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All Journal Sharef: Journal of Sharia Economics and Finance Jurnal Bisnis, Ekonomi Syariah dan Pajak
Chotir Mochammad Sholeh
Unknown Affiliation
Economics, Econometrics & Finance

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Peran Bank Syariah Dalam Mendorong Pertumbuhan UMKM Pasar Tanjung di Kota Jember Hafidhotuz Zakkiyah; Muhammad Ilham; Ulfiatun Nadiroh; Ines Harum Sari; Chotir Mochammad Sholeh; Putri Catur Ayu Lestari
Sharef: Journal of Sharia Economics and Finance Vol 3 No 1 (2025): Journal of Sharia Economics and Finance Vol. 3 No. 1 (2025)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jsef.v3i1.1196

Abstract

Pertumbuhan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kabupaten Jember memiliki dampak yang signifikan terhadap perekonomian daerah. Kabupaten Jember, yang terletak di Provinsi Jawa Timur, mencatat Produk Domestik Regional Bruto (PDRB) yang terus meningkat, dengan kontribusi sektor UMKM mencapai lebih dari 60% dari total PDRB. Pada tahun 2023, PDRB Jember diperkirakan mencapai sekitar Rp 30 triliun, menunjukkan pertumbuhan yang stabil dalam beberapa tahun terakhir. UMKM juga berkontribusi signifikan dalam penyerapan tenaga kerja, menyerap hampir 97% dari total tenaga kerja nasional dan menyediakan lapangan kerja bagi lebih dari 146.088 orang di Jember. Namun, tantangan utama yang dihadapi adalah keterbatasan akses terhadap permodalan, di mana bank konvensional sering dianggap kurang inklusif. Sebagai alternatif, bank syariah menawarkan skema pembiayaan yang lebih ramah bagi UMKM melalui prinsip bagi hasil tanpa riba. Dengan dukungan permodalan yang sesuai, UMKM di Jember memiliki potensi besar untuk meningkatkan daya saing dan memberikan dampak positif terhadap perekonomian lokal. Oleh karena itu, pengembangan peran bank syariah dalam mendukung pertumbuhan UMKM sangat penting untuk memperkuat perekonomian daerah dan meningkatkan kesejahteraan masyarakat secara keseluruhan.
Pentingnya Pemeliharaan dan Hubungan Kerja Industrial Husnul Hotimah; Rasya Madaniah Nurul Islami; Chotir Mochammad Sholeh
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 2 No. 2 (2025): Juni : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v2i2.1114

Abstract

Maintenance and industrial relations are two crucial aspects in human resource management that are interrelated and play an important role in maintaining the continuity and success of the organization. Effective maintenance not only maintains the quality of employee performance but also contributes to the creation of harmonious industrial relations. Good industrial relations, in turn, create a conducive work environment, increase productivity, and reduce the potential for conflict in the workplace. The purpose of this study is to dig deeper into the understanding of maintenance and industrial relations. This study uses qualitative and quantitative methods. Data collection techniques are carried out through a review of several journals that have been searched, which are related to the importance of maintenance and industrial relations. From the data that has been successfully collected, maintenance of industrial relations in the entire process of human resource management focuses on the belief that good and harmonious relations between employers and workers in the organization are very important to be fostered and maintained for the benefit of all parties involved. Failure to maintain harmonious relations can cause losses for many parties, especially employers and workers involved. Effective maintenance and good industrial relations play an important role in the success and survival of the company. Therefore, maintenance is a vital element in today's business world and needs to be managed properly.
Co-Authors Hafidhotuz Zakkiyah Husnul Hotimah Ines Harum Sari MUHAMMAD ILHAM Putri Catur Ayu Lestari Rasya Madaniah Nurul Islami Ulfiatun Nadiroh