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Irawaty Masloman
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Permintaan Dan Penawaran Beras Pada Pasar Tradisional di Kota Manado Natasya L. Rawung; Anderson G. Kumenaung; Irawaty Masloman
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 1 (2025): Jurnal Resit Multidisiplin Edukasi (Edisi Januari 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i1.61

Abstract

Beras merupakan komoditas pangan Indonesia yang sangat penting, dikarenakan menjadi makanan pokok di seluruh penjuru Indonesia. Kota Manado merupakan bagian dari Indonesia yang menjadikan beras sebagai makanan pokok. Dengan menjadikan beras sebagai komoditas pangan pokok, tentunya beras mengalami dinamika yang kompleks di berbagai faktor-faktor yang mempengaruhi baik pada konsumen untuk memenuhi permintaan dan dalam hal penawaran yang di dalamnya ada pasokan beras dari distributor kepada pedagang beras, khususnya pedagang beras pada pasar tradisional di kota manado. Tujuan penelitian ini adalah untuk memahami dinamika permintaan dan penawaran beras di pasar tradisional di kota manado. Penelitian ini menggunakan pendekatan kualitatif dengan mengumpulkan data dari pedagang beras dan konsumen di 5 pasar tradisional di kota manado lewat wawancara dan kuisioner. Metode analisis yang digunakan dalam penelitian ini adalah analisis kualitatif deskriptif diolah menggunakan teknik reduksi data. Hasil peneltian ini menunjukkan bahwa faktor kebiasaan konsumsi konsumen mempengaruhi permintaan terhadap beras dan ketidakstabilan harga dan distribusi juga mempengaruhi keberlanjutan pasokan beras yang menjadi penawaran antara perusahaan distributor dan juga pedagang beras di pasar tradisional di kota Manado.
Analisis Inklusivitas Keuangan Pada Sektor Perbankan Syariah di Indonesia Periode 2021 Q1-2023 Q4 Muhammad Rizki Toli; Mauna Th. B. Maramis; Irawaty Masloman
AT-TAKLIM: Jurnal Pendidikan Multidisiplin Vol. 2 No. 2 (2025): At-Taklim: Jurnal Pendidikan Multidisiplin (Edisi Februari)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/at-taklim.v2i2.122

Abstract

This study aims to analyze the level of financial inclusivity in the Islamic banking sector in Indonesia during the period 2021Q1–2023Q4 using the Index of Financial Inclusion (IFI) method. The data used includes the amount of third-party funds (DPK) of Islamic banking, the number of Islamic banking service offices, the number of population, the amount of financing, and the Gross Regional Domestic Product (GDP) per quarter. The data was obtained from the Sharia Banking Statistical Report released by the Financial Services Authority (OJK), the Indonesian Statistical Report, and the Provincial GDP Report. The results of the study show that the average accessibility dimension has a relatively low value of 0.07, with an average actual value of IDR 1,890,000,000 per 1,000 residents. The availability dimension is also low with an average index of 0.05, indicating that only one unit of Islamic banking service office is available for every 100,000 residents. Meanwhile, the utilization dimension recorded an index of 0.13 which was also low, although the average actual value reached Rp137.7 billion in the form of financing. Nanggroe Aceh Darussalam Province (NAD) stands out with a usage index of 0.92 and an average financing of Rp944.95 billion, showing a high level of Islamic financial inclusion. This research underscores the importance of increasing financial literacy, expanding service networks, and digital innovation in encouraging more equitable Islamic financial inclusivity in Indonesia.
Pengaruh Indeks Pembangunan Manusia (IPM), Angkatan Kerja, dan Pengangguran Terhadap Tingkat Kemiskinan di Kabupaten Tana Toraja Rudo Tanyara Sumbung; Ita Pingkan F. Rorong; Irawaty Masloman
AT-TAKLIM: Jurnal Pendidikan Multidisiplin Vol. 2 No. 2 (2025): At-Taklim: Jurnal Pendidikan Multidisiplin (Edisi Februari)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/at-taklim.v2i2.123

Abstract

Tana Toraja Regency is one of the areas in South Sulawesi province that still faces poverty problems. Tana Toraja is a district whose poverty level is seventh out of a total of 24 districts/cities in South Sulawesi. This research aims to analyze the impact of HDI, AK, and P on poverty levels using time series data sourced from the Central Statistics Agency of Tana Toraja and South Sulawesi. The analysis was carried out using multiple linear regression with the Ordinary Least Square (OLS) method via Eviews 12 software. The results showed that HDI had a negative and insignificant relationship with poverty levels, which means that improving people's quality of life can reduce poverty levels., Labor Force showed a relationship positive and significant, indicating that increasing the number of the workforce has a direct impact on reducing poverty. Meanwhile, Unemployment has a positive and significant relationship, indicating that high levels of unemployment contribute to increasing poverty. Overall, these three variables together have a significant relationship to the level of poverty in Tana Toraja, underscoring the need for integrated policies in poverty alleviation efforts in this area.
PENGARUH PENGELUARAN PEMERINTAH, INVESTASI DAN TENAGA KERJA TERHADAP PERTUMBUHAN EKONOMI DI KOTA TOMOHON PERIODE 2012-2023 Jesica Buolo; Josep Bintang Kalangi; Irawaty Masloman
AT-TAKLIM: Jurnal Pendidikan Multidisiplin Vol. 2 No. 10 (2025): At-Taklim: Jurnal Pendidikan Multidisiplin (Edisi Oktober)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/at-taklim.v2i10.1094

Abstract

Economic growth is a long-term economic problem, and is an important phenomenon experienced by the world lately. Economic growth, which is one of the main indicators in assessing the success of a country's development, not only reflects the increase in the total value of goods and services produced, but also illustrates the effectiveness of economic policies implemented by the government. This study aims to analyze the effect of government spending, investment and labor on economic growth in Tomohon City using time series data sourced from the Central Statistics Agency of Tomohon City. The analysis was carried out using multiple linear regression using Eviews 12 software. The results of the study show that partially or individually with the t-test, the government expenditure variable has a negative and significant effect, investment has a positive effect on economic growth in Tomohon City, while the labor variable has a negative effect on economic growth in Tomohon City. Simultaneously or together with the f test, it shows that government spending, investment and labor have an effect on economic growth in Tomohon City. The contribution given by the three independent variables to economic growth in Tomohon City (R Square) is 71.02%.
Co-Authors Anderson G. Kumenaung Ita Pingkan F. Rorong Jesica Buolo Josep Bintang Kalangi Mauna Th. B. Maramis Muhammad Rizki Toli Natasya L. Rawung Rudo Tanyara Sumbung