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Rancang Bangun Prototype Aplikasi Koperasi Mahasiswa B-IU Digicoop Untuk Pencapaian Inklusi Keuangan Nusantara Alfarizi, Muhammad; Gita Anggraeni, Deby; Andriana Firmansyah, Almayda; Ngatindriatun, Ngatindriatun
Jurnal JEETech Vol. 4 No. 1 (2023): Nomor 1 May
Publisher : Universitas Darul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (478.575 KB) | DOI: 10.32492/jeetech.v4i1.4105

Abstract

The COVID-19 pandemic has paralyzed the economy both nationally and internationally. Various business sectors have experienced a slowdown due to the COVID-19 pandemic, one of the financial institutions affected by COVID-19 is cooperative. Currently, Student Cooperatives are required to be agents of change and can contribute positively to society in particular and the Indonesian state, especially in the post-pandemic national economic recovery. The B-IU Digicoop application was developed to unite the strength of Student Cooperatives throughout Indonesia to empower cooperatives in community economic activities, especially students and local residents to help with economic recovery after the Covid-19 pandemic while responding to the challenges of the times in order to achieve the hopes of student cooperatives continuing to transform. become the energy of change for the progress of Indonesian cooperatives in the future. This research uses the R&D method by optimizing the prototype design. The results of this study show the flow of prototype development to take into account the impact of innovation and replication opportunities in the community with the hope of helping economic recovery after the Covid-19 pandemic while responding to the challenges of the times in order to achieve the hope that student cooperatives will continue to transform into energy of change for the progress of Indonesian cooperatives. futile in the future. Indonesia's financial inclusion is expected to increase further with the presence of the B-IU Digicoop application
Diversifikasi roti sorgum lokal unggulan untuk menuju ketahanan pangan global nusantara yang sehat Andriana Firmansyah, Almayda
EcoProfit: Sustainable and Environment Business Vol. 1 No. 1 (2023)
Publisher : Institute for Advanced Science Social, and Sustainable Future

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61511/ecoprofit.v1i1.2023.104

Abstract

Global food security has been tested over the last three years due to the COVID-19 pandemic, the Ukrainian war, and the economic recession. State food authorities must take strategic steps to overcome a potential food crisis that could have multifaceted impacts. Food diversification with sorghum can be one solution to overcome the potential global food crisis in Indonesia and the world. One of the diversified sorghum products that can be consumed globally is bread. This study aims to analyze the advantages of the idea of superior Indonesian sorghum bread made from local varieties of sorghum in terms of agriculture, global health, and international trade economics, along with presenting a global product commercialization strategy to build the sustainable benefits of Indonesian sorghum for global food security. The study in this writing used a qualitative paradigm with a rationalistic approach. The study results show that sorghum bread has a high potential demand as a nutritional requirement for global society. The development of Nusantara sorghum bread has 2 types of products: plain bread and sandwiches made from local sorghum. The aim of local sorghum as a means of food diversification on a global scale through the concept of Indonesian sorghum bread can bring new profits to the country's economy and open up new business opportunities for the community. However, it is not easy to transform consumer behavior by consuming new carbohydrates. Hence, the selection of ingredients, improving food quality and nutrition, and policy efforts to introduce local varieties of sorghum bread products must be carried out at the local level.
Digital Banking dalam Akselerasi Pemberdayaan Ekonomi Womenpreneur Indonesia : Eksplorasi Sosial-Ekonomi dan Peran LPS Berbasis PLS-SEM Alfarizi, Muhammad; Kamila Hanum, Rastinia; Andriana Firmansyah, Almayda; Wusqo, Urwatul
Jurnal Magister Ekonomi Syariah Vol. 2 No. 2 Desember (2023): J-MES: Jurnal Magister EKonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2023.022-01

Abstract

ABSTRACT Integrating technology in the digital 5.0 society, including artificial intelligence, cloud computing, and financial services, is creating a new business model: digital finance (FinTech). Indonesia's focus on economic logistics systems, FinTech development, and economic integration has positively impacted the real economy. However, digital financial innovation also brings risks, such as market uncertainty. After the pandemic, digital financial inclusion empowers women to reduce the gender gap. The history of women's economic role, such as in early Islam, highlights their success in this sector. Government measures, such as inclusive programs, show efforts to encourage women's role in the digital economy but improved financial literacy and structural support are still needed. This study aims to analyze the determinants of socio-economic conditions and the role of the Indonesian Deposit Insurance Corporation (LPS RI) in women's economic empowerment through digital banking services. This study chose a quantitative approach by conducting an online survey of 306 Indonesian womenpreneurs. The respondents' data was further analyzed using the SEM PLS analysis technique to test the proposed hypotheses. The results showed that digital banking is significant for womenpreneur empowerment in Indonesia. Financial literacy is strong, infrastructure is solid, and government support is in its favor. LPS RI protects digital banking services. recommendations including literacy campaigns, training, technology infrastructure, fiscal incentives, and government-LPS cooperation to advance womenpreneurs with financial technology.
Implikasi Komitmen Kepemimpinan Islam dan Dimensi Green Finance dalam Mendorong Kinerja Berkelanjutan Perbankan Syariah Indonesia Alfarizi, Muhammad; Kamila Hanum, Rastinia; Andriana Firmansyah, Almayda; Kurnia Sari, Rini
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.7164

Abstract

Konsep Green Finance (GF) dipandang sebagai awal dari pengembangan ekonomi hijau lembaga keuangan di Indonesia. Perbankan syariah sebagai lembaga keuangan syariah memiliki potensi tinggi untuk berkontribusi dalam ekosistem GF yang berkelanjutan. Komitmen bank syariah dan peran kepemimpinan syariah dalam manajemen puncak diperlukan dalam implementasi GF pada program kehijauan internal-eksternal. Penelitian ini bertujuan untuk eksplorasi pengetahuan lebih lanjut mengenai faktor pengaruh green financing terhadap kinerja berkelanjutan bank syariah di Indonesia dengan mempertimbangkan komitmen bank dan kepemimpinan syariah. Studi ini mempertimbangkan pendapat bankir melalui studi kuantitatif survei online menggunakan analisis SEM PLS dalam menguji sembilan hipotesis. Hasil penelitian menunjukkan bahwa Kepemimpinan Islam berpengaruh signifikan terhadap dimensi ekonomi, sosial dan lingkungan GF sedangkan komitmen bank berpengaruh tidak signifikan terhadap dimensi sosial. Selanjutnya, pengujian hipotesis dimensi GF terhadap kinerja bank syariah yang berkelanjutan menunjukkan pengaruh yang signifikan terhadap dimensi ekonomi-lingkungan dan tidak signifikan terhadap dimensi sosial. Studi ini menyoroti pentingnya komitmen perbankan syariah dan kepemimpinan ekologis Muslim pada manajerial bank syariah untuk mendorong GF dalam ekspansi ekonomi jangka panjang yang berkelanjutan, memajukan sektor perbankan serta mendorong ekonomi hijau berkelanjutan yang dicanangkan pemerintah Republik Indonesia. Oleh karena itu, implikasi kebijakan manajerial utama dibahas.