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All Journal JURNAL PENDIDIKAN TAMBUSAI Innovative: Journal Of Social Science Research
Siregar, Usnul Marisa
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Humanities Computer Science & IT Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Penerapan Metode Seleksi Maju dan Metode Penyisihan untuk Analisis Faktor Penentu Impor Beras BULOG di Sumatera Utara Purba, Mutia Agustin; Siregar, Usnul Marisa; Sinaga, Roberto Karlos; Hasibuan, Febriyanti; Fitriyani; Chairunisah
Innovative: Journal Of Social Science Research Vol. 5 No. 1 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i1.17024

Abstract

This research aims to examine the factors that influence BULOG’S rice imports in North Sumatra using the forward selection and backward elimination. This research focuses on the factor that influence the amount of rice imports considering how important rice is as a staple food in Indonesia. The data used in this research is secondary data on rice imports in 2010-2020 provided by the North Sumatra Province Central Statistics Agency. The analysis findings show that, with a combined contribution of 96.5%, BULOG’S rice output and stocks are the main element that have a large impact on the volume of rice imports. This research provides an important contribution in formulating the dynamics of rice imports to North Sumatra which can serve as a guide for developing food security polices.
Analisis Efisiensi Total Pembayaran Kredit Motor dengan Suku Bunga Tunggal dan Anuitas Purba, Mutia Agustin; Lubis, Rhamanda Ardiansyah; Siregar, Usnul Marisa
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk membandingkan efisiensi total pembayaran kredit kendaraan bermotor antara metode suku bunga flat dan anuitas. Penelitian dilakukan melalui simulasi perhitungan berdasarkan data kredit motor Vario 160 ABS dengan parameter cicilan selama 35 bulan, uang muka sebesar Rp5 juta, dan angsuran bulanan Rp1.138.000. Hasil analisis menunjukkan bahwa metode anuitas lebih efisien dibandingkan metode suku bunga flat. Total bunga metode anuitas lebih rendah (Rp11.614.213) dibandingkan dengan metode bunga flat (Rp12.233.340). Dengan memahami perbedaan ini, konsumen dapat memilih skema pembayaran yang lebih sesuai dengan kebutuhan finansial mereka. Penelitian ini juga diharapkan dapat memberikan panduan bagi lembaga pembiayaan dalam merancang produk kredit yang lebih kompetitif.
Co-Authors Angelyca Chairunisah Fitriyani Hasibuan, Febriyanti Lubis, Rhamanda Ardiansyah Manulang, Sudianto Nainggolan, Dina Olivia Nasution, Alvi Sahrin Purba, Mutia Agustin Sinaga, Roberto Karlos