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All Journal PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Prosiding Seminar Hukum Aktual Fakultas Hukum Universitas Islam Indonesia
Rakhmawati, Catur Septiana
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Law, Crime, Criminology & Criminal Justice

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Implikasi Pasal 20 dan 21 Undang Undang No. 27 Tahun 2022 tentang Perlindungan Data Pribadi terhadap Bank dalam Pemrosesan Data Biometrik Nasabah Syarifah, Annisa; Ananda, Alya; Azzahra, Zaskia; Rakhmawati, Catur Septiana; Nurjihad
Prosiding Seminar Hukum Aktual Fakultas Hukum Universitas Islam Indonesia Vol. 2 No. 4 JULI 2024
Publisher : Fakultas Hukum Universitas Islam Indonesia

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Abstract

Pembukaan rekening bank seringkali mengharuskan nasabah memberikan data pribadi, termasuk data biometrik. Penelitian ini menyoroti dua masalah utama: Bagaimana implikasi Pasal 20 dan Pasal 21 Undang-Undang Perlindungan Data Pribadi terhadap bank dalam pemrosesan data biometrik nasabah, serta urgensi kepatuhan tersebut terkait hak privasi individu. Metode penelitian normatif digunakan dengan pendekatan perundang-undangan, konseptual, dan perbandingan. Hasil penelitian menunjukkan bahwa bank belum mematuhi Pasal 20 dan 21 UU PDP. Bank tidak meminta izin eksplisit dari nasabah sesuai Pasal 20 UU PDP dan tidak memberikan informasi lengkap sesuai Pasal 21 UU PDP, seperti legalitas, tujuan pemrosesan, jenis data, jangka waktu retensi, rincian informasi, jangka waktu pemrosesan, dan hak subjek data. Kepatuhan terhadap Pasal 20 dan 21 UU PDP penting untuk melindungi keamanan data nasabah, menghormati hak privasi, dan menjaga kepercayaan nasabah terhadap bank
Disclosure Principle as Ex-Ante Rules for Combating Big Tech’s Abuse of Dominance in Digital Market: A Comparative Analysis Rakhmawati, Catur Septiana
PADJADJARAN JURNAL ILMU HUKUM (JOURNAL OF LAW) Vol 11, No 2 (2024): PADJADJARAN JURNAL ILMU HUKUM (JOURNAL OF LAW)
Publisher : Faculty of Law, Universitas Padjadjaran

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This study discusses the weaknesses of Law Number 5 of 1999 on the Prohibition of Monopolistic Practices and Unfair Business Competition in handling the abuse of dominance by big tech in the digital market. This study also explores lessons from how the European Union (EU) and Japan implement the disclosure principle to prevent such abuse. This normative study employs statutory, conceptual, and comparative approaches. The findings are as follows: first, Law Number 5 of 1999 does not implement ex-ante measures such as the “disclosure principle,” and prevention efforts are practically non-existent, particularly in handling dominance abuse. Second, a comparative study of the EU and Japan found that the EU has enacted the Digital Markets Act (DMA), which comprehensively regulates the abuse of dominance by big tech companies and categorizes them as gatekeepers. The DMA establishes the gatekeeper threshold and includes the duty to notify the European Commission voluntarily under Articles 5, 6, and 7 of the DMA. Japan has the Act on Improving Transparency and Fairness of Digital Platforms 2021, an ex-ante regulation that implements the disclosure principles on digital platforms. Based on these two comparisons, the main idea of such regulations is to implement the disclosure principle as an ex-ante rule for business actors who meet the threshold and to burden them with certain obligations. This approach allows authorities to perform supervision and prevent abuse of dominance by big tech optimally.
Co-Authors Ananda, Alya Azzahra, Zaskia Nurjihad Syarifah, Annisa