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All Journal Jurnal Ilmiah Manajemen Kesatuan (JIMBE) MAXIMAL Nusantara Economics and Entrepreneurships Journals IJHABS META - JOURNAL Jurnal Akademik Pengabdian Masyarakat Ichsan Sidenreng Rappang
Pratiwi Musa, Kartika Septiary
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Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Journal : META - JOURNAL

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Analysis of Financial Literacy and Financial Behavior Towards Investment Decisions: Case Study on Kartu Indonesia Pintar at University State of Makassar Pratiwi Musa, Kartika Septiary
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 2 No 3 (2025): February
Publisher : Abadi Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/meta-journal.v2i3.311

Abstract

Every investment has consequences, so choosing wisely is crucial as it will impact the future. Greater accessibility to financial services and products for the general public may not always yield positive results, especially for younger generations who lack good financial management skills. The aim of this study is to examine how financial behavior and financial literacy influence the investment choices made by KIP recipient students at Universitas Negeri Makassar from the 2022 cohort. Using a quantitative technique, 100 respondents were given questionnaires as part of the research methodology. Multiple regression analysis and validity tests were employed in the data analysis, which was conducted using SPSS software version 30.0.0. The results of the study indicate a substantial positive correlation between investing decisions and financial literacy, with higher levels of financial literacy being associated with better investment decisions. Furthermore, it was found that students' investment decisions are significantly influenced by their financial behavior
Co-Authors Anisatun Humayrah Rais Bahri, Nur Alim Dwi Anugerah Lestari Musa Musa, Dwi Anugrah Lestari Parinsi, Welimas Kristina Yusuf, Yulia Yunita Zaimar, Fina Ruzika