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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JEBD
Alya Arianti Nasution
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Economics, Econometrics & Finance Engineering Social Sciences

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Ekonomi Syariah Sebagai Implementasi Filsafat Ekonomi Islam Dalam Mencapai Keadilan Ekonomi Alya Arianti Nasution; Cindy Aulia Zalyanti; Wahyudin; Ahmad Wahyudi Zein
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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The purpose of this study was to determine the Islamic economy as an implementation of Islamic economic philosophy in achieving economic justice. The building of Islamic Economics is based on the main foundation of tawhid. The next foundation is sharia and morals. The practice of sharia and morals is a reflection of tawhid. The foundation of tawhid that is not solid will result in the implementation of sharia and morals not running on the provisions of the concept of tawhid. The type of research used is qualitative data sources obtained and collected by researchers not directly, but through other parties. The benefits of Islamic economic philosophy are not just an effort to Islamize science alone, but the existence of Islamic economic philosophy contributes knowledge, ideas or basic foundations laying the sciences in general including economics and involvement in constructing human civilization, towards a better human economic civilization. The essence or ontology of Islamic economics is an economic system based on divine revelation, it not only regulates the procedure of a person in meeting his needs but also places him as a servant of Allah ta'ala.
PERLINDUNGAN HUKUM DALAM MENGANTISIPASI DAN MENANGANI KERUGIAN NASABAH AKIBAT SCAM MELALUI LINK PHISING PADA MOBILE BANKING Indah Tri Sari Harahap; Alya Arianti Nasution; Keisya Putri Balqis; Wahyudin; Nikmah Dalimunthe
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.30415

Abstract

With the presence of digital transformation in the financial sector, it makes significant convenience for the community, but adds to cybercrime. One of the threats that often occurs is digital fraud that uses user negligence through fake links that resemble official banking services. This research is intended to examine how legal protection to protect customers and how mechanisms to prevent and handle losses are carried out. The research method used is descriptive qualitative using a literature approach through the study of scientific journals, books, and existing laws. The results of the research show that regulations have regulated the obligations of banks when maintaining system security as well as providing a complaint mechanism for customers. That way, there are still obstacles to the application of legal protection, especially regarding low digital literacy and difficulty of proof. The research conclusion prioritizes the need to strengthen regulations, increase public education, and maximize banking responsibilities. Collaboration between regulators, banking institutions, and the community as the main foundation in shaping security, justice, and continuity in the digital banking system.
Co-Authors Ahmad Wahyudi Zein Cindy Aulia Zalyanti Indah Tri Sari Harahap Keisya Putri Balqis Nikmah Dalimunthe Wahyudin