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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura JEMPER (Jurnal Ekonomi Manajemen Perbankan) Journal of Health Education Law Information and Humanities
Rizqiyah, Anisah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analisis Pandangan Masyarakat Terhadap Perbankan Syariah Rizqiyah, Anisah; Maysarah, Maysarah; Vanessa, Vanessa; Anggraini, Tuti
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 1 (2024): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i1.2991

Abstract

Payageli village hamlet 1 is a village in Deli Serdang with a majority Muslim community. However, most Muslims in this village still do not understand sharia-based banks. Sharia banks are commercial institutions whose function is to collect public money and distribute money to the public with commercial operational systems and mechanisms based on Islamic law specified in the Al-Quran and Hadith. This research aims to provide information regarding the views of the village community regarding sharia banking. This research uses a qualitative method using a descriptive approach. Data collection in this research used observation, interviews, documentation and questionnaires. The conclusion of this research shows that the Payageli village community is aware of the existence of sharia banks. However, the people in this village still lack knowledge about the products and services available at sharia banks and there is a lack of education about sharia banking so that the people in this village are comfortable with conventional banks.
THE INFLUENCE OF SHARIAH COMPLIANCE AND CUSTOMER PERCEPTION ON THE DECISION TO SAVE MUDHARABAH SAVINGS PRODUCTS AT BANK SYARIAH INDONESIA Rizqiyah, Anisah; Anggraini, Tuti; Indra, Ahmad Perdana
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 18, No 1: January - March 2025
Publisher : LPPM Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v18i1.29493

Abstract

The integrity and credibility of Islamic banks are highly dependent on compliance with Islamic principles. Non-compliance can lower public trust and affect their decision to use Islamic banking services. In addition, people's perceptions and attitudes influenced by their understanding also play an important role in the decision to save or use Islamic bank products. This research intends to analyze the influence of Shariah Compliance and Customer Perception on the decision to save mudharabah savings products for the gift party. This research uses quantitative research techniques with field research methods. The total population is 37 people, namely customers of Bank Syariah Indonesia KC Medan Ahmad Yani who have saved and used Mudharabah Savings products for Gift Parties and all pupulations are used as samples. Data collection techniques with questionnaires. The data was analyzed using the SPSS application version 27. The results of the study show that Sharia Compliance and Customer Perception together (simultaneously) have a positive and significant influence on Saving Decisions. This is evidenced by the value of F calculated 44.649 F table 3.28 and the probability of significance 0.000 0.05.
Analisis Kasus Perbankan Putusan Nomor 78/Pdt.G.S/2024/PN Pkl Tentang Wanprestasi (Cidera Janji) Dalam Perjanjian Kredit Antara Bank dan Debitur Ritonga, Joni Sandri; Meliala, Dien Tambar Malem; Rizqiyah, Anisah; Hidayah, Nurul; Monika, Sherli; Maysarah, Maysarah; Vanessa, Vanessa; Nasution, Nurwadiyah; Lubis, Annisa Athaya Putri; Sabil, Muhammad
Journal of Health Education Law Information and Humanities Vol 2, No 1 (2025): Februari 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/helium.v2i1.5292

Abstract

Penelitian ini menganalisis gugatan PT. Bank Rakyat Indonesia (Persero) Tbk. terhadap pasangan suami-istri yang wanprestasi dalam pembayaran kredit berdasarkan Surat Pengakuan Hutang (SPH). Tujuan penelitian adalah untuk memahami konflik antara kreditur dan debitur serta implementasi hukum dalam Kitab Undang-Undang Hukum Perdata (KUHPer). Metode yang digunakan adalah analisis kualitatif dengan pendekatan studi kasus, melibatkan dokumen hukum, bukti persidangan, dan keterangan pihak terkait. Hasil penelitian menunjukkan bahwa Pengadilan Negeri Pekalongan memutuskan Para Tergugat harus melunasi sisa hutang sebesar Rp66.943.644 dan biaya perkara, menegaskan pentingnya komitmen dalam perjanjian kredit. Keputusan ini memperkuat bahwa SPH menjadi dasar kuat bagi kreditur dalam menuntut kewajiban debitur, serta menolak keberatan terkait pengurangan bunga karena kurangnya bukti dan persetujuan formal.
Co-Authors Indra, Ahmad Perdana Lubis, Annisa Athaya Putri Maysarah, Maysarah Meliala, Dien Tambar Malem Monika, Sherli Nasution, Nurwadiyah NURUL HIDAYAH Ritonga, Joni Sandri Sabil, Muhammad Tuti Anggraini Vanessa Vanessa