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All Journal Indonesian Journal of Multidisciplinary Sciences Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Ekonomi Keuangan Syariah dan Akuntansi Pajak
Maulydia Anggraini
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Optimalisasi Lembaga Keuangan Syariah Dalam Era Digital Untuk Memajukan Industri Teknologi Bagi Generasi Z Maulydia Anggraini; Desy Safitri; Lidia Desiana
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 2 No. 1 (2025): Ekonomi Keuangan Syariah dan Akuntansi Pajak (EKSAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v2i1.612

Abstract

In the rapidly developing digital era, Sharia Financial Institutions (LKS) have a great opportunity to innovate and adapt to modern technology to support economic growth, especially for Generation Z. This research aims to identify optimization steps that can be taken by LKS in facing transformation digital, as well as exploring the role of sharia financial technology (fintech) in advancing the technology industry. Generation Z, as a highly tech-savvy group, has different needs and preferences than previous generations. Therefore, LKS is required to integrate digital-based financial services that are in accordance with sharia principles, so that they can be more attractive and serve this segment. This research uses a qualitative approach with literature studies and in-depth interviews with industry practitioners. The research results show that collaboration between LKS and sharia fintech, development of inclusive digital platforms, and increasing sharia financial literacy among Generation Z are key factors in advancing the sharia technology industry. This optimization will not only increase the competitiveness of LKS, but also support the sustainable development of the sharia digital economy.
Pengaruh Efikasi Diri dan Keterampilan Digital Terhadap Kesiapan Kerja Menghadapi Era Society 5.0 Pada Mahasiswa Perbankan Syariah Maulydia Anggraini; Hilda Hilda; Oki Sapitri Menghayati
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 3 No. 3 (2025): MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v3i3.1329

Abstract

Student work readiness is very important to face the dynamic world of work, students need to prepare for various challenges in the world of work, such as tight competition, high job demands, and rapid technological changes. This study aims to determine whether Self-Efficacy and Digital Skills partially and simultaneously affect Work Readiness to Face the Era of Society 5.0 in Islamic Banking Students of UIN Raden Fatah Palembang Class of 2021. The research method used is a quantitative approach. The sample in this study was 100 respondents with a sampling technique using random sampling with data measurement using a likert scale. Questionnaires were given to respondents and data analysis was carried out using SPSS 27 software. The results of this study indicate that partially the self-efficacy variable has an influence on the work readiness of islamic banking students with a significance value (sig) of 0.001 < (α) 0.1, and the digital skills variable has an influence on the work readiness of islamic banking students with a significance value (sig) of 0.002 < (α) 0.1. Meanwhile, simultaneously, self-efficacy and digital skills have a positive and significant influence on the work readiness of islamic banking students with a significance value (sig) of 0.000 < (α) 0.1.
IMPLEMENTATION OF OJK REGULATIONS AND SUPERVISION IN THE COLLECTION OF DEPOSIT FUNDS AT BANKS Fikri Ramadon; Intan Mesa Juita; Maulydia Anggraini; Marina; Ruri Lerian Trisha; Tasya Putri Fadilla; Karen Amelia; Aryani; Aliyyah Oktadyta
Indonesian Journal of Multidisciplinary Sciences (IJoMS) Vol. 2 No. 1 (2023): Indonesian Journal of Multidisciplinary Sciences (IJoMS)
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (90.726 KB) | DOI: 10.59066/ijoms.v2i1.294

Abstract

Collection of deposit funds is an important component in banking activities that supports the expansion of the financial industry by providing stability and confidence to depositors. The process of licensing and registering a bank as a body authorized to collect funds, as well as setting rules related to the interest rate period, and customer protection, are all part of the implementation of the Financial Services Authority (OJK). The purpose of this study is to examine how OJK is used and supervised when banks collect deposit funds at banks. The technique used is a literature review and analysis of regulations related to regulations and guidelines issued by the OJK to regulate and supervise the collection of deposit funds in banks.
Co-Authors Aliyyah Oktadyta Aryani Desy Safitri Fikri Ramadon Hilda Hilda Intan Mesa Juita Karen Amelia LIDIA DESIANA Marina Oki Sapitri Menghayati Ruri Lerian Trisha Tasya Putri Fadilla