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All Journal Journal of Financial, Business and Economics Jurnal Manajemen Bisnis dan Keuangan
Shadriyah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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Peran BUMDes dalam Pengembangan Potensi Ekonomi Melalui Penanaman Jagung (Studi Pada BUMDes Desa Cege Kecamtan Mare) Kasnaini; Sitti Nikmah Marzuki; Shadriyah
Journal Financial, Business and Economics Vol. 2 No. 2 (2024): Journal Financial, Business and Economics
Publisher : Journal Financial, Business and Economics

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Abstract

This study aims to examine the role of Village-Owned Enterprises (BUMDes) in developing economic potential through corn cultivation and its impact on the economic development of the community in Cege Village, Mare District. This research employs a qualitative approach, utilizing observation and interviews for data collection. The data sources include both primary and secondary data, which are processed through several stages: data collection, data reduction, data presentation, and conclusion drawing. The findings indicate that BUMDes plays a crucial role as a facilitator in enhancing the economic potential of Cege Village through corn cultivation. This role is reflected in the provision of financial capital, high-quality seeds, fertilizers, pesticides, and technical training for corn farmers. These contributions directly impact increased harvest yields and farmer productivity, ultimately improving income and community welfare. Furthermore, the impact of corn cultivation on the economic potential of the Cege Village community is significant. It not only boosts income but also strengthens social ties among farmers and fosters community solidarity.
ANALISIS PEMBIAYAAN GRIYA TAKE OVER DAN DAMPAKNYA DENGAN AKAD MURABAHAH (Studi Pada BSI Cabang Bone) Sari, Mirna; Haslindah; Shadriyah
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

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Abstract

This study aims to determine how the takeover mechanism (debt transfer) in an effort to overcome problematic credit and to determine the impact of Customers taking over (debt transfer) at BSI KC Bone. Based on the objectives of the study, this study uses a qualitative research method using observation, documentation and interview techniques as data collection techniques. Based on the results of the study, the takeover mechanism (debt transfer) is that customers submit an application, complete the completeness of the documents, the bank verifies the data, there is approval for takeover financing (debt transfer), then binding, finally disbursement. The impact for BSI is to increase the BSI bank margin, while for customers it is to get additional funds, can extend the installment period, a solution when finances are unhealthy, can transact according to sharia.
Co-Authors Haslindah Kasnaini Mirna Sari Sitti Nikmah Marzuki, Sitti Nikmah