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Pengaruh Debt Financing, Equity Financing, Lease Financing dan FDR Terhadap ROE dengan NPF sebagai Variabel Moderasi pada BCA Syariah 2011-2023 Azhaar Nisrina, Affrina Salma; Diniati, Bintis Ti'anatud
Buletin Ekonomika Pembangunan Vol 5, No 2 (2024): SEPTEMBER
Publisher : Jurusan Ilmu Ekonomi Fakultas Ekonomi Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/bep.v5i2.28275

Abstract

Penelitian ini dilatarbelakangi oleh pertumbuhan perbankan syariah yang semakin pesat yang mengakibatkan minat nasabah untuk melakukan pembiayaan akan memberikan kontribusi yang besar bagi pendapatan. Berdasarkan pendapatan tersebut bank syariah dapat mengetahui besaran profitabilitas yang dihasilkan. Tujuan penelitian ini untuk menganalisis pengaruh Pengaruh Debt Financing, Equity Financing, Lease Financing dan Financing to Deposite Ratio (FDR) terhadap Return On Equity (ROE) dengan Non Performing Financing (NPF) Sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian asosiatif. Data yang digunakan dalam penelitian ini adalah data sekunder yaitu laporan keuangan triwulan PT Bank Central Asia (BCA) Syariah. Analisa yang digunakan dalam penelitian ini adalah Moderated Regression Analysis dengan menggunakan software SPSS versi 25. Hasil penelitian menunjukkan bahwa  Debt Financing berpengaruh negatif dan signifikan terhadap Return On Equity (ROE), Equity Financing berpengaruh positif dan signifikan terhadap Return On Equity (ROE), Lease Financing berpengaruh negatif dan tidak signifikan terhadap Return On Equity (ROE), Financing to Deposite Ratio (FDR) berpengaruh positif dan tidak signifikan terhadap Return On Equity (ROE), Non Performing Financing (NPF) berpengaruh positif dan signifikan terhadap Return On Equity (ROE). Sementara itu, Financing to Deposite Ratio (FDR) yang dimoderasi oleh Non Performing Financing (NPF) berpengaruh terhadap Return On Equity (ROE). Sedangkan Debt Financing,Equity Financing dan Lease Financing yang dimoderasi oleh Non Performing Financing (NPF) tidak berpengaruh terhadap Return On Equity (ROE). Kata Kunci: Debt Financing, Equity Financing, Lease Financing, Financing to Deposite Ratio (FDR), Return On Equity (ROE) dan Non Performing Financing (NPF)  
Pemberdayaan UMKM Berbasis Potensi Daerah di Jalur Lintas Selatan (JLS) Sine Ardaningrum, Nandita; Nasrin, Ewita; Dwi Firnanda, Vicki Meilia; Almanikma, Mayza; Azizah, Siti Faizatul; Nurulhasan, Adinda Yasinta; Diniati, Bintis Ti'anatud
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 3 (2025): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i3.715

Abstract

Micro, Small, and Medium Enterprises (MSMEs) Refer to productive business units that are run independently and have a major role in driving local economic growth. One of the potential sectors in the South Coastal Route (JLS) Sine area is the fishing sector. The catch from fishermen is the main commodity processed and marketed by MSMEs, thus creating business opportunities and improving the economy of the surrounding community. The purpose of this empowerment activity is to increase awareness of business actors regarding the importance of utilizing local potential, as well as identifying the challenges faced by MSMEs in managing and developing businesses based on marine potential. The results of this activity show that MSMEs in JLS Sine have a strategic role in strengthening the local economy. Through mentoring and education, MSMEs begin to realize the importance of exploring the potential around them, recognizing the business challenges faced in running a business and starting to find solutions to overcome them, such as realizing cooperation and increasing their own capacity. In addition, MSMEs also increasingly understand how to develop businesses in a focused and sustainable manner.
ANALISIS PENDAPATAN, PENDIDIKAN, PENGANGGURAN, DAN UPAH TERHADAP TENAGA KERJA PROVINSI JAWA TIMUR Nidyasarta, Chumeira Shollu; Sifa, Farhana Nailul; Najib, Moh Aan Fadhilun; Diniati, Bintis Ti'anatud
Kinerja Vol 8 No 01 (2025): KINERJA : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/kinerja.v8i01.4758

Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh pendapatan dengan data PDRB, dan Pendidikan dengan data Rata-Rata Lama Sekolah, Tingkat Pengangguran Terbuka (TPT), dan Upah Minimum terhadap Tingkat Partisipasi Angkatan kerja (TPAK) di Kabupaten/Kota Jawa Timur. Mteode Penelitian yang digunakan adalah Panel Least Squares (PLS) untuk menganalisis pengaruh atau hubungan antara dua atau lebih variable. Hasil Penelitian menunjukkan bahwa PDRB dan Upah Minimum berpengaruh positif dan signifikan terhadapap tingkat partisipasi Angkatan kerja (TPAK), sedangkan Rata-Rata Lama sekolah dan Tingkat Pengangguran Terbuka (TPT) tidak berpengaruh terhadap tingkat partisipasi angkatan kerja (TPAK). Penelitian ini dapat Memperkuat pemahaman dan menambah wawasan tentang faktor-faktor yang memengaruhi partisipasi angkatan kerja di Jawa Timur. Hasil penelitian ini juga memberikan dasar bagi pembuat kebijakan daerah untuk fokus pada peningkatan pendapatan daerah dan penetapan upah minimum yang layak sebagai strategi untuk meningkatkan partisipasi angkatan kerja.
ANALISIS FAKTOR MAKROEKONOMI TERHADAP VOLUME PERDAGANGAN SUKUK NEGARA RITEL SERI 016 Mustofa, Nur Wahid; Ardiansyah, Okky Vian; Maharani, Sintya Puan; Kumalasari, Silva Indria; Diniati, Bintis Ti'anatud
Jurnal Ekonomi dan Bisnis (EK&BI) Vol 8 No 1 (2025)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ek&bi.v8i1.2052

Abstract

This study analyzes the impact of macroeconomic factors on the trading volume of SR016 Retail Sukuk in Indonesia's secondary market from June 2022 to February 2025. The research examines five independent variables: inflation, sukuk yield, sukuk price, rupiah exchange rate against USD, and BI Rate, using multiple linear regression analysis with monthly time series data. This research analysis uses eviews 13 software. The findings reveal that only the BI Rate has a significant negative effect on SR016 trading volume, with a coefficient of -2.764297 (sig. 0.0284), indicating that higher interest rates lead to decreased sukuk trading activity. Meanwhile, inflation, sukuk yield, sukuk price, and the rupiah exchange rate show no significant individual impact on trading volume. However, these macroeconomic factors collectively explain 36.18% of sukuk trading volume variations when tested simultaneously (F-stat 4.174927, sig. 0.007601). These results suggest that retail sukuk investors in Indonesia primarily adopt a buy-and-hold strategy, with limited sensitivity to short-term macroeconomic fluctuations except for central bank policy rates. The study contributes to understanding Islamic financial market dynamics in Indonesia and provides insights for regulators and market participants to develop more effective strategies for enhancing secondary market liquidity.
Strategi Pemasaran Destinasi Wisata Gunung Cilik Park Desa Wajakkidul Melalui Media Sosial Tiktok Pramesti, Virgie Ayu; Ningrum, Cahya Kusuma; Ayuningtias, Mahardika Putri; Sari, Dewi Permata; Zahro, Alfani Putri; Diniati, Bintis Ti'anatud
Jurnal Sains Teknologi dalam Pemberdayaan Masyarakat Vol. 6 No. 1 (2025): Juli 2025
Publisher : Fakultas Teknik Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/nf20dr03

Abstract

This study aims to determine how Gunung Cilik Park tourist destination marketing strategies utilize TikTok social media as a marketing tool. This study was conducted at Gunung Cilik Park tourist destination, Wajakkidul Village, Boyolangu Subdistrict, Tulungagung Regency. This study used a field study method with a qualitative approach. The qualitative approach collects data through interviews and relevant documents as supplementary materials. The results of this study indicate that the marketing strategies implemented by Gunung Cilik Park as a tourist destination are still not optimal. The strategies currently in place rely solely on word of mouth and personal posts from visitors themselves. This approach is deemed insufficiently effective in the marketing process. A solution to address this challenge could involve promoting the destination through social media platforms like TikTok to enhance branding and attract more visitors to Gunung Cilik Park.
Pengaruh ROA, ROE, EPS, dan DER terhadap Nilai Perusahaan Sektor Perbankan pada Emiten LQ45 (2019-2024) Ayuningtias, Mahardika Putri; Putri, Cici Melya; Hadi, Candra Rahmat; Diniati, Bintis Ti'anatud
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19288

Abstract

Nilai perusahaan merepresentasikan tolok ukur krusial dalam aktivitas investasi sektor perbankan yang dipengaruhi berbagai determinan kinerja keuangan. Penelitian ini bertujuan menganalisis pengaruh Return on Assets (ROA), Return on Equity (ROE), Earning per Share (EPS), dan Debt to Equity Ratio (DER) terhadap valuasi perusahaan perbankan dalam indeks LQ45 periode 2019-2024. Menggunakan pendekatan kuantitatif dengan metode regresi data panel yang dianalisis melalui perangkat lunak EViews 13, hasil penelitian mengungkapkan bahwa ROA dan ROE berpengaruh positif signifikan, sedangkan EPS berdampak negatif signifikan terhadap nilai perusahaan. Sementara itu, DER tidak menunjukkan pengaruh bermakna. Temuan ini memberikan kontribusi teoretis dalam memahami determinan valuasi perusahaan serta implikasi praktis bagi stakeholder sektor perbankan.
Peningkatan Efektivitas Jalur Transportasi Melalui Pembangunan Glass Ball Station (Stasiun Bola Kaca) Sebagai Pendukung Pemerataan Ekonomi Sekaligus Sebagai Ikon Wisata Baru Indonesia Habib, Muhammad Alhada Fuadilah; Suryaputra, Michelle; Diniati, Bintis Ti'anatud
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 1 No. 2 (2022): May 2022
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (592.575 KB) | DOI: 10.55123/toba.v1i2.367

Abstract

Abstract Indonesia is an archipelagic country consisting of 18,306 islands and separated by sea and ocean boundaries. Transportation by sea and air to connect the islands is still considered ineffective. Based on the predictions made by the projection of Indonesia's population growth in 2020, it is known that there is an imbalance in the distribution of the population in Indonesia. The uneven distribution of the population is caused by uneven development and is still concentrated in big cities, especially on the island of Java. As a result, many people are urbanizing to big cities with the imagination of getting a better life. The increasingly congested city conditions have caused various problems, ranging from micro to macro scales. Poverty, unemployment, environmental pollution, and congestion often color people's lives in urban areas. Meanwhile, there are still many problems for people living in remote areas, ranging from the lack of development of facilities and infrastructure, the lack of human resource development, poor internet connection, and even the absence of electricity. This condition, of course, hinders the development of people living in remote areas. Based on this problem, we propose an idea that can help equalize development and improve the welfare of the Indonesian people. The idea is to build a giant train station in the middle of the Java Sea and Banda Sea (glass ball station) that can connect all regions of the archipelago, as well as a new tourist icon for the Indonesian people to attract tourists from abroad. With this development, the problem of social and economic inequality in the territory of Indonesia can be resolved and can bring equity to the progress and welfare of the nation, as well as become a new source of foreign exchange through the tourism sector.
Analisis Pengelolaan Dana Desa Dalam Meningkatkan Pembangunan Infrastruktur Nurjanah, Hilda Miftakhul; Diniati, Bintis Ti'anatud; Udhma, Aulia Syafaatul; Rahmawati, Ela; Rhofiq, Mochamad
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 2 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i2.27410

Abstract

This researchilooks atihow villageifundsiareimanagedito improveiinfrastructure iniPulosari Village, iTulungagung Regency, from 2022itoi2024. I centeredionihowiopenithey are,ihow responsiblet hey are, and the village ifund ireport. I did ia descriptive study using iinterviews iand ilooked iat ithe 2022–2024 village ibudgets ito igather ithe idata. Results ishow Pulosari Village managesiVillageiFundsiopenly.iThey make documents available, post how they spend funds on inotice boards and theivillageiwebsite,iandiholdivillageimeetings. Theyishow accountability by Completing finance irecords thoroughly, publishing ithe ibudget ireports, iand ibeing iwatched by ithe Village Consultative iBody, isub-district iauthorities, iand facilitators. And also, ithey ihave ifull idocuments ishowing ihow the iinfrastructure projects iwent. This iincludes ipaving, irrigation, iand iretaining wall work. Overall,iPulosariivillagers hasidoneiaigreatijob managing VillageiFunds.iTheyiare transparent,iaccountable, andiresponsible, iwhich iimproves ithe village.