Garuda - Garba Rujukan Digital

Mekanisme Trasmisi Kebijakan Moneter di Negara Berkembang Nasution, Alya Arianti; Keisya Putri Balqis; Cindy Aulia Zalyanti; Indah Tri Sari Harahap; Maryam Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23204

The purpose of this study is to determine the mechanism of monetary policy transmission in developing countries, the mechanism of monetary policy transmission in developing countries is a complex process that involves interactions between central banks, banks, and economic actors in the circulation of money. This article uses a literature study method, which involves collecting data by studying theories from various research-related literature and qualitative research methods. In this mechanism, the central bank regulates and controls the flow of base money as the first step, which is then transmitted through the money multiplier to circulating money according to public demand. The impact of monetary policy on broad money will affect various aspects of the economy, including inflation and real output in developing countries. An in-depth understanding of the monetary policy transmission mechanism is crucial to achieving sustainable and stable economic growth in developing countries.

Ontologi Sebagai Landasan Teologi Ekonomi Islam Konsep Tauhid dan Konsep Keadilan Tri Sari Harahap, Indah; Keisya Putri Balqis; M Aidil Syahputra; Ahmad Wahyudi Zein
Journal of Religion and Social Community | E-ISSN : 3064-0326 Vol. 1 No. 2 (2024): Oktober - Desember
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jrsc.v1i2.123

Tujuan penelitian ini untuk mengetahui Ontologi Sebagai Landasan Teologi Ekonomi Islam Konsep Tauhid dan Konsep Keadilan. Ontologi, sebagai kajian tentang apa yang ada dan sifat-sifatnya, berfungsi sebagai kerangka filosofis yang mendasari pemahaman teologis dalam Islam. Penelitian ini menerapkan metode kajian pustaka. Kajian pustaka merupakan proses penelusuran dan penelitian literatur yang melibatkan pembacaan berbagai buku, jurnal, dan publikasi lain yang relevan dengan topik penelitian. Konsep tauhid menegaskan bahwa segala sesuatu berasal dari satu sumber, yaitu Tuhan, yang mengharuskan umat Islam untuk memahami semua aspek kehidupan, termasuk ekonomi, dalam konteks ketuhanan. Di sisi lain, konsep keadilan menjadi prinsip fundamental yang harus diterapkan dalam interaksi ekonomi, memastikan bahwa semua pihak diperlakukan dengan adil dan tidak ada penindasan. Oleh karena itu, integrasi antara ontologi, tauhid, dan keadilan sangat penting untuk membangun sistem ekonomi yang etis, lestari, dan sesuai dengan ajaran Islam. Dengan demikian, teologi menjadi pijakan penting dalam pengembangan ekonomi yang tidak hanya mementingkan aspek material, tetapi juga mempertimbangkan moral dan spiritual.

Mekanisme Trasmisi Kebijakan Moneter di Negara Berkembang Nasution, Alya Arianti; Keisya Putri Balqis; Cindy Aulia Zalyanti; Indah Tri Sari Harahap; Maryam Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23204

The purpose of this study is to determine the mechanism of monetary policy transmission in developing countries, the mechanism of monetary policy transmission in developing countries is a complex process that involves interactions between central banks, banks, and economic actors in the circulation of money. This article uses a literature study method, which involves collecting data by studying theories from various research-related literature and qualitative research methods. In this mechanism, the central bank regulates and controls the flow of base money as the first step, which is then transmitted through the money multiplier to circulating money according to public demand. The impact of monetary policy on broad money will affect various aspects of the economy, including inflation and real output in developing countries. An in-depth understanding of the monetary policy transmission mechanism is crucial to achieving sustainable and stable economic growth in developing countries.

Efektivitas Roadmap Pasar Modal Syariah OJK 2020–2024 dalam Meningkatkan Literasi dan Inklusi Keuangan Syariah di Indonesia Indah Tri Sari Harahap; Keisya Putri Balqis; Wahyudin; Maryam Batubara
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1371

This study aims to analyze the effectiveness of the Modal Syariah program initiated by Indonesia’s Financial Services Authority (OJK) during the 2020–2024 period in improving Islamic financial literacy and inclusion. The program is part of OJK’s strategic efforts to strengthen the national sharia finance ecosystem through public education, product development, digital infrastructure enhancement, and stakeholder collaboration. The analysis shows a significant increase in Islamic financial literacy, from 8.93% in 2019 to 39.11% in 2024. However, the level of financial inclusion remains relatively low, reaching only 12.88%. This gap reflects that while public understanding of Islamic financial products has improved, actual usage remains limited. Low adoption is attributed to limited access, uneven distribution of Islamic financial institutions, lack of competitive sharia-based products, and uneven digitalization. The study recommends follow-up strategies focusing on improving financial inclusion through digital service innovation, need-based incentives, and integration of Islamic finance with the micro, small, and medium enterprises (MSMEs) sector.

Pemberdayaan Masyarakat melalui Inovasi Sabun Cuci Piring dan Edukasi Menabung di Desa Sidomukti Baru Yeni Yolanda Simatupang; Cindy Aulia Zalyanti; Keisya Putri Balqis; Kusmilawaty Kusmilawaty; Nuraila Rachman
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 1 (2026): Februari: NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i1.7341

The Community Service Program (KKN) in Sidomukti Baru Village aims to enhance the community’s productive skills and financial awareness through training on dishwashing soap innovation and saving education. The main problems faced by the local community are the lack of skills in creating economically valuable products and low awareness of household financial management. This activity employed a descriptive qualitative method with a participatory approach, where the community was actively involved in all stages of implementation, from planning and execution to evaluation. The results show that the dishwashing soap training effectively improved participants’ skills and creativity in processing simple materials into marketable products with local economic potential. Meanwhile, the saving education activities successfully increased financial literacy and encouraged wise financial behavior within families. Through active community participation, this program not only provided new skills but also fostered economic independence and strengthened the spirit of cooperation as a foundation for sustainable empowerment at the village level.

International Islamic Banking Strategy In Economic Development In Facing The Challenges Of Fintech and Digitalization: Universitas Islam Negeri Sumatera Utara, Indonesia Khaidar Rahmaini Jamila; Dian Zahra Syahfitri Lubis; Keisya Putri Balqis; Yabib Fikri Rambe
Demagogi: Journal of Social Sciences, Economics and Education Vol. 4 No. 1 (2026): Februari
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/demagogi.v4i1.188

Abstrak, The transformation of the global financial system has seen major changes from the increasing use of digital technology in a number of economic activities. Islamic banking at the international level is experiencing a new situation marked by cross-border competition, shifting customer behavior patterns, as well as the need for efficiency, transparency, and innovation in financial products and services. This study aims to analyze international Islamic banking strategies when supporting economic progress including responding to fintech challenges and the advancing stages of digitalization. The research method used is descriptive qualitative using a literature study approach by examining scientific journals, several books, and a number of other references. The results of the analysis show that international Islamic banking can adjust through optimizing digital technology, strengthening business models to adjust some sharia values, and adding strategic partnerships. It is concluded that the success of international Islamic banking in experiencing the digital era is ensured by the ability to maintain a balance of technological innovation and sustainable implementation of sharia principles in its modern global financial system. Keywords: KIslamic Banking, Fintech, Digitalization, Economy Abstract, Transformasi sistem keuangan global memperlihatkan perubahan besar dari bertambahnya pemanfaatan teknologi digital di sejumlahkegiatan ekonomi. Perbankan syariah di tingkat internasional mengalami situasi baru yang ditandai dari kompetisi lintas negara, perpindahan pola perilaku nasabah, jugakeharusan efisiensi, transparansi, serta inovasi produk hingga layanan keuangan. Penelitian ini ditujukan agar menganalisis strategi perbankan syariah internasional ketika mendukung kemajuan ekonomi termasuk merespons tantangan fintech serta tahapan digitalisasi yang terus maju. Metode penelitian yang dimanfaatkan ialah deskriptif kualitatif memakai pendekatan studi kepustakaan dengan menelaah jurnal ilmiah, beberapa buku, dan sejumlahreferensi lain. Hasil analisis memperlihatkan yakni perbankan syariah internasional bisa menyesuaikan lewat optimalisasi teknologi digital, penguatan model bisnis menyesuaikan beberapa nilai syariah, hingga penambahan kerja sama strategis. Disimpulkan yakni kesuksesan perbankan syariah internasional mengalami era digital sangat dipastikan dari kemampuan memelihara keseimbangan dari inovasi teknologi serta implementasi prinsip syariah dengan berkelanjutan pada sistem keuangan globalnya yang modern. Kata Kunci: Perbankan Syariah, Fintech, Digitalisasi, Ekonomi

PERLINDUNGAN HUKUM DALAM MENGANTISIPASI DAN MENANGANI KERUGIAN NASABAH AKIBAT SCAM MELALUI LINK PHISING PADA MOBILE BANKING Indah Tri Sari Harahap; Alya Arianti Nasution; Keisya Putri Balqis; Wahyudin; Nikmah Dalimunthe
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.30415

With the presence of digital transformation in the financial sector, it makes significant convenience for the community, but adds to cybercrime. One of the threats that often occurs is digital fraud that uses user negligence through fake links that resemble official banking services. This research is intended to examine how legal protection to protect customers and how mechanisms to prevent and handle losses are carried out. The research method used is descriptive qualitative using a literature approach through the study of scientific journals, books, and existing laws. The results of the research show that regulations have regulated the obligations of banks when maintaining system security as well as providing a complaint mechanism for customers. That way, there are still obstacles to the application of legal protection, especially regarding low digital literacy and difficulty of proof. The research conclusion prioritizes the need to strengthen regulations, increase public education, and maximize banking responsibilities. Collaboration between regulators, banking institutions, and the community as the main foundation in shaping security, justice, and continuity in the digital banking system.

Title

Found 7 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 7 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 7 Documents
Search