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ETIKA JUAL BELI ONLINE DALAM ISLAM Muhammad Ali, Zulkarnain
Darul Hikmah: Jurnal Penelitian Tafsir dan Hadits Vol 8 No 2 (2022): Darul Hikmah: Jurnal Penelitian Hadits dan Tafsir
Publisher : Sekolah Tinggi Ilmu Ushuluddin (STIU) Darul Hikmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.44 KB) | DOI: 10.61086/jstiudh.v8i2.32

Abstract

Technological developments have changed the way people make buying and selling transactions. In the digital era, people prefer to buy and sell online, because it is more efficient and effective. can be done anywhere. However, this creates a variety of new problems such as opportunities to commit fraud, inappropriate payments and delivery of goods, unsecured guarantees, which ultimately result in losses to one party or both parties. This study aims to determine ethics in the implementation of online buying and selling according to Islam. The author uses qualitative research methods with library research methods. The results of the study indicate that the ethics of buying and selling online must prioritize the values ​​contained in the Qur'an and hadith. These values ​​include unity, balance, free will, responsibility, truth, virtue and honesty. The purpose of applying ethics in online buying and selling is to protect the benefit of individuals, property and the state. It is also a form of respect for every soul. By applying Islamic ethics in buying and selling, a healthy and blessed business climate will be achieved so that an Islamic society structure can be achieved. The first ethics of buying and selling online is not buying and selling in vanity that brings injustice to others such as usury, gambling, ghasab (stealing), treason, dishonesty, cheating, committing perjury, hoarding goods, monopoly, while selling ethics the second online buying is to please each other by being friendly, not criticizing other people's business. With the application of these two buying and selling ethics, benefits will be achieved in life both individually, in society, and in the state.
KONSEP HUTANG DALAM ISLAM: ADAB DAN KEUTAMAAN PENYELESAIANYA Muhammad Ali, Zulkarnain; Malihah, Limah
Darul Hikmah: Jurnal Penelitian Tafsir dan Hadits Vol 6 No 1 (2020): Darul Hikmah: Jurnal Penelitian Hadits dan Tafsir
Publisher : Sekolah Tinggi Ilmu Ushuluddin (STIU) Darul Hikmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (222.097 KB)

Abstract

Hutang merupakan salah satu suatu aktivitas yang tidak dapat dipisahkan dalam interaksi kehidupan manusia, ada pihak yang surplus dana dan ada pihak yang kekurangan dana. Data BI, CNBC, Kontan, CNN menunjukkan peningkatan jumlah hutang sejak 2018 - 2020. Parahnya hutang tersebut merupakan hutang ribawi dan dikonsumsi penduduk Indonesia yang mayoritas penduduknya muslim. Masalah lainnya adalah praktikpenyelesaian hutang yang juga menjadi masalah di tengah masyarakat. Penelitian ini ingin membahas konsep hutang secara syariah dilihat dari adab-adab dan keutamaan penyelesaiannya.Penelitian ini merupakan penelitian kualitatif deskriptif dengan mengambil sumber dari Al-Quran, Al-Hadits, kitab-kitab klasik dan kontemporer. Hasil penelitian menunjukkan bahwa Syariat Islam tidak melarang berhutang apalagi tujuannya memenuhi kebutuhan hidup diri dan keluarganya saat kondisi sulit, bahkan dianjurkan saling membantu saudaranya. Syariat Islam juga mengatur bagaimana seharusnya hutang piutang dipraktikkan, diantaranya mencatat transaksi hutang-piutang, menghadirkan saksi-saksi, menghadirkan barang jaminan/gadai serta menghadirkan penjamin. Adapun adab bagi orang yang berhutang adalah hutang hanya dilakukan dalam situasi dan kondisi yang mendesak, terpaksa, bukan untuk memenuhi kebutuhan hawa nafsu (lifestyle), orang yg berhutang juga harus memenuhi janjinya untuk melunasi hutangnya tepat waktu, jika belum bisa dibayarkan maka orang yang berhutang memberi kabar, namun jika memang tidak ada kemungkinan membayar maka kedua belah pihak bersama-sama mencari jalan keluar untuk melunasi hutangnya karena hutang merupakan amanah yang harus dibayar baik di dunia maupun di akhirat.
HUKUM JUAL BELI ONLINE DI BUKALAPAK PERSPEKTIF SURAT AL-BAQARAH : 275 Muhammad Ali, Zulkarnain; Abdurrahim
Darul Hikmah: Jurnal Penelitian Tafsir dan Hadits Vol 7 No 2 (2021): Darul Hikmah: Jurnal Penelitian Hadits dan Tafsir
Publisher : Sekolah Tinggi Ilmu Ushuluddin (STIU) Darul Hikmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (466.258 KB) | DOI: 10.61086/jstiudh.v7i2.21

Abstract

Online buying and selling is widely done by the public in some e-commerce applications, because of its ease in transacting. In classical studies, especially the 4 largest schools in the world say that buying and selling must meet the pillars of buying and selling, but what happens in online buying and selling many unfulfilled pillars, for example sellers and buyers do not meet in person at one time and place, objects of goods that cannot be seen and selected directly, and unspoken accounts, So many people are questioning this issue. This type of research is qualitative, with the collection of library research data through literature related and relevant to the title of this study. The results of this study showed that in formulating the law of buying and selling in Q.S Al-Baqarah: 275 mufassir such as Ibn Kathir, Al-Qurtubi, Al-Wasith, Al-Jashshash have a classical view that the fulfillment of the pillars of buying and selling is done traditionally (not online buying and selling) and they agree that buying and selling must be fulfilled in harmony. As for the opinion of buying and selling online in bukalapak is not unfulfilled, but does not appear physically. In its fatwa MUI allows online buying and selling, which is seen as the substance of the sale and purchase, as long as the two parties who transact are happy with each other, not unjust, and the goods sold do not contain gharar and are not prohibited goods in Islam.
OPTIMALISASI SYIRKAH DALAM PENINGKATAN EKONOMI UMAT BERBASIS AL-QUR’AN Muhammad Ali, Zulkarnain; Miarti, Sri
Darul Hikmah: Jurnal Penelitian Tafsir dan Hadits Vol 8 No 1 (2022): Darul Hikmah: Jurnal Penelitian Hadits dan Tafsir
Publisher : Sekolah Tinggi Ilmu Ushuluddin (STIU) Darul Hikmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (413.938 KB) | DOI: 10.61086/jstiudh.v8i1.31

Abstract

There are 237 million Muslims in Indonesia, 86.9% as of 2021 from 273 million people. Meanwhile, Indonesia's wealth is managed and controlled not by Muslims, even though there are Islamic businessmen/financial institutions, but in business practice the developed contracts are buying and selling contracts (murabahah) not cooperation contracts (musyarakah). The author is moved to make a study that discusses the meaning of syirkah and its concept in Islam, and how syirkah can improve the people's economy. This research is a qualitative research with library research method, while the analysis used is descriptive analysis. The results of this study indicate that syirkah is one of the Islamic Shari'a in the field of muamalah whose implementation has been exemplified by the Prophet Muhammad and his noble companions, so that understanding of syirkah must be disseminated to the public, and carried out with the right guidelines according to the Shari'a in order to improve the economy of the people. .
Analysis of Islamic Work Ethic on Job Satisfaction with Intrinsic Motivation Mediation Variables in Millennial Generation Employees Iman, Iman Fauzi Sudirman; Firdaus, Achmad; Muhammad Ali, Zulkarnain
Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v7i2.1553

Abstract

This research aims to determine the impact of Islamic work ethic on job satisfaction with intrinsic motivation mediation variables in millennial generation employees. This type of research uses a quantitative description with explanatory research using a sample of 101 respondents. The data analysis method used in this research is descriptive analysis method, Structural Equation Modeling (SEM) with SmartPLS 3 software. The results show that Islamic work ethic has a significant and positive effect on job satisfaction both directly and indirectly. using the mediating variables of intrinsic motivation and job satisfaction. Keywords: Islamic Work Ethic, Intrinsic Motivation, Job Satisfaction
ANALISIS PENYEBAB FLUKTUATIF BIAYA HAJI DI PIHK TERHADAP VISI SAUDI 2030 (Studi Travel Selatuor) Yahya, Muhammad; Muhammad Ali, Zulkarnain; Taufiq Possumah, Bayu
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 8 No. 02 (2024): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v8i02.7314

Abstract

Penelitian ini bertujuan untuk mengetahui untuk mengetahui dan menganalisa Pengaruh Visi Arab Saudi 2030 Terhadap Kebijakan Pelaksanaan Ibadah haji global Meninjau lebih lanjut perubahan regulasi di Arab Saudi serta dampaknya terhadap pembiayaan dan regulasi haji PIHK di Indonesia. Metode yang digunakan menggunakan penelitian kuantitatif dengan menggunakan jenis data sekunder yang diperoleh dari penjelasan Kerjasama Bilateral Indonesia – Arab Saudi terkait ibadah haji, dan membahas upaya-upaya yang dilakukan untuk meningkatkan pelayanan ibadah haji dari Kerjasama Bilateral Indonesia – Arab Saudi dalam Meningkatkan Pelayanan Ibadah Haji dan mengkaji lebih jauh dampak pelaksanaan haji pasca visi Saudi 2030. Hasil penelitian menyatakan sejarah penyelenggaraan haji di Indonesia dan penjelasan kompleksitas permasalahan-permasalahan penyelenggaraan dan pelayanan ibadah haji yang ada di PIHK pasca visi Saudi 2030.