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Misuse of the Concept of Loyalty as a Legitimacy of Wage Rights Violations and Working Time Restrictions: An Analysis of Labor Law Protection in Indonesia Sepia Walandari; Nadhila safira; Rheny windi Nabila; Mirza Nasution
Jurnal Cendikia ISNU SU Vol. 1 No. 2 (2024): Vol 1. No 2 Sept 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v1i2.245

Abstract

The development of modern work culture has given birth to the phenomenon of abuse of the concept of loyalty which is often used as legitimacy to justify the provision of work outside the normal working time limit without the fulfillment of the right to overtime wages. This condition creates an imbalance in employment relations and has the potential to ignore the normative rights of workers guaranteed by labor law. This study aims to analyze the legal protection of wage rights and work time restrictions and examine the abuse of the concept of loyalty as a form of legitimacy of violations of workers' rights in labor relations in Indonesia. This study uses a legal research method with a normative juridical approach supported by an empirical juridical approach. Data was obtained through literature studies of laws and regulations, books, scientific journals, and relevant legal documents, then analyzed qualitatively using descriptive-analytical methods. The results of the study show that the provisions regarding working time, overtime, and wages have been comprehensively regulated in laws and regulations, but their implementation has not been fully effective due to the development of a work culture that identifies loyalty with a willingness to work indefinitely and without proper compensation. This practice shifts the meaning of loyalty from ethical values to an instrument of exploitation that is contrary to the principle of labor law protection. This study concludes that loyalty cannot be used as an excuse to reduce or eliminate workers' normative rights. Therefore, it is necessary to strengthen labor supervision and develop a culture of industrial relations that places the protection of workers' rights as an integral part of increasing company productivity.
Legal Analysis of the OJK's Role in Rejecting Insurance Policy Claims by Customers Sepia Walandari; Sinvani Dinda Sitepu; Daffa Akmal Manurung; Bagus Herlambang; Annisa Octavia
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 2 (2025): ISNU Nine Star September 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i2.806

Abstract

Insurance is an institution that functions to mitigate various risks that may occur in the future. Therefore, insurance plays a crucial role in providing protection to policyholders. One of the challenges that frequently arise in insurance practice is the rejection of claims submitted by customers to insurance companies, which are usually accompanied by various reasons from the company. In this case, the existence of the Financial Services Authority (OJK) is very helpful for customers in resolving issues related to claim rejections. Based on Law Number 21 of 2011 concerning the Financial Services Authority, this institution not only serves as a facilitator of consumer protection and mediation, but also plays an active role in legal defense for customers. The OJK's role in resolving disputes over insurance claims rejected by insurance companies includes acting as a mediator in the deliberation process to reach a consensus between the customer and the insurance company, as well as acting as a supervisor to ensure the outcome of the agreement. However, in carrying out its functions, the OJK faces a number of non-legal obstacles, both internal and external. This research uses literature review and legal analysis to help provide results in addressing this issue. Some of these obstacles include the lack of clarity in customer complaints, incomplete supporting documents, and minimal information that can be obtained.
Misuse of the Concept of Loyalty as a Legitimacy of Wage Rights Violations and Working Time Restrictions: An Analysis of Labor Law Protection in Indonesia Sepia Walandari; Nadhila safira; Rheny windi Nabila; Mirza Nasution
Jurnal Cendikia ISNU SU Vol. 1 No. 2 (2024): Vol 1. No 2 Sept 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v1i2.245

Abstract

The development of modern work culture has given birth to the phenomenon of abuse of the concept of loyalty which is often used as legitimacy to justify the provision of work outside the normal working time limit without the fulfillment of the right to overtime wages. This condition creates an imbalance in employment relations and has the potential to ignore the normative rights of workers guaranteed by labor law. This study aims to analyze the legal protection of wage rights and work time restrictions and examine the abuse of the concept of loyalty as a form of legitimacy of violations of workers' rights in labor relations in Indonesia. This study uses a legal research method with a normative juridical approach supported by an empirical juridical approach. Data was obtained through literature studies of laws and regulations, books, scientific journals, and relevant legal documents, then analyzed qualitatively using descriptive-analytical methods. The results of the study show that the provisions regarding working time, overtime, and wages have been comprehensively regulated in laws and regulations, but their implementation has not been fully effective due to the development of a work culture that identifies loyalty with a willingness to work indefinitely and without proper compensation. This practice shifts the meaning of loyalty from ethical values to an instrument of exploitation that is contrary to the principle of labor law protection. This study concludes that loyalty cannot be used as an excuse to reduce or eliminate workers' normative rights. Therefore, it is necessary to strengthen labor supervision and develop a culture of industrial relations that places the protection of workers' rights as an integral part of increasing company productivity.