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All Journal Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Siske Tontong
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Teknologi Blockchain Terhadap Model Bisnis Tradisional: Potensi dan Tantangan Siske Tontong; Hugo Prasetyo Winotoatmojo; Clora Widya Brilliana; Dyah Ayu Suryaningrum; Tribowo Rachmat Fauzan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7127

Abstract

This study aims to determine the influence of blockchain technology on traditional business models: potential and challenges. Through quantitative methods with a descriptive approach. Data collection techniques used are questionnaires, interviews, observations and written notes. Then analyzed using statistical methods. Descriptive and inferential statistical data analysis methods. The findings in this study are that blockchain technology has significant potential and benefits for traditional businesses, including increasing operational efficiency, data security, transparency and accountability, and reducing operational costs. However, the implementation of blockchain technology is highly dependent on the ability of traditional businesses to overcome several challenges such as regulatory compliance challenges, acceptance and adaptation, smart contract implementation, and interoperability.
Pengaruh Teknologi Blockchain Terhadap Model Bisnis Tradisional: Potensi dan Tantangan Siske Tontong; Hugo Prasetyo Winotoatmojo; Clora Widya Brilliana; Dyah Ayu Suryaningrum; Tribowo Rachmat Fauzan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7127

Abstract

This study aims to determine the influence of blockchain technology on traditional business models: potential and challenges. Through quantitative methods with a descriptive approach. Data collection techniques used are questionnaires, interviews, observations and written notes. Then analyzed using statistical methods. Descriptive and inferential statistical data analysis methods. The findings in this study are that blockchain technology has significant potential and benefits for traditional businesses, including increasing operational efficiency, data security, transparency and accountability, and reducing operational costs. However, the implementation of blockchain technology is highly dependent on the ability of traditional businesses to overcome several challenges such as regulatory compliance challenges, acceptance and adaptation, smart contract implementation, and interoperability.
PERAN BUDAYA KEUANGAN DALAM MEMEDIASI PENGARUH KEARIFAN LOKAL TERHADAP PENGENTASAN KEMISKINAN Abu Bakar; Longginus Gelatan; Siske Tontong; Muh. Al-Azhar Jamaluddin
Bina Ekonomi Vol. 30 No. 1 (2026): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26593/52s0bq26

Abstract

The increasing poverty rate in Mimika Regency indicates that the wealth of natural resources, particularly from the mining sector, has not significantly impacted the welfare of the community, especially the Amungme and Kamoro tribes as indigenous people. This condition reflects the limitations of conventional development models that do not integrate local wisdom with the modern economic system that tends to be individualistic. In fact, local wisdom has the potential to support sustainable resource management, but is often marginalized by the dominance of market logic. Therefore, this study is relevant to examine the role of financial culture as a bridge in transforming local values ​​into a more inclusive poverty alleviation strategy. This study aims to analyze the influence of local wisdom on poverty alleviation and examine the role of financial culture as a mediating variable. The research method used explanatory research with a quantitative approach through the distribution of questionnaires to 100 respondents selected purposively. Data were analyzed using Structural Equation Modeling–Partial Least Square (SEM-PLS). The results showed that local wisdom significantly influences financial culture, but does not directly influence poverty alleviation. Conversely, financial culture significantly influences poverty alleviation and is proven to mediate the relationship between local wisdom and poverty alleviation. These findings emphasize the importance of internalizing local wisdom through sound financial practices as the basis for a more effective, inclusive, and sustainable poverty alleviation strategy.
Co-Authors Abu Bakar Ayu Febbriyanti Clora Widya Brilliana Dyah Ayu Suryaningrum Hugo Prasetyo Winotoatmojo Longginus Gelatan Muh. Al-Azhar Jamaluddin Tribowo Rachmat Fauzan WULANDARI