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Journal : Jurnal Mantik

The influence of entrepreneurial thinking on the sustainability of small and medium enterprises in Sukabumi: the moderating role of social media Gunawan, Ce; Febriyanti, Intan Rike
Jurnal Mantik Vol. 8 No. 4 (2025): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i4.6015

Abstract

Small and Medium Enterprises (SMEs) play a crucial role in supporting and boosting economic growth in Indonesia.  In recent years, SMEs have been acknowledged as key drivers of job creation in both developing and developed nations.  This research plays a vital role in understanding entrepreneurial thinking to support the growth of SMEs. The purpose of this study is to examine the influence of entrepreneurial thinking on the small and medium enterprises sustainability and to analyze the moderating role of social media. This research employs quantitative methods. The measurement and structural models were evaluated using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the SmartPLS v.4.0 application to test the hypotheses based on data from a total of 379 respondents. The study found that entrepreneurial intuition, entrepreneurial alertness, and entrepreneurial turn have significantly effect on business sustainability. Social media moderate the effects of entrepreneurial intuition, entrepreneurial alertness, and entrepreneurial turn significantly effect on business sustainability. Entrepreneurial thinking enables the generation of new ideas and the implementation of innovative actions within small and medium businesses (SMEs). This mindset helps maintain and enhance the competitive position of businesses, creating a sustainable advantage in a challenging environment. Given the economic difficulties faced by Indonesia, the sustainability of SMEs is crucial to overcoming these challenges. Achieving this sustainability requires SMEs to first adopt and internalize entrepreneurial thinking processes
Technology adoption as a pathway to financial inclusion in the digital economy: A study of Indonesian SME’s Febriyanti, Intan Rike; Herdiani, Herni; Gunawan, Ce; Zahra, Zalfa Alifah
Jurnal Mantik Vol. 9 No. 4 (2026): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v9i4.6852

Abstract

Financial inclusion remains a pressing challenge for Indonesian MSMEs, with nearly 70% of enterprises still facing limited access to formal financial services. In the era of rapid digital transformation, the digital economy presents an opportunity to reduce this gap by enabling broader access through technology-driven platforms. This study aims to examine the influence of the digital economy on financial inclusion, as well as to investigate the mediating role of technology adoption based on the Technology Acceptance Model (TAM). Utilizing a quantitative research design, data were collected through a validated questionnaire from 350 MSME actors in Sukabumi, Indonesia. Structural Equation Modeling using Partial Least Squares (SEM-PLS) was applied to analyze both the measurement and structural models. The results reveal that the digital economy significantly affects both financial inclusion and technology adoption. Furthermore, technology adoption has a positive and significant impact on financial inclusion, and also serves as a partial mediator between the digital economy and financial inclusion. These findings underscore the critical role of behavioral acceptance in the successful implementation of digital financial services. This study contributes to the development of an integrated framework that combines structural and behavioral perspectives, offering practical insights for policymakers and digital service providers aiming to foster inclusive economic growth through technology-driven financial access.