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All Journal Jurnal CENDIKIA ISNU ISNU Nine-Star Multidisciplinary Journal (INS9MJ) Jurnal Cendikia ISNU SU
Annisa Octavia
Universitas Islam Negeri Sumatera Utara
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Implementation of Corporate Legal Liability for Work Accidents in the Perspective of Occupational Safety and Health (K3): A Case Study on PT Hari Sawit Jaya Negeri Lama Andina Resty; Dea Fadila; Farida Hanum fajrianti; Annisa Octavia; Khairul Ali Harahap
Jurnal Cendikia ISNU SU Vol. 1 No. 1 (2024): Vol 1. No 1 Mei 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v1i2.243

Abstract

Work accidents are one of the important issues in industrial relations because they are directly related to the fulfillment of workers' rights to occupational safety and health protection (K3). In the oil palm plantation sector, which has a high level of occupational risk, companies have a legal obligation to create a safe working environment and be responsible for workers in the event of a work accident. The problems in this study focus on the implementation of the company's legal obligations in the implementation of K3 and the form of legal liability of PT Hari Sawit Jaya Negeri Lama for work accidents that occur in the company's environment. This study aims to analyze the implementation of company obligations based on the provisions of Law Number 13 of 2003 concerning Manpower and Law Number 1 of 1970 concerning Occupational Safety and to find out the form of legal protection provided to workers who are victims of work accidents. The research method used is empirical legal research with a statutory approach and a case approach. The research data was obtained through field research in the form of interviews with workers and former workers of PT Hari Sawit Jaya Negeri Lama, then analyzed qualitatively by connecting field facts and applicable legal provisions. The results of the study show that PT Hari Sawit Jaya Negeri Lama has carried out its legal responsibilities through the provision of occupational safety facilities, K3 training, the implementation of safety procedures, and the provision of protection through BPJS Ketenagakerjaan. However, the company's responsibility is not only limited to providing guarantees after an accident occurs, but also includes efforts to prevent and improve the work safety system on an ongoing basis. In conclusion, PT Hari Sawit Jaya Negeri Lama has fulfilled most of its legal obligations in worker protection, although optimizing the implementation of K3 is still needed to minimize the risk of work accidents.
Legal Analysis of the OJK's Role in Rejecting Insurance Policy Claims by Customers Sepia Walandari; Sinvani Dinda Sitepu; Daffa Akmal Manurung; Bagus Herlambang; Annisa Octavia
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 2 (2025): ISNU Nine Star September 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i2.806

Abstract

Insurance is an institution that functions to mitigate various risks that may occur in the future. Therefore, insurance plays a crucial role in providing protection to policyholders. One of the challenges that frequently arise in insurance practice is the rejection of claims submitted by customers to insurance companies, which are usually accompanied by various reasons from the company. In this case, the existence of the Financial Services Authority (OJK) is very helpful for customers in resolving issues related to claim rejections. Based on Law Number 21 of 2011 concerning the Financial Services Authority, this institution not only serves as a facilitator of consumer protection and mediation, but also plays an active role in legal defense for customers. The OJK's role in resolving disputes over insurance claims rejected by insurance companies includes acting as a mediator in the deliberation process to reach a consensus between the customer and the insurance company, as well as acting as a supervisor to ensure the outcome of the agreement. However, in carrying out its functions, the OJK faces a number of non-legal obstacles, both internal and external. This research uses literature review and legal analysis to help provide results in addressing this issue. Some of these obstacles include the lack of clarity in customer complaints, incomplete supporting documents, and minimal information that can be obtained.
Implementation of Corporate Legal Liability for Work Accidents in the Perspective of Occupational Safety and Health (K3): A Case Study on PT Hari Sawit Jaya Negeri Lama Andina Resty; Dea Fadila; Farida Hanum fajrianti; Annisa Octavia; Khairul Ali Harahap
Jurnal Cendikia ISNU SU Vol. 1 No. 1 (2024): Vol 1. No 1 Mei 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v1i2.243

Abstract

Work accidents are one of the important issues in industrial relations because they are directly related to the fulfillment of workers' rights to occupational safety and health protection (K3). In the oil palm plantation sector, which has a high level of occupational risk, companies have a legal obligation to create a safe working environment and be responsible for workers in the event of a work accident. The problems in this study focus on the implementation of the company's legal obligations in the implementation of K3 and the form of legal liability of PT Hari Sawit Jaya Negeri Lama for work accidents that occur in the company's environment. This study aims to analyze the implementation of company obligations based on the provisions of Law Number 13 of 2003 concerning Manpower and Law Number 1 of 1970 concerning Occupational Safety and to find out the form of legal protection provided to workers who are victims of work accidents. The research method used is empirical legal research with a statutory approach and a case approach. The research data was obtained through field research in the form of interviews with workers and former workers of PT Hari Sawit Jaya Negeri Lama, then analyzed qualitatively by connecting field facts and applicable legal provisions. The results of the study show that PT Hari Sawit Jaya Negeri Lama has carried out its legal responsibilities through the provision of occupational safety facilities, K3 training, the implementation of safety procedures, and the provision of protection through BPJS Ketenagakerjaan. However, the company's responsibility is not only limited to providing guarantees after an accident occurs, but also includes efforts to prevent and improve the work safety system on an ongoing basis. In conclusion, PT Hari Sawit Jaya Negeri Lama has fulfilled most of its legal obligations in worker protection, although optimizing the implementation of K3 is still needed to minimize the risk of work accidents.
Co-Authors Aldris Mulya Putra Andina Resty Bagus Herlambang Daffa Akmal Manurung Dea Fadila Farida Hanum fajrianti Khairul Ali Harahap Sepia Walandari Sinvani Dinda Sitepu