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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Edu Cendikia: Jurnal Ilmiah Kependidikan Jurnal Pendidikan Sains dan Komputer Journal of Economic Education
Puspitaningrum, Yuliastuty
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ECONOMIC PROFICIENCY : THE NEXT LEVEL OF LITERACY IN DIGITAL AGE Riani, Lilia Pasca; Manik, Yuni Mariani; Puspitaningrum, Yuliastuty; Pangestika, Ratna Rosita
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.15395

Abstract

As we transition into the digital age, mastering economics becomes essential for navigating its opportunities and challenges. Economic proficiency involves effectively using economic concepts and terminology. This study aims to explore the key elements of economic proficiency, addressing the gap in detailed research on this critical skill set. This research design is a literature review with descriptive research type and qualitative approach. Data were obtained from a review of relevant previous research published in 86 national and international journals and official websites of credible institutions. Data analysis was carried out in 4 stages, 1) data collection, 2) data reduction, 3) data presentation, and 4) conclusion. The results showed that detected economic proficiency construct was conducted by 4 variables, 1) financial literacy was composed of 8 indicators, 2) economic literacy consisted of 8 indicators, 3) managerial literacy was formed by 7 indicators, and 4) decision-making and problem-solving consisted of 6 indicators.
ECONOMIC PROFICIENCY : THE NEXT LEVEL OF LITERACY IN DIGITAL AGE Riani, Lilia Pasca; Manik, Yuni Mariani; Puspitaningrum, Yuliastuty; Pangestika, Ratna Rosita
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 4 (2024): IJEBAR, VOL. 08 ISSUE 04, DECEMBER 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i4.15395

Abstract

As we transition into the digital age, mastering economics becomes essential for navigating its opportunities and challenges. Economic proficiency involves effectively using economic concepts and terminology. This study aims to explore the key elements of economic proficiency, addressing the gap in detailed research on this critical skill set. This research design is a literature review with descriptive research type and qualitative approach. Data were obtained from a review of relevant previous research published in 86 national and international journals and official websites of credible institutions. Data analysis was carried out in 4 stages, 1) data collection, 2) data reduction, 3) data presentation, and 4) conclusion. The results showed that detected economic proficiency construct was conducted by 4 variables, 1) financial literacy was composed of 8 indicators, 2) economic literacy consisted of 8 indicators, 3) managerial literacy was formed by 7 indicators, and 4) decision-making and problem-solving consisted of 6 indicators.
Determinan Perilaku Menabung dengan Perilaku Konsumtif sebagai Moderasi Puspitaningrum, Yuliastuty; Wahyudin, Agus; Pujiati, Amin
Jurnal Pendidikan Sains dan Komputer Vol. 5 No. 01 (2025): Call for Papers February 2025
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jpsk.v5i01.5449

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh literasi keuangan, sosial ekonomi orang tua, dan financial technology terhadap perilaku menabung dengan perilaku konsumtif sebagai moderasi pada mahasiswa pendidikan ekonomi Universitas Negeri Semarang angkatan 2021. Populasi dalam penelitian ini adalah mahasiswa Jurusan Pendidikan Ekonomi Universitas Negeri Semarang Angkatan 2021 yang aktif pada Tahun 2023. Jumlah sampel dalam penelitian ini adalah 205 mahasiswa dihitung menggunakan rumus Slovin dengan teknik pengambilan sampel proportionate stratified random sampling. Teknik pengumpulan data menggunakan kuesioner. Teknik analisis data menggunakan analisis statistik deskriptif dan analisis regresi moderasi. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap perilaku menabung sebesar 14,36%. Sedangkan, sosial ekonomi orang tua dan financial technology tidak berpengaruh terhadap perilaku menabung. Perilaku konsumtif tidak mampu memoderasi pengaruh literasi keuangan, sosial ekonomi orang tua, dan financial technology terhadap perilaku menabung. Saran yang dapat diberikan yaitu mahasiswa diharapkan tetap meningkatkan perilaku menabung, dapat mengurangi perilaku konsumtif dengan mengurangi pembelian produk karena tawaran hadiah apabila tidak terlalu membutuhkan, dapat meningkatkan literasi keuangannya agar lebih baik lagi terutama dalam hal pinjaman, investasi, dan asuransi.
Determinan Perilaku Menabung dengan Perilaku Konsumtif sebagai Moderasi Puspitaningrum, Yuliastuty; Wahyudin, Agus; Pujiati, Amin
Jurnal Pendidikan Sains dan Komputer Vol. 5 No. 01 (2025): Artikel Riset February 2025
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jpsk.v5i01.5449

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh literasi keuangan, sosial ekonomi orang tua, dan financial technology terhadap perilaku menabung dengan perilaku konsumtif sebagai moderasi pada mahasiswa pendidikan ekonomi Universitas Negeri Semarang angkatan 2021. Populasi dalam penelitian ini adalah mahasiswa Jurusan Pendidikan Ekonomi Universitas Negeri Semarang Angkatan 2021 yang aktif pada Tahun 2023. Jumlah sampel dalam penelitian ini adalah 205 mahasiswa dihitung menggunakan rumus Slovin dengan teknik pengambilan sampel proportionate stratified random sampling. Teknik pengumpulan data menggunakan kuesioner. Teknik analisis data menggunakan analisis statistik deskriptif dan analisis regresi moderasi. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap perilaku menabung sebesar 14,36%. Sedangkan, sosial ekonomi orang tua dan financial technology tidak berpengaruh terhadap perilaku menabung. Perilaku konsumtif tidak mampu memoderasi pengaruh literasi keuangan, sosial ekonomi orang tua, dan financial technology terhadap perilaku menabung. Saran yang dapat diberikan yaitu mahasiswa diharapkan tetap meningkatkan perilaku menabung, dapat mengurangi perilaku konsumtif dengan mengurangi pembelian produk karena tawaran hadiah apabila tidak terlalu membutuhkan, dapat meningkatkan literasi keuangannya agar lebih baik lagi terutama dalam hal pinjaman, investasi, dan asuransi.
Determinants of Saving Behavior With Consumptive Behavior as Moderation Puspitaningrum, Yuliastuty; Wahyudin, Agus; Pujiati, Amin
Journal of Economic Education Vol. 13 No. 1 (2024): June 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v13i1.28333

Abstract

The purpose of this study was to analyze the influence of financial literacy, parental socio-economics, and financial technology on saving behavior with consumptive behavior as moderation in economic education students at Semarang State University in 2021. The population in this study were students of the Department of Economics Education at Semarang State University in the class of 2021. The number of samples in this study was calculated using the Slovin formula with a proportionate stratified random sampling technique. Data collection techniques using a questionnaire. Data analysis techniques include descriptive statistical analysis and moderation regression analysis. The results of the study show that financial literacy has a positive and significant effect on saving behavior (14.36%). Meanwhile, parents' social economy and financial technology have no effect on saving behavior. Consumptive behavior is not able to moderate the influence of financial literacy, parents' socio-economic status, and financial technology on saving behavior. Suggestions that can be given are that students are expected to continue to increase saving behavior, can reduce consumptive behavior by reducing product purchases because of offering gifts when they don't really need them, and can increase their financial literacy so that it is even better, especially in terms of loans, investments, and insurance.
Effectiveness of Using Barcode Scanner-Based Student Attendance to Improve Student Discipline at Madrasah Aliyah Assalafiyyah Mlangi Ratna Rosita Pangestika; Manik, Yuni Mariani; Rinjani, Afifah Qodri; Muhanik, Farah Mufti; Isnawati, Dian; Puspitaningrum, Yuliastuty
Edu Cendikia: Jurnal Ilmiah Kependidikan Vol. 4 No. 02 (2024): Artikel Riset Edisi Agustus 2024
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/educendikia.v4i02.4722

Abstract

Based on a preliminary study conducted by researchers, the use of attendance technology utilizing a barcode scanner at MA Assalafiyyah Mlangi has been in place since 2020. The researchers are interested in examining whether barcode scanner-based attendance is effective in improving student discipline. Therefore, they plan to conduct a study entitled The Effectiveness of Barcode Scanner-Based Student Attendance in Enhancing Student Discipline at Madrasah Aliyah Assalafiyyah Mlangi, The method used in this research is a quantitative approach. The subjects of this research were all students of Classes X, XI and XII MA Assalafiyyah Mlangi. The sample used was 70 students from the entire population. The sampling technique uses simple random sampling. Data collection techniques use questionnaires interviews, and documentation. Validity testing was carried out using Pearson product moment with reliability testing values ??using Cronbach's Alpha (?). Data were analyzed using linear regression analysis using the SPSS 22.0 for Windows program. The research results show that: barcode scanner based attendance (X) is effective and has a significant influence on student discipline (Y), which is reflected in the t count of 10.983 with a significance level of 0.000. The barcode scanner based presence coefficient value is 0.923 Based on these values, it can be concluded that attendance using a barcode scanner system is effective in improving student discipline at MA Assalafiyyah Mlangi. Barcode scanner-based attendance is effective in increasing student discipline with a high discipline percentage of 90%, Barcode scanner makes it easier for its users, both students, teachers and employees at MA Assalafiyyah.
Co-Authors Agus Wahyudin Amin Pujiati Isnawati, Dian Lilia Pasca Riani Manik, Yuni Mariani Muhanik, Farah Mufti Ratna Rosita Pangestika Ratna Rosita Pangestika Rinjani, Afifah Qodri