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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang General Multidisciplinary Research Journal Journal of Financial and Business Journal of Community Service and Empowerment
Muhammad Arif
Universitas Pahlawan Tuanku Tambusai
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences

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Improving Islamic Financial Literacy of Students of PPMTI Tanjung Berulak through a Participatory Education Program Based on Counseling Mifta Hasda; Saru Reza; Hidayat Hidayat; Zubaidah Assyifa; Muhammad Arif
Journal of Community Service and Empowerment Vol. 2 No. 2 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i2.55

Abstract

This community service activity was carried out at the Madrasah Tarbiyah Islamiah Islamic Boarding School (PPMTI) Tanjung Berulak with the theme "Introduction to Sharia Finance as a Solution for Islamic Financial Management through a Participatory Education Program Based on Counseling." This program aims to increase students' understanding and awareness of the concepts and practices of sharia financial management as an alternative financial management in accordance with Islamic principles. The activity is designed to equip students not only with normative Islamic knowledge, but also with the application skills in applying sharia financial principles, particularly through an introduction to the systems and products of sharia financial institutions such as Sharia Banks. The activity stages began with preparation that included coordination with the boarding school management, preparation of educational materials, and development of supporting media in the form of presentation materials. The activity was attended by grade XII students with a participatory counseling approach through interactive lectures, discussions, and questions and answers. This approach provides space for students to actively participate, explore understanding, and relate the material to the context of everyday life. The results of the activity demonstrate an increased understanding among students of the urgency of Islamic financial management, as well as a growing interest and enthusiasm for implementing Islamic financial principles in their personal and social lives. This program is expected to encourage students to become agents of Islamic financial literacy in their communities, supporting the creation of an Islamic and sustainable society.
Strategies for Writing Interesting and Informative Book Reviews to Build Social Awareness Wahyu Febri Ramadhan Sudirman; Paisal Paisal; Syafnur Muhammad Rizki; Muhammad Arif
Journal of Community Service and Empowerment Vol. 2 No. 2 (2026)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i2.60

Abstract

The development of digital technology and social media has influenced the literacy patterns of Generation Z, which tend to reduce in-depth reading habits and critical thinking skills. This condition has resulted in a low social awareness among the younger generation in responding to increasingly complex social issues. One potential critical literacy strategy to address this problem is writing book reviews, as it can train analytical skills, reflection, and the systematic delivery of ideas. However, the skill of writing engaging and informative reviews remains a challenge due to a lack of mentoring and the perception that book reviews are academic and lack context. This community service activity aims to provide training and practical guidance to Generation Z in writing critical book reviews relevant to social issues. The methods used included material delivery, interactive discussions, and review writing practice. The results of the activity demonstrated an increased understanding of the structure, techniques, and function of book reviews as a medium for social reflection. This activity is expected to foster a culture of critical literacy and strengthen Generation Z's social awareness through educational, communicative, and responsible writing.
Penyuluhan Literasi Digital Dalam Mencegah Perilaku Disinformasi Dalam Kehiduapan Bermasyarkat Pada Guru SMP Wahyu Febri Ramadhan Sudirman; Hidayat Hidayat; Syafnur Muhammad Rizki; Muhammad Arif
Journal of Community Service and Empowerment Vol. 2 No. 1 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/jcse.v2i1.44

Abstract

This community service activity aims to improve the understanding and skills of digital literacy among junior high school (SMP) teachers, with a focus on the wise, safe, and ethical use of social media. In today's digital era, teachers' roles are not only as instructors in the classroom but also as role models in a healthy digital ecosystem. Through this outreach, participants were provided with an understanding of the basic concepts of digital literacy, the risks and challenges in the digital space, and strategies for using social media to support learning and shape student character. The activity's implementation methods included material delivery, interactive discussions, and case simulations. The results of the activity showed a significant increase in teachers' knowledge and awareness of the importance of digital literacy, as well as a change in attitudes toward more responsible online activities. This activity is expected to be the first step in building a positive digital culture in the school environment and encourage teachers to become agents of digital literacy amidst the rapid flow of digital information today.
Implementation of the Financial Inclusion Concept in the Zakat Payment System at BAZNAS Kampar Regency Mifta Hasda; Saru Reza; Muhammad Arif; Binda Rahma Cahyani
General Multidisciplinary Research Journal Vol. 2 No. 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63453/general.v2i2.47

Abstract

Introduction:This study explores the implementation of inclusive zakat payment systems at the National Zakat Agency (BAZNAS) in Kampar Regency. Inclusive zakat payment aims to provide broader and easier access for muzakki (zakat payers) in fulfilling their zakat obligations, both through direct and digital channels. This initiative supports financial inclusion by integrating zakat management into accessible and innovative financial services. Methods:The research employed a qualitative approach. Data were obtained through interviews with key informants, including BAZNAS leaders in Kampar Regency, as well as secondary data from relevant literature, reports, and official documents. data analysis using the Miles and Huberman 1994 approach. The analysis focused on understanding the implementation process, accessibility, and service quality of zakat payment mechanisms. Results:The findings indicate that zakat payment access in Kampar Regency is relatively easy and affordable. Muzakki can pay zakat directly at the BAZNAS office, through nearby UPZ (Zakat Units), or via digital platforms. BAZNAS offers various zakat products tailored to the needs of the payers. Additionally, the competence and service quality of amil (zakat officers) are crucial factors influencing effective implementation. The inclusive approach has also contributed to an increase in the total amount of zakat collected in the region. Conclusion and Suggestion: The implementation of inclusive zakat payments at BAZNAS Kampar has successfully expanded access and improved the efficiency of zakat collection. To sustain and enhance these outcomes, BAZNAS is encouraged to continuously develop digital payment innovations, strengthen amil training, and promote public awareness campaigns about the benefits of zakat inclusion.
RAGAM MODEL PEMBELAJARAN DALAM KURIKULUM SD: DARI PENDEKATAN KONVENSIONAL MENUJU PEMBELAJARAN INOVATIF BERBASIS KOMPETENSI Romi Laspita; Dewi Andini; Muhammad Arif; Atiyah Qonitah; Lili Mulyanti; Raudhatul Hasanah; Syava Firdania; Natasya Az-zahra Nelzira; Nurul Atikah; Rasti Wulandari; Nayla Nabilla; Resya Putri Insani
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 2, Juni 2026 Release
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.16645

Abstract

Learning models constitute the conceptual framework that determines the direction and quality of the teaching and learning process in the classroom. At the elementary school level, selecting the appropriate learning model is a critical factor in realizing the goals of the Freedom to Learn Curriculum (Kurikulum Merdeka), which is oriented toward the holistic development of the Pancasila Student Profile. This article aims to comprehensively review various learning models relevant to the elementary school curriculum context, encompassing: (1) conventional learning models and their enduring relevance; (2) innovative constructivist-based learning models, including Cooperative Learning, Problem-Based Learning (PBL), and Project-Based Learning (PjBL); and (3) competency-based learning approaches within the Kurikulum Merdeka framework. The study was conducted through systematic literature review of scientific sources from SINTA-accredited journals and educational reference books published between 2006 and 2024. The findings indicate that no single learning model is universally superior across all conditions. Each model possesses distinct theoretical foundations, implementation procedures, strengths, and limitations depending on the learning context. An effective elementary school teacher is one who possesses broad pedagogical literacy capable of reading classroom characteristics and selecting and combining learning models appropriately and adaptively. This article is expected to serve as a useful academic reference for PGSD students and elementary education practitioners in developing their pedagogical competence.
Two Sides: Development of Non-Bank Islamic Financial Institutions in Indonesia Binda Rahma Cahyani; Muhammad Arif; Wahyu Febri Ramadhan Sudirman; Rinda Fithriyana; Saru Reza
Journal of Financial and Business Vol 1 No 2 (2025)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jfb.v1i2.29

Abstract

This study aims to identify challenges and opportunities in developing Non-Bank Islamic Financial Institutions (LKSNB) in Indonesia. With the increasing public interest in Sharia-based financial services, LKSNB has great potential to become an important pillar in supporting the growth of the sharia economy. The research method used is literature study and descriptive analysis, regarding secondary data from various reports of related institutions and academic literature. The results of the study indicate that the main challenges faced by LKSNB include low sharia financial literacy among the public, regulations that do not fully support the development of LKSNB, and limited human resources who have special competence in the field of sharia finance. On the other hand, great opportunities arise from the growth of the global sharia economy, government support through various policies, and increasing public awareness of the importance of a financial system based on sharia principles.
Co-Authors Atiyah Qonitah Binda Rahma Cahyani Dewi Andini Hidayat Hidayat Lili Mulyanti Mifta Hasda Natasya Az-zahra Nelzira Nayla Nabilla Nurul Atikah Paisal Paisal Rasti Wulandari Raudhatul Hasanah Resya Putri Insani Rinda Fithriyana Romi Laspita Saru Reza Syafnur Muhammad Rizki Syava Firdania Wahyu Febri Ramadhan Sudirman Zubaidah Assyifa