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Tanggung Jawab Pihak Bank atas Kesalahan Sistem Komputerisasi Kartu ATM pada Bank Mandiri Ditinjau dari Ketentuan Perlindungan Nasabah Syahrial; Maya Intan Pratiwi; Rian Prayudi Saputra
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 2 No. 3 (2024): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 2 Nomor 3 October 2024 - J
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v2i3.69

Abstract

In serving and providing these services, banks provide computer-based facilities that are indicators, not only of progress in banking itself but also of business competition between banks that also contribute to improving the country's economy. Related to computer-based services, one of the objects is ATM facilities. ATM stands for Automatic Teller Machine or Automated Teller Machine which in Indonesia can also be interpreted as Anjungan Tunai Mandiri, is one manifestation of a computerized system that is part of banking information system technology. From the results of the study, it can be concluded that banks as institutions that work based on public trust, have a very strategic role and position in national development. The main function of banks is to collect and distribute funds to the community, so that banks are actually intermediary institutions. As a financial intermediary institution, banks become intermediaries between parties with excess funds (surplus of fouds) with parties who lack/need funds (lack of fouds). And the form of bank accountability itself is realized by resolving cases administratively and also replacing losses experienced by customers. For customers of 1 bank, they are required to replace their ATM cards with new ones so that they can be used by the person concerned. For customers 2 banks are required to compensate for losses in accordance with the losses experienced by customer 2.
Pelaksanaan Strategi Komunikasi Badan Pelayanan Terpadu dan Penanaman Modal dalam Menerapkan Kebijakan Sistem One Stop Service pada Masyarakat Kota Pekanbaru: Penelitian Syahrial; Rian Prayudi Saputra; Maya Intan Pratiwi
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2007

Abstract

One Stop Service (OSS) is a government program aimed at improving public services, streamlining licensing and non-licensing bureaucracy, and promoting good governance. Based on the research findings, the communication strategy of the Integrated Licensing and Investment Agency (BPTPM) of Pekanbaru City in implementing the OSS system includes planning communicators and communication targets, planning the audience, crafting communication messages, and selecting appropriate media for delivering the OSS policy to the public. Business licensing procedures in Riau Province must comply with existing regulations, namely Regional Regulation No. 8 of 2012 on Nuisance Permit Retribution and Regional Regulation No. 3 of 2002 on Public Entertainment. Investment opportunities in Riau include the Tenayan Industrial Zone, the development of Lembah Sari Artificial Lake/Bandar Khayangan, and the construction of a goods/cargo terminal.
Kajian Hukum Pidana Terhadap Tindak Pidana Penyalahgunaan Narkotika yang Dilakukan Anggota TNI Dihubungkan dengan Pasal 103 KUHP Syahrial; Maya Intan Pratiwi; Rian Prayudi Saputra
Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Vol. 3 No. 2 (2025): Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial Volume 2 Nomor 2 June - September
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/pchukumsosial.v3i2.139

Abstract

The regulation of military criminal law is subject to the KUHPM and also to criminal laws outside the KUHPM, including Law No. 35 of 2009 on Narcotics. The KUHPM does not explicitly regulate narcotics abuse; therefore, military courts apply Article 2 of the KUHP, which applies to all offenders, whether civilian or military. The principle of lex specialis derogate legi generalis applies, meaning the Narcotics Law, as a special regulation, takes precedence over the KUHP. Principal penalties are imposed based on Article 10(a) of the KUHP and Article 6(a) of the KUHPM, while additional penalties such as dismissal refer to Article 26 of the KUHPM. This article is mutatis mutandis, meaning it can be applied by the judge without being proven as an element of the offense. Judges have discretion in determining sentences but must base their decisions on complete considerations. If such considerations are lacking, the Supreme Court may annul the verdict. Case analysis shows that judges place greater emphasis on juridical considerations based on trial facts and statutory provisions.