultaneously, both variables significantly influence ROA, with an R² of 93.03%, indicating strong explanatory power. The study concludes that operational efficiency plays a major role in determining bank profitability, whereas credit risk does not significantly affect ROA during the study period.
Pengaruh Kurs dan Inflasi Terhadap Harga Saham Perusahaan IDX-MES BUMN 17 Istigfari, Nafsa Qolbina; Astri, Astri; Fikriyyah, Syahla Nur; Anggraeni, Sintia; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/bd0b7h44

Abstract

This study aims to analyze the effect of exchange rates and inflation on the stock prices of companies listed in the IDX-MES BUMN 17 index during the 2020–2024 period. Exchange rate fluctuations and inflation rates are macroeconomic indicators that frequently influence capital market movements, making it important to examine how these variables impact the stock prices of companies that play a strategic role in the national economy. This study uses secondary data in the form of the rupiah exchange rate set by Bank Indonesia. The exchange rate indicator is the rupiah exchange rate against the US dollar (US$). The annual inflation rate was obtained from the Central Statistics Agency (BPS) and the year-end stock prices of each company (closing price) included in the study sample. This research is quantitative. The analytical method used is multiple linear regression using the e-Views software program. The results show that the exchange rate has a significant effect on stock prices. Meanwhile, inflation has no effect on stock prices.
Pengaruh Nilai Tukar dan Debt to Equity Ratio terhadap Harga Saham pada Industri Makanan dan Minuman di Indonesia Astri, Astri; Istigfari, Nafsa Qolbina; Nur Fikriyyah, Syahla; Anggraeni, Sintia; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vhr1f133

Abstract

This study aims to analyze the effect of the exchange rate (KURS) and the Debt to Equity Ratio (DER) on stock prices in food and beverage subsector companies in Indonesia. Using panel data for the 2021-2024 period using the Random Effects Model (REM) method, this study aims to demonstrate the partial and simultaneous effects of these two independent variables. The results show that the KURS has a positive and significant effect on stock prices, while the DER has no significant effect partially. However, the results indicate that simultaneously, the KURS and DER have a significant effect on stock prices, with an R-squared value of 16,56%, indicating that most of the stock price variation is explained by factors other than the model. This finding emphasizes the importance of exchange rate stability for capital market performance and suggests that leverage structure is not a primary determinant in investor assessments in the food and beverage subsector.