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All Journal Syarikat : Jurnal Rumpun Ekonomi Syariah Hawa : Jurnal Pemberdayaan Dan Pengabdian Masyarakat (HAWAJPPM)
Ficha Melina
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Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

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Analysis Of Knowledge And Interest of Micro Business Actors In Sharia Business Loans PT. Sharia Pawn Marina Zulfa; Ficha Melina; Boy Syamsul Bakhri; Nurul Muyasaroh
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 7 No. 2 (2024): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2024.vol7(2).20659

Abstract

Loans at Sharia Pawnshops for micro businesses are a solution to meet capital and economic needs without violating sharia principles. This institution is designed to apply the principles of sharia economics in financial services, especially in small business financing. Riba is prohibited in every transaction, and profits must be obtained in accordance with sharia law. Sharia Pawnshops also support zakat obligations and play a role in empowering micro businesses through halal and fair financing.  This study aims to analyze the level of knowledge and interest of micro business actors in sharia business loans at PT. Sharia Pawnshop. This study evaluates how the understanding of micro business actors regarding sharia principles and Islamic financial products offered by Sharia Pawnshops affects their interest in using this service. This research is quantitative descriptive with a sample of 100 micro business actors from the city of Pekanbaru.  The study found that there was a significant relationship between knowledge and interest in decision-making. This means that the more knowledge a person has about business and finance, the more likely they are to be interested in borrowing money at a sharia pawnshop.
PENGENALAN PRODUK LEMBAGA KEUANGAN SYARIAH DI KELURAHAN TANGKERANG BARAT KOTA PEKANBARU Ficha Melina; Zulfa, Marina; Zulkifli; Hamzah; Muyasaroh, Nurul
Hawa : Jurnal Pemberdayaan Dan Pengabdian Masyarakat Vol. 1 No. 2 (2023): Agustus 2023 Hawa : Jurnal Pemberdayaan Dan Pengabdian Masyarakat (HAWAJPPM)
Publisher : Yayasan Wayan Marwan Pulungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69745/hawajppm.v1i2.35

Abstract

Pengabdian ini berjudul: Pengenalan Produk Lembaga Keuangan Syariah Di Kelurahan Tangkerang Barat. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan kontribusi berupa pengetahuan dan menambah wawasan kepada kelompok ibu rumah tangga tentang pentingnya pengetahuan tentang produk Lembaga keuangan, yang berlandasakan syariah yakni perbankan syariah serta produk-produk yang terdapat didalamnya. Diharapkan dengan instrument produk-produk Lembaga keuangan syraiah ini dapat menjadi kekuatan baru ekonomi syariah di lingkungan masyarakat demi meningkatkan ekonomi masyarakat jauh lebih baik berlandaskan prinsip syariah. Kegiatan pengabdian ini kami laksanakan di kelurahan Tangkerang Barat Kecamatan Marpoyan Damai Kota Pekanbaru dengan Metode yang digunakan ada 4 tahap yaitu diskusi atau wawancara, observasi, menyampaikan surat kesediaan menjadi mitra dan penyuluhan atau sosialisasi. Adapun hasil dari kegiatan pengabdian ini yaitu untuk memberikan wawasan serta pengetahuan terkait produk-produk lembaga keuangan syariah kepada ibu-ibu RT 01 RW 012 Kelurahan Tangkerang Barat Kota Pekanbaru.
Co-Authors Boy Syamsul Bakhri Hamzah Marina Zulfa Muyasaroh, Nurul Nurul Muyasaroh Zulfa, Marina Zulkifli