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All Journal Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Jurnal Pengabdian Nasional (JPN) Indonesia
Maimunah, Nurul Ayatul
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Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengadaan Bak Sampah Sebagai Upaya Dalam Mengatasi Pencemaran Sungai Barito di Desa Malawaken Zahra, Fatimatuz; Rifky, Haidar; Alfajri, Muhamad Alaihun; Nasrullah, Muhammad Pazri; Maimunah, Nurul Ayatul; Sarniwatie
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 6 No. 1 (2025): Januari
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v6i1.1121

Abstract

This study discusses the program of providing trash bins as an effort to overcome pollution of the Barito River in Malawaken Village. The problem of waste polluting the river is mainly caused by the habit of local people to dispose of domestic waste and plastic carelessly. In the framework of the Real Work Lecture (KKN) program, three trash bins were procured which were placed in strategic locations, namely in the village government office, mosque, and prayer room. This program aims to increase public awareness in waste management and maintaining environmental cleanliness. The implementation of the program includes observation, preparation, implementation, and handover of trash bins. The results of this program are expected to increase community participation in maintaining the cleanliness of the river and its surrounding environment.
The Effectiveness of the Resolution of Non-Performing Financing at BSI KC Palangka Raya Diponegoro Through Small Claim Court Maimunah, Nurul Ayatul; Muhammad Zainal Arifin; Fadiah Adlina
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 9 No 1 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

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Abstract

This research is motivated by the existence of non-performing financing at Bank Syariah Indonesia and previous research which explained various factors that cause non-performing financing and settlement carried out by Islamic Banking, especially Bank Syariah Indonesia. In particular, this study examines the handling of non-performing financing through a small claim court at BSI KC Palangka Raya Diponegoro. This study aims to identify the factors that cause non-performing financing in BSI KC Palangka Raya Diponegoro and identify the process of resolving non-performing financing through the Small Claim Court mechanism. In addition, by reviewing the Small Claim Court process, it is hoped that insight will be gained regarding the efficiency and effectiveness of using this method. The method used in this study is descriptive analysis by collecting data through observation, in-depth interviews and documentation. The results of the study show that the non-performing financing factor at BSI KC Palangka Raya Diponegoro is dominated by a lack of attention and a sense of responsibility from customers and supported by a lack of understanding in managing finances. The handling of non-performing financing at BSI KC Palangka Raya Diponegoro implements the settlement of the non-litigation and litigation routes. Decision-making using settlement with a small claim court is based on the client's character, the existence of psychological effects and efficient time and costs. Therefore, the importance of formulating an effective non-performing financing settlement policy and small claim court as an alternative to dispute resolution in Islamic banking can be a strategic consideration for BSI KC Palangka Raya Diponegoro to overcome non-performing financing.
Co-Authors Alfajri, Muhamad Alaihun Fadiah Adlina Fatimatuz Zahra, Fatimatuz Muhammad Zainal Arifin Nasrullah, Muhammad Pazri Rifky, Haidar Sarniwatie