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All Journal JURNAL BISNIS STRATEGI Jurnal Manajemen Teknologi Jurnal Produksi Tanaman Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Jurnal Ekonomi Syariah Teori dan Terapan An-Nisbah: Jurnal Ekonomi Syariah Jurnal Ampere Jurnal Sains & Teknologi Lingkungan JIET (Jurnal Ilmu Ekonomi Terapan) ETTISAL Journal of Communication Sistemasi: Jurnal Sistem Informasi Jurnal Penelitian Pendidikan IPA (JPPIPA) International Journal of Islamic Economics and Finance (IJIEF) JOURNAL OF APPLIED INFORMATICS AND COMPUTING Jurnal Tata Kelola dan Akuntabilitas Keuangan Negara JIPES - JOURNAL OF INDONESIAN PHYSICAL EDUCATION AND SPORT KOMIK (Konferensi Nasional Teknologi Informasi dan Komputer) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Cakrawala: Jurnal Litbang Kebijakan JOURNAL OF APPLIED BUSINESS ADMINISTRATION Harmoni EkBis: Jurnal Ekonomi dan Bisnis Jurnal Anggaran dan Keuangan Negara Indonesia (AKURASI) Jurnal Penelitian Kebijakan Pendidikan Journal of Environmental Science and Sustainable Development PUBLIKASI PENELITIAN TERAPAN DAN KEBIJAKAN Food ScienTech Journal ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal JEETech Cendekia Niaga Insights in Public Health Journal Jurnal Litbang Provinsi Jawa Tengah Inovasi: Jurnal Diklat Keagamaan Wawasan: Jurnal Kediklatan Balai Diklat Keagamaan Jakarta JENTRE Akuntansi dan Teknologi Informasi Nursing and Health Sciences Journal (NHSJ) Jurnal Kebijakan Pembangunan Daerah : Jurnal Penelitian dan Pengembangan Kebijakan Pembangunan Daerah Asian Management and Business Review Al-Kawakib Jurnal Pertahanan dan Bela Negara Salus Cultura: Jurnal Pembangunan Manusia dan Kebudayaan El-Qish: Journal of Islamic Economics Bestuurskunde: Journal of Governmental Studies Jurnal Persaingan Usaha Jurnal Penelitian Kebijakan Pendidikan Jurnal Jaminan Kesehatan Nasional JENTRE: Journal of Education, Administration, Training and Religion Journal of Applied Sciences in Accounting, Finance, and Tax Prosiding Seri Seminar Nasional Jurnal Akuntansi dan Keuangan Indonesia Jurnal Peradaban Masyarakat (JPM) Widyadewata: Jurnal Balai Diklat Keagamaan Denpasar Jurnal Riptek Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan Paradigma: Junal Kalam dan Filsafat AML/CFT Journal The Journal of Anti Money Laundering and Countering the Financing of Terrorism Khidmatuna: Jurnal Pengabdian Masyarakat Sinergi International Journal of Management and Business Jurnal Kegawatdaruratan Medis Indonesia JPEG Jurnal Inovasi Daerah Journal of Financial, Business and Economics El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Magister Ekonomi Syariah Journal of Religious Policy An-Nisbah: Jurnal Ekonomi Syariah Jurnal Archipelago Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Jurnal Kebijakan Pembangunan Daerah (JKPD) JIKTIF Journal of Asian Wisdom and Islamic Behavior Journal of Shoutheast Asian Islam and Society (JSEAIS) Jurnal Gladiator KAMBOTI : Jurnal Sosial dan Humaniora Nusantara Innovation Journal Jurnal Ners Lentera Jurnal Penelitian Kebijakan Pendidikan Jurnal Pertanahan CONSERVA : Jurnal Konservasi Sumber Daya Alam dan Lingkungan
Alfarizi, Muhammad
Bina Nusantara University
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Komunikasi Efektif Interprofesi Kesehatan Sebagai Upaya Peningkatan Kualitas Pelayanan Rumah Sakit Muhammad Alfarizi
ETTISAL : Journal of Communication Vol 4, No 2 (2019): ETTISAL: Journal of Communication
Publisher : Universitas Darussalam Gontor collaboration with ISKI (Ikatan Sarjana Ilmu Komunikasi Indo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ejoc.v4i2.3568

Abstract

Abstrak Isu kesehatan menjadi penting untuk dikaji melalui bidang ilmu komunikasi dengan adanya masukan dari banyak penelitian bidang kesehatan yang menekankan perhatian pada aspek psikis maupun sosial yang membantu kesembuhan pasien. Kemampuan komunikasi dan Pemahaman Sosial sangat diperlukan baik dalam komunikasi di bidang kesehatan antar tim medis dengan pasien maupun komunikasi dalam tim medis agar pelayanan rumah sakit berjalan optimal  bisa meningkatkan reputasi pelayanan rumah sakit. Tujuan dari penelitian ini adalah menelaah kembali peran komunikasi dalam kolaborasi tim medis kesehatan sebagai upaya peningkatan kualitas rumah sakit dengan metode Literature Review. Berdasarkan hasil penelaah pembahasan  penemuan data yang berada didalam jurnal-jurnal tersebut ditemukan bahwa saat ini kolaborasi tim medis sangat erat korelasinya dengan kemampuan komunikasi dan pemahaman sosial terhadap pasien sudah terbentuk. Hanya saja masih ada beberapa dokter yang mengabaikan unsur profesi medis lain dengan mendominasi  mengabaikan komunikasi. Hal inilah yang membuat beberapa Fakultas Kedokteran serta Ilmu Kesehatan Membentuk Mata Kuliah Ilmu Komunikasi Kesehatan dan Dasar Sosial Kesehatan agar kemampuan komunikasi  pemahaman sosial budaya pasien dan rekan tim dapat terbentuk, sebagai kesimpulan Komunikasi adalah hal penting didalam sebuah Tim Medis pada institusi kesehatan dalam upaya meningkatkan layanan kesehatan Rumah Sakit.   Abstract Health issues are important to be examined through the field of communication science with the input of many health studies that emphasize attention to psychological and social aspects that help the patient's recovery. Communication skills and Social Understanding are needed both in communication in the field of health between the medical team with patients and communication in the medical team so that hospital services can run optimally to improve the reputation of hospital services. The purpose of this study is to re-examine the role of communication in the collaboration of health medical teams as an effort to improve hospital quality with the Literature Review method. Based on the review of the discussion of the discovery of data contained in these journals, it is found that currently the collaboration of the medical team is very close in correlation with communication skills and social understanding of patients already formed. It's just that there are still some doctors who ignore other elements of the medical profession by dominating communication. This is what makes several faculties of Medicine and Health Sciences Establish Health Communication Subjects and Basic Social Health so that communication skills can be formed social understanding of patients and teammates, in conclusion Communication is important in a Medical Team at a health institution in an effort to improve services Hospital health.
MICRO BUSINESS STUDY OF TRADITIONAL HEALTH DRINK PRODUCTS “TELANG LIMAO BANGKAK” (GREEN BUSINESS CANVAS STUDY “ECOCANVAS”) Muhammad Alfarizi; Rini Kurnia Sari
Food ScienTech Journal Vol 3, No 2 (2021)
Publisher : University of Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33512/fsj.v3i2.13048

Abstract

This study aims to formulate a business development strategy that is appropriate and can be applied to the traditional Indonesian health drink business "Telang Limao Bangkak" which is a combination of Bunga Telang and Limao Calong Bangka (Orange Key). The research method used is descriptive qualitative analysis. Data collection was carried out using interview and assessment questionnaire techniques. The results of this study indicate that the position of the health drink business "Telang Limao Bangkak" is in the very profitable position of the Aggressive quadrant. The strategy implemented is to support an aggressive growth policy (growth-oriented strategy) and has been implemented in the EcoCanvas Health Drink business model "Telang Limao Bangkak". The results of this research are expected to create a new air of green business that gives birth to health drink products that will improve people's welfare.
Indonesian Muslim Consumers' Perspectives and Behavior on Intentions to Use Islamic Financial Products Post-Covid-19 Muhammad Alfarizi; Rini Kurnia Sari
EkBis: Jurnal Ekonomi dan Bisnis Vol. 6 No. 1 (2022): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2022.6.1.1549

Abstract

This study was motivated by the importance of exploring the factors that influence people's intentions to buy or use Islamic financial products during the Covid-19 pandemic in Indonesia. Research with quantitative technique was carried out in the form of an online survey and tested using the structural equation model (SEM) method with the SmartPLS version 3.0M application. Sampling in this study used convenience sampling technique and obtained 456 respondents. The results of this study showed that almost all variables, namely religiosity, subjective norms, Islamic financial literacy, awareness, perceived behavioral control and attitudes were proven to be strong predictors of intention to use Islamic financial products. This research provides recommendations to various parties, both financial institutions, Islamic organizations and even the government need to collaborate to strengthen the level of Islamic financial literacy in the community. In addition, this study also provides recommendations to build public trust in the Islamic economy, especially Islamic banking through collaborative development of an Islamic economic roadmap including strengthening the role of Islamic banking both in terms of infrastructure and human resources. Various parties must come together to build a strong Islamic financial ecosystem and economic recovery post-Covid-19 to develop a prosperous and prosperous Indonesian economy in accordance with Islamic ideals as Rahmatan lil 'Alamin.
G20 Health Vision in Achieving SDGs 2030: Arranging the Global Health Management Architecture Muhammad Alfarizi; Rafialdo Arifian
Insights in Public Health Journal Vol 3 No 1 (2022): Insights in Public Health Journal
Publisher : Public Health Department, Faculty of Health Sciences, Jenderal Soedirman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.iphj.2022.3.1.5565

Abstract

Background The Covid-19 pandemic is proof that without being healthy, the entire joint sector of the world's development will be destroyed with just one outbreak of a disease. This article is intended to analyze the scientific literature on the issue of structuring global health management in order to re-implement the goals of the World SDGs with a new global health management architecture frame and at the same time create high hopes for the recovery of world conditions after the Covid-19 Pandemic through the G20 Meeting which will be held in Indonesia. Methods This study uses the traditional literature review method with the role of researchers looking for and combining the essence and analyzing facts from scientific sources according to valid and accurate criteria. Results There are six pillars of the global health management architecture that must stand upright including standardized global health protocols, digitization of health services and access justice, local wisdom complementary medicine and strengthening collaboration across countries and across scientific disciplines. Conclusions The establishment of standardized global health protocol standards, efforts to digitize health services from a public health and economic perspective, open access to diagnostic tools, drugs, and vaccines in a fair manner and strengthen innovation of health products based on local wisdom are the pillars of global health management that currently must stand to build a world of peace and prosperity based on the goal of SDGs 3 Health.
ANALISIS PELUANG BISNIS INDUSTRI PERTANIAN DAN PERLINDUNGAN HUKUM DALAM PENGEMBANGAN BISNIS AGRO INDONESIA Nabilah Khairunnisa Darwin; Muhammad Alfarizi; Putri Tunggal; Wiwin Addriani Mangngampe
PROSIDING SERINA Vol. 1 No. 1 (2021): PROSIDING SERINA III 2021
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (173.463 KB) | DOI: 10.24912/pserina.v1i1.18095

Abstract

In addition, agricultural products are also the main food consumption ingredients in Indonesia and involve the highest workforce in production activities. Meanwhile, in terms of the food crop business, food crop-based economic activities are the most widespread and largest business activities in Indonesia. However, Indonesia is still facing several food supply crises, export-import problems, insufficient agricultural products, and environmental problems. Food security is a multidimensional problem that contains complex aspects, including social, economic, political, and environmental aspects. The main problem to protect agricultural land is sustainable food and the government requires a commitment to law enforcement. Protection of the movement of agricultural businesses is the assistance and support provided by the government to farmers. Protection in legal action, assistance in the production process to marketing and support in terms of capital. Di samping itu produk pertanian juga merupakan bahan konsumsi utama pangan di Indonesia dan melibatkan tenaga kerja tertinggi dalam kegiatan produksi. Sedangkan diperhatikan dari sisi usaha tanaman pangan, kegiatan ekonomi berbasis tanaman pangan adalah kegiatan bisnis yang tersebar luas dan terbesar di Indonesia. Namun, Indonesia masih menghadapi beberapa krisis pasokan pangan, masalah ekspor-impor,produk pertanian yang tidak mencukupi, dan masalah lingkungan. Ketahanan pangan adalah masalah multidimensi yang mengandung aspek kompleks, meliputi aspek sosial, ekonomi, politik, dan lingkungan. Masalah utama untuk melindungi lahan pertanian pangan berkelanjutan dan pemerintah membutuhkan komitmen untuk penegakan hukum. Perlindungan terhadap pergerakan bisnis pertanian merupakan bantuan dan dukungan yang dilakukan oleh pemerintah terhadap petani. Perlindungan dalam tindakan hukum, bantuan dalam proses produksi hingga pemasaran dan dukungan dalam hal permodalan.
Determination of the Intention of MSMEs Owners Using Sharia Cooperatives in Improving Indonesian Islamic Economic Empowerment Muhammad Alfarizi; Ngatindriatun
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 6 (2022): November-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20226pp834-849

Abstract

ABSTRAK Penurunan profit bisnis kecil akibat implikasi ekonomi pasca pandemi COVID-19. Persoalan struktur permodalan menjadi kendala dalam mempertahankan dan meningkatkan usahanya secara terus menerus seiring kerubahan zaman. Koperasi Syariah sebagai salah satu lembaga keuangan Islam yang keislaman lebih dekat secara eksistensi maupun teritorial dengan masyarakat tingkat bawah sehingga menjadi alternatif pengembangan usaha masyarakat secara syariah sesuai persyaratan yang diberikan. Studi ini bertujuan untuk untuk menganalisis pengaruh literasi keuangan syariah dalam sikap, pengaruh sosial dan self-efficacy terhadap perilaku pemanfaatan produk koperasi syariah di Indonesia. Studi kuantitatif survey online dengan melibatkan 280 calon anggota koperasi syariah yang membutuhkan pembiayaan dan merupakan pemilik UMKM dijalankan dengan teknik analisis SEM PLS. Hasil studi menunjukkan pengaruh literasi keuangan terhadap sikap, pengaruh sosial dan self-efficacy lalu dilanjutkan arah jalur dukungan hipotesis terhadap niat untuk memilih Koperasi Syariah sebagai solusi kebutuhan finansial UMKM ditemukan. Strategi manajerial khususnya pemasaran dikembangkan dengan mempertimbangkan efek sikap positif, pengaruh sosial dan efikasi diri calon anggota sebagai pemilik bisnis atau produk keuangan syariah yang akan mereka tawarkan kepada pelanggan mereka akan berkontribusi pada pertumbuhan sektor UMKM khususnya UMKM Generasi Millenial dan UMKM Hijau di Indonesia melalui upaya promosi dan kerjasama. Kata Kunci: ASE Model, Ekonomi Islam, Koperasi Syariah, Pemberdayaan, UMKM.   ABSTRACT The decline in small business profits due to the post-COVID-19 pandemic economy. The issue of capital structure is an obstacle in maintaining and increasing development continuously in line with the changing times. Sharia cooperatives as one of the Islamic financial institutions are closer in existence and territorially to the lower level of society so that they become an alternative for community business development in accordance with the requirements given. This study aims to analyze the effect of Islamic financial literacy on attitudes, social influence and self-efficacy on the application of Islamic cooperative products in Indonesia. Quantitative study of online surveys involving 280 prospective members of Islamic cooperatives who need financing and are MSME owners carried out with the PLS SEM analysis technique. The results of the study show the effect of financial literacy on attitudes, social influence and self-efficacy, then choosing the direction of hypothesis support for the intention to find Islamic Cooperatives as a solution to the financial needs of MSMEs. Managerial strategies especially marketing that are developed taking into account the effects of positive attitudes, social influence and self-efficacy of prospective members as owners or Islamic financial products that they will offer to their customers will increase the growth of the MSME sector, especially Millennial Generation MSMEs and Green MSMEs in Indonesia through promotional efforts and cooperation. Keywords: ASE Model, Islamic Economics, Sharia Cooperatives, Empowerment, MSMEs.   REFERENCES Abourrig, A. (2021). Social influence in predicting Islamic banking acceptance: Evidence from Morocco. International Journal of Accounting, Finance, Auditing, 2(2), 42–56. https://doi.org/10.5281/zenodo.4641472 Ajzen, I. (1991a). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T Ajzen, I. (1991b). The theory of planned behavior. 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Pengobatan Komplementer Alternatif Lokal dan Potensinya di Indonesia dalam Perspektif Kesehatan dan Ekonomi: Kajian Literatur Sistematik Muhammad Alfarizi
Salus Cultura: Jurnal Pembangunan Manusia dan Kebudayaan Vol. 2 No. 2 (2022)
Publisher : Kementerian Koordinator Bidang Pembangunan Manusia dan Kebudayaan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55480/saluscultura.v2i2.71

Abstract

Indonesia menghadapi pandemi Covid-19 dan transisi epidemiologi perubahan penyakit menular menuju penyakit tidak menular akibat gaya hidup. Pengobatan tradisional komplementer menjadi strategi baru di dalam penanganan dua kondisi kesehatan masyarakat baik untuk pencegahan maupun pengobatan. Penelitian ini akan mengulas secara ilmiah berbasis kajian literatur dalam menganalisis peluang traditional complementary alternative therapy lokal Indonesia dalam perspektif kesehatan masyarakat dan ekonomi bisnis serta bagaimana strategi pemberdayaannya untuk kepentingan bangsa Indonesia. Penelitian ini menerapkan metodologi systematic review dengan menganalisis secara mendalam literatur yang ada pada jurnal ilmiah dengan proses analitik berbasis PRISMA. Kajian ini memunculkan perspektif kesehatan yang menyoroti benefit pengobatan komplementer alternatif bagi kesehatan masyarakat dalam efektivitas dan kemanjuran dengan tingkat efek samping yang lebih rendah dan pendekatan yang lebih preventif memberikan hasil kesehatan pasien yang lebih baik. Perspektif ekonomi memandang potensi TCAM (Traditional Complementary Alternative Medicine) lokal khususnya dalam mendorong ekspor jamu dan TOGA (Tanaman Obat Keluarga) keluar negeri. Selain itu, kekayaan pengobatan lokal dari ritual budaya dan juga ahli terapis lokal mendorong Indonesia sebagai destinasi wisata medis. Keunggulan pengobatan medis dan alternatif disertai wisata kearifan lokal saat proses pengobatan berbasis ritual adat akan menjadi keunggulan wisata medis Indonesia dimata masyarakat Global. Kebijakan pemerintah dan peningkatan promosi potensi TCAM lokal Indonesia dengan memasuki dunia digital dapat TCAM lokal menjadi penyangga arsitektur manajemen kesehatan publik Indonesia sekaligus pusat unggulan kesehatan tradisional alternatif komplementer dunia.
Analysis of Consumer Technology Acceptance Model on Indonesian Telemedicine Applications Alfarizi, Muhammad
Jurnal Manajemen Teknologi Vol 21, No 1 (2022)
Publisher : SBM ITB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12695/jmt.2022.21.1.2

Abstract

Abstract. The digital era makes it easier for humans to cope with pandemic-related confinement, including in terms of access to healthcare. Health e-commerce facilitates consumers' access to healthcare and pharmaceuticals without having to leave the house, and startups in the health sector can contribute to economic growth and a culture of healthy living. This study gauges consumer perceptions as related to the purchase of medicines and doctor consultations online through telemedicine platforms in Indonesia. More specifically, we use the technology acceptance model to investigate how consumer perceptions on the quality, services, and products of both web- and application-based platforms influence consumer purchasing intentions for online health consultations and prescription and non-prescription medicines. Our data comprise the responses of 250 survey participants, analyzed via structural equation modeling techniques. The results show that trust can play a positive role in determining consumer intentions to purchase health consultation services or medicines through telemedicine platforms in Indonesia. Moreover, they show that 1) e-commerce telemedicine can earn greater consumer confidence via the improvement of product and service perceptions, and 2) websites and applications can ensure consumer trust via the improvement of website quality and service perceptions. The analysis of our research findings indicates that the quality of websites, applications, services, and product perceptions determine trust, and hence build consumer confidence in shopping for health products or for online consultations with competent doctors.Keyword: Covid-19, digitization, consumer , start up, telemedicineAbstract. Era digital memudahkan manusia ketika harus terkurung dalam pandemi Covid-19, termasuk akses kesehatan. Health e-Commerce hadir untuk memudahkan konsumen mendapatkan akses transaksi kesehatan dan obat tanpa harus keluar rumah. Secara tidak langsung, kehadiran Start-Up di bidang kesehatan memberikan kontribusi yang signifikan terhadap pertumbuhan ekonomi dan budaya hidup sehat. Penelitian ini bertujuan untuk mengetahui persepsi konsumen terhadap pembelian obat dan jasa konsultasi dokter secara online melalui platform telemedicine di Indonesia. Model penerimaan teknologi digunakan untuk menyelidiki peran kualitas web dan aplikasi, persepsi layanan dan produk pada niat konsumen untuk konsultasi kesehatan online dan pembelian obat resep dan non-resep. Sebanyak 250 responden disurvei dan data dianalisis menggunakan teknik pemodelan persamaan struktural. Hasil penelitian menunjukkan bahwa kepercayaan berperan positif dalam menentukan niat konsumen untuk menggunakan jasa konsultasi dokter atau membeli obat melalui platform Telemedicine di Indonesia. Hasil penelitian menunjukkan bahwa E-Commerce Telemedicine dapat meningkatkan kepercayaan konsumen secara signifikan dengan meningkatkan persepsi produk dan layanan, sedangkan situs web dan sistem aplikasi dapat memastikan kepercayaan konsumen dengan meningkatkan kualitas situs web dan persepsi layanan. Analisis hasil penelitian ini berarti bahwa kualitas website, sistem aplikasi, layanan, dan persepsi produk menentukan kepercayaan, dan mereka membangun kepercayaan konsumen dalam berbelanja produk kesehatan atau konsultasi online dengan dokter yang kompeten.Kata kunci: Covid-19, digitalisasi, konsumen , start Up, telemedicine
ACCELERATION OF BANK PERKREDITAN RAKYAT'S DIGITAL SERVICES IN BOOSTING FINANCIAL PERFORMANCE: ANALYTICAL PERSPECTIVES OF INDONESIAN RURAL BANK LOANS CUSTOMERS Muhammad Alfarizi; Ngatindriatun Ngatindriatun
JURNAL BISNIS STRATEGI Vol 31, No 2 (2022): Desember
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Rural Banks (BPR) are the closest microfinance institutions for people who need funding, especially micro-scale businesses. The transformation of digital banking services is an absolute thing that BPRs must implement to win the competitive competition in the Indonesian financial sector. Currently, many rural banks have adopted digital services in their business operations. This study will further investigate customer experience and its relationship with intermediary variables to analyze the impact of digital service transformation on the financial performance of rural banks in Indonesia. Descriptive quantitative research was selected to evaluate the digital services of BPR Indonesia by interpreting the relationship of 11 hypotheses formed from the variables of solving problems of BPR digital services, customer peace of mind, focus on BPR digital service outcomes, product experience, customer experience, Word of Mouth, customer satisfaction, trust customers and BPR's financial performance. This research is a type of explanatory research where the variable relationship testing is done through a quantitative approach to proving the hypothesis with SEM analysis techniques. The results of the study show support for almost all hypotheses except the hypothesis of the effect of Word of Mouth on BPR performance which is explained further. This research has managerial implications for a strategy for digitizing inclusive BPR services and understanding customers and the market. Theoretical implications develop along with the role of academics in doing applied innovation research in strengthening rural credit banks as microfinance institutions for the competitiveness of a developed nation's economy.
STUDI EKSPLORASI PENERIMAAN DIGITALISASI PEMBAYARAN ZAKAT MELALUI APLIKASI FINTECH INDONESIA PASCA PANDEMI COVID-19 Alfarizi, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 2 (2022): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i2.5982

Abstract

Abstrak: Situasi Pandemi Covid-19 dan Digitalisasi Revolusi 4.0 mendorong adopsi pembayaran zakat melalui platform transaksi digital khususnya FinTech.Studi ini bertujuan untuk mengeksplorasi penerimaan FinTech dalam pembayaran zakat secara digital. mengeksplorasi penerimaan FinTech dalam pembayaran zakat secara digital. Penelitian berbasis survei kuantitatif pada populasi pengguna FinTech beragama Islam dengan SEM PLS dilakukan dengan penetapan teknik purposive sampling. Model penelitian ini dapat mengidentifikasi teori UTAUT, TPB, Tren Keuangan dan Pengetahuan Islam dalam keputusan kepercayaan Fintech dan metode digitalisasi zakat terhadap niat pembayar zakat untuk mengadopsi FinTech yang inovatif dalam pembayaran zakat. Hasil penelitian ini menunjukkan hubungan signifikansi pada tiga dimensi toeri UTAUT, TPB, Tren Keuangan dan Pengetahuan Islam meskipun pada hipotesis harapan usaha terhadap kepercayaan dan keputusan penerimaan teknologi FinTech tidak mendapat dukungan signifikansi statistik PLS. Penguatan infrastruktur IT, keseragaman aturan pembayaran zakat digital dan kajian promotif digitalisasi zakat direkomendasikan kepada Provider FinTech dan Pembuat Kebijakan untuk semakin mengoptimalkan penghimpunan zakat untuk meningkatkan dana zakat untuk mustahiq yang membutuhkan agar semakin menumbuhkan perekonomian Islam dan Indonesia yang inklusif dan berkelanjutan sesuai Tujuan SDGs. Kata kunci: FinTech; Islam; SDGs; Teknologi; Zakat Abstract: The Covid-19 Pandemic situation and the digitalization Revolution 4.0 have encouraged the adoption of zakat payments through digital transaction platforms, especially FinTech. This study aims to explore the acceptance of FinTech in digital zakat payments. explore the acceptability of FinTech in digital zakat payments. Quantitative survey-based research on a population of Muslim FinTech users with SEM PLS was carried out by establishing a purposive sampling technique. This research model can identify the theory of UTAUT, TPB, Financial Trends and Islamic Knowledge in Fintech trust decisions and zakat digitization methods on the intention of zakat payers to adopt innovative FinTech in zakat payments. The results of this study show a significant relationship on the three theoretical dimensions of UTAUT, TPB, Financial Trends and Islamic Knowledge although the hypothesis of business expectations on trust and decisions to accept FinTech technology does not have PLS statistical significance. Strengthening IT infrastructure, uniformity of digital zakat payment rules and a study on promoting the digitization of zakat are recommended for FinTech Providers and Policy Makers to further optimize zakat collection to increase zakat funds for mustahiq who need it in order to further grow an inclusive and sustainable Islamic and Indonesian economy according to the SDGs Goals Keywords: FinTech; Islam; SDGs; Technology; Zakat
Co-Authors Abdul Azis Abdul Halim Hasugian Al Hakim, Muhammad Rafif Al-Faqih, Ali Sofyan Andriana Firmansyah, Almayda Anggraeni, Deby Gita Apriani, Yosi Arifian, Rafialdo Arofah, Ulfa Arwandi, Jhon Berliana Br Bangun, Eka Uliyanti Putri DEWI SARTIKA Dinda Lestarini Dodik Hartono Edmizal, Eval Fairus, Aisyah Nur Farhan, Muhammad Raja Farizal Saputra Gita Anggraeni, Deby H, Syaibatul Aslamiyah Hakim, Muhammad Saiful Hanum, Rastinia Kamila Hazizah, Siti Nur Hendrawan, Jodi Ikhsan, Ridho Bramulya Ira Rahmawati Irika Widiasanti Jane, Antonia Felicia Julpiani, Julpiani Kaltsum, Salma Nabilla Kamila Hanum, Rastinia Kartanegara, Rd. Mulyadhi Khamdalah, Retno Makhtufir Kirana, Sandi Kurnia Sari, Rini Lantin Sulistyorini M.F., Muhammad Fathan Marfuah Marfuah Mariani Mariani Maulida, Ahmad Fikron Megawati, Suci Muhammad Prawibowo Mulyadi, Sandi Hidayutul Nabilah Khairunnisa Darwin Nafolion Nur Rahmat, Nafolion Nur Nelwida Nelwida Ngatindriatun Ngatindriatun Ngatindriatun Ngatindriatun Noer, Lissa Rosdiana Novitasari, Ida Nugroho, Ramadhan Aryo Nurhayati Oktafiani, Astrid Wardani Oktaviani, Wiwin A Panita, Shakila Peni Perdani Juliningrum, Peni Perdani Perdana, Akmal Perdana, Ayu Lestari Primirti, Irmarawati Dia Putri Tunggal Putriani, Dian Qanita, Aisyah Rafialdo Arifian Rafialdo Arifian Rahmawati, Iis Ramadhan, Noval Anki Rini Kurnia Sari Rini Kurnia Sari Rini Kurnia Sari Rini Kurnia Sari, Rini Kurnia Rizka Yunita Rosdiana Noer, Lissa saleh, zulkifli Saputra, Baruna Saputri, Nelsa Satrio, Rizky Wahyu Septiani, Indri Setyapratiwi, Hela Sri Wahyuni Suhari Suhari Taronisokhi Zebua Tatang Mulyana, Salma Nabilla Kaltsum Tehuayo, Haris Thahur, Dhiya Tjung Hauw Sin, Tjung Hauw Tumanggor, Rahmayanti Uma Khumairoh Wijaya, Krisna Nata Wijaya, Lianna Wiwin Addriani Mangngampe Wusqo, Urwatul Yulia Rachmawati Yuniarty Yuniarty Zalika, Zela Zela Zalika