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Mekanisme Trasmisi Kebijakan Moneter di Negara Berkembang Nasution, Alya Arianti; Keisya Putri Balqis; Cindy Aulia Zalyanti; Indah Tri Sari Harahap; Maryam Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23204

Abstract

The purpose of this study is to determine the mechanism of monetary policy transmission in developing countries, the mechanism of monetary policy transmission in developing countries is a complex process that involves interactions between central banks, banks, and economic actors in the circulation of money. This article uses a literature study method, which involves collecting data by studying theories from various research-related literature and qualitative research methods. In this mechanism, the central bank regulates and controls the flow of base money as the first step, which is then transmitted through the money multiplier to circulating money according to public demand. The impact of monetary policy on broad money will affect various aspects of the economy, including inflation and real output in developing countries. An in-depth understanding of the monetary policy transmission mechanism is crucial to achieving sustainable and stable economic growth in developing countries.
Ontologi Sebagai Landasan Teologi Ekonomi Islam Konsep Tauhid dan Konsep Keadilan Tri Sari Harahap, Indah; Keisya Putri Balqis; M Aidil Syahputra; Ahmad Wahyudi Zein
Journal of Religion and Social Community | E-ISSN : 3064-0326 Vol. 1 No. 2 (2024): Oktober - Desember
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jrsc.v1i2.123

Abstract

Tujuan penelitian ini untuk mengetahui Ontologi Sebagai Landasan Teologi Ekonomi Islam Konsep Tauhid dan Konsep Keadilan. Ontologi, sebagai kajian tentang apa yang ada dan sifat-sifatnya, berfungsi sebagai kerangka filosofis yang mendasari pemahaman teologis dalam Islam. Penelitian ini menerapkan metode kajian pustaka. Kajian pustaka merupakan proses penelusuran dan penelitian literatur yang melibatkan pembacaan berbagai buku, jurnal, dan publikasi lain yang relevan dengan topik penelitian. Konsep tauhid menegaskan bahwa segala sesuatu berasal dari satu sumber, yaitu Tuhan, yang mengharuskan umat Islam untuk memahami semua aspek kehidupan, termasuk ekonomi, dalam konteks ketuhanan. Di sisi lain, konsep keadilan menjadi prinsip fundamental yang harus diterapkan dalam interaksi ekonomi, memastikan bahwa semua pihak diperlakukan dengan adil dan tidak ada penindasan. Oleh karena itu, integrasi antara ontologi, tauhid, dan keadilan sangat penting untuk membangun sistem ekonomi yang etis, lestari, dan sesuai dengan ajaran Islam. Dengan demikian, teologi menjadi pijakan penting dalam pengembangan ekonomi yang tidak hanya mementingkan aspek material, tetapi juga mempertimbangkan moral dan spiritual.
Mekanisme Trasmisi Kebijakan Moneter di Negara Berkembang Nasution, Alya Arianti; Keisya Putri Balqis; Cindy Aulia Zalyanti; Indah Tri Sari Harahap; Maryam Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23204

Abstract

The purpose of this study is to determine the mechanism of monetary policy transmission in developing countries, the mechanism of monetary policy transmission in developing countries is a complex process that involves interactions between central banks, banks, and economic actors in the circulation of money. This article uses a literature study method, which involves collecting data by studying theories from various research-related literature and qualitative research methods. In this mechanism, the central bank regulates and controls the flow of base money as the first step, which is then transmitted through the money multiplier to circulating money according to public demand. The impact of monetary policy on broad money will affect various aspects of the economy, including inflation and real output in developing countries. An in-depth understanding of the monetary policy transmission mechanism is crucial to achieving sustainable and stable economic growth in developing countries.
Efektivitas Roadmap Pasar Modal Syariah OJK 2020–2024 dalam Meningkatkan Literasi dan Inklusi Keuangan Syariah di Indonesia Indah Tri Sari Harahap; Keisya Putri Balqis; Wahyudin; Maryam Batubara
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1371

Abstract

This study aims to analyze the effectiveness of the Modal Syariah program initiated by Indonesia’s Financial Services Authority (OJK) during the 2020–2024 period in improving Islamic financial literacy and inclusion. The program is part of OJK’s strategic efforts to strengthen the national sharia finance ecosystem through public education, product development, digital infrastructure enhancement, and stakeholder collaboration. The analysis shows a significant increase in Islamic financial literacy, from 8.93% in 2019 to 39.11% in 2024. However, the level of financial inclusion remains relatively low, reaching only 12.88%. This gap reflects that while public understanding of Islamic financial products has improved, actual usage remains limited. Low adoption is attributed to limited access, uneven distribution of Islamic financial institutions, lack of competitive sharia-based products, and uneven digitalization. The study recommends follow-up strategies focusing on improving financial inclusion through digital service innovation, need-based incentives, and integration of Islamic finance with the micro, small, and medium enterprises (MSMEs) sector.