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All Journal ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Innovative: Journal Of Social Science Research
Simbolon, Daniel Sanggam Luhutan
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COMPARATIVE STUDY BETWEEN CONVENTIONAL PAWNSHOPS AND SHARIA PAWNSHOPS: BENEFITS, CHALLENGES, AND IMPLICATIONS FOR CUSTOMERS Manihuruk, Frido Evindey; Syahbana, Eza; Alisya, Jeane; Siregar, Filza Azkiah; Marbun, Jonatan; Simbolon, Daniel Sanggam Luhutan; Alnaya, Diva; Rozaini, Noni
ADILLA : Jurnal Ilmiah Ekonomi Syari'ah Vol 8 No 1 (2025): Januari
Publisher : Universitas Islam Darul 'ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/adilla.v8i1.6655

Abstract

This research seeks to uncover the advantages and disadvantages between conventional pawnshops and Islamic pawnshops. The focus of the research is on the advantages, challenges, and implications of both types of pawnshops for customers. This research is a descriptive qualitative type with a comparative study technique based on data from previous research. Conventional pawnshops operate based on an interesting system, while Sharia pawnshops use usury-free Sharia principles and prioritize murabahah and ijarah contracts. The results show that conventional pawnshops tend to be more flexible in terms of requirements and processes, but are subject to interest charges that can be burdensome for customers. Islamic pawnshops, on the other hand, offer a fairer solution that complies with Islamic financial principles, although they often face challenges in terms of public understanding and more complex procedures. The implications for customers depend largely on their needs, understanding and values, with choices having to take into account both financial aspects and compliance with sharia principles. This research provides insights for customers in choosing the type of pawnshop that suits their needs and values.
Pengaruh Pertumbuhan Ekonomi dan Tingkat Pendidikan Terhadap Tingkat Pengangguran Terbuka di Kabupaten Padangsidimpuan (2017-2023) Gultom, Rona Hinirim; Sinurat, Nurlia Aprianti; Angkat, Febryanti; Suharianto, Joko; Siboro, Raymond Panuturi; Simbolon, Daniel Sanggam Luhutan; Alnaya, Diva
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11395

Abstract

Penelitian ini didasari oleh tingginya Tingkat Pengangguran Terbuka (TPT) di Kabupaten Padangsidimpuan, Sumatera Utara. Tujuannya adalah untuk menganalisis dampak pertumbuhan ekonomi dan tingkat pendidikan terhadap TPT. Menggunakan pendekatan kuantitatif dengan regresi linear berganda dan data time series dari BPS Sumatera Utara. Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi tidak signifikan memengaruhi TPT, sementara pendidikan memiliki pengaruh positif dan signifikan. Penelitian ini memberikan wawasan tentang kompleksitas hubungan antara pendidikan dan pengangguran dan memberikan dasar untuk rekomendasi kebijakan yang bertujuan mengurangi TPT.
Co-Authors Alisya, Jeane Alnaya, Diva Angkat, Febryanti Gultom, Rona Hinirim Manihuruk, Frido Evindey Marbun, Jonatan NONI ROZAINI Siboro, Raymond Panuturi Sinurat, Nurlia Aprianti Siregar, Filza Azkiah Suharianto , Joko Syahbana, Eza